Dev Raga Personal Finance

Scott Taylor, Director of Everest Wealth, shares insightful strategies for building wealth through superannuation. He explains the purpose of super and dives into various types of contributions, including limits and tax implications. Listeners learn about the First Home Super Saver scheme and how to navigate retail versus industry funds. Scott addresses crucial topics like conditions for early release, excess contributions tax, and the benefits of planning for retirement as a young professional. It's a treasure trove of financial wisdom!

In today’s episode Dev explains sequence of returns risk, touching on:👉🏾 what is sequence of returns risk?👉🏿 wealth accumulation vs retirement phase👉🏻 does sequence of returns risk affect everyone?👉 what asset classes are effected?👉🏼 an example to highlight the principle - rising market vs falling marketWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf Hosted on Acast. See acast.com/privacy for more information.

Louise Biti, a Partner at Aged Care Steps, shares insights on retirement living and aged care navigation. She discusses various living options, weighing their pros and cons, and explores the financial implications of each choice. Louise emphasizes the importance of involving family doctors and highlights the role of government support. The conversation touches on emotional challenges families face, the significance of effective communication, and the need for proper planning to avoid pitfalls in aged care, making it essential listening for anyone preparing for later life.

In this lively discussion, Sarah King, a representative from Stockspot, explains how automation is revolutionizing investing in Australia. She breaks down Stockspot's user-friendly robo-advisory services, focusing on their ETF-driven approach for diversification. Listeners learn about the streamlined account setup and cost-effective fees, making investing accessible. Sarah also highlights the importance of blending technology with a personal touch, ensuring clients stay in control of their financial future while enjoying the benefits of automation.

In today’s episode Dev explains retirement withdrawal strategy, touching on:👉🏾 what is a constant withdrawal strategy?👉🏿 what is a constant percentage withdrawal strategy?👉🏻 what is the Guyton Klinger principle?👉 retirement withdrawal fundamentalsRelated episodes 🎧👇037 what is the 4% withdrawal rule?028 what is sequence of returns risk?We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf Hosted on Acast. See acast.com/privacy for more information.

In today’s episode Dev interviews Dr, Moz, touching on:👉🏾 his journey in medicine👉🏿 what is your subspecialty/niche?👉🏻 do you think that subspecialisation is essential in 2024?👉 income opportunities in your area?👉🏼 tell us about about market/podcasting👉🏽 AI in your practice👉🏾 investing philosophy👉🏿 money winsWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf Hosted on Acast. See acast.com/privacy for more information.

In today’s episode, Dev interviews Dr. Andrew, touching on:👉🏾 training and specialties👉🏿 a day in the life of a surgeon👉🏻 Royal Australasian College of Surgeons.(RACS) training program👉 streaming in healthcare👉🏼 his thoughts on streaming👉🏽 trainees and their suitability for the job👉🏾 his investing philosophy👉🏿 money winsWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf Hosted on Acast. See acast.com/privacy for more information.

In today’s episode Dev explains dollar cost averaging, touching on:👉🏾 what is dollar cost averaging?👉🏿 why it may be a good strategy?👉🏻 the two main types of DCA👉 pros and cons of DCARelated episodes 🎧👇016 dollar cost what?252 DCA vs lump sum investing, careers outside of clinical work, ATO payment plans + moreWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf Hosted on Acast. See acast.com/privacy for more information.

In today’s episode Dev interviews Michael Poplawski, touching on:👉🏾 who is Dr. Mike?👉🏿 what does he do?👉🏻 what are his side hustles?👉 how was it transitioning into the healthcare system of Australia?👉🏼 what are the current issues with general practitioners?👉🏽 his youtube channel: gp on the move👉🏾 philosophy on investing and savings👉🏿 insurance👉🏻 kids and F.I.R.E - financial independence, retire early👉 view on debt👉🏼 investing style👉🏽 money winsMichael Poplawskihttps://www.youtube.com/@GPONTHEMOVEWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf Hosted on Acast. See acast.com/privacy for more information.

Sudesh Piyatissa, co-founder of I-Scribe and expert in AI note-taking, dives into the future of AI in healthcare. He discusses how AI can revolutionize medical documentation, enhancing productivity and patient care. Sudesh shares insights on navigating the complexities of property investment and financial independence, emphasizing the innovative role of technology. He also addresses skepticism around AI in medicine, discussing trust and local compliance, while sharing personal experiences in blending clinical practice with tech advancements.