Dev Raga Personal Finance

Dev Raga
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Nov 12, 2024 β€’ 1h 8min

444 money, leadership + medical exam tips with a hospital executive director

In today’s episode Dev interviews Dr. George Eskander, touching on:πŸ‘‰πŸΎ what does an executive do?πŸ‘‰πŸΏ his journey and training into his role?πŸ‘‰πŸ» what other career options do executives have?πŸ‘‰ how does your day look like?πŸ‘‰πŸΌ junior doctors, pay and cultureπŸ‘‰πŸ½ his side hustle - PassGPπŸ‘‰πŸΎ investing philosophyπŸ‘‰πŸΏ money winsDr. George Eskandergeorge.eskander@doctors.org.ukPassGP.au https://www.passgp.au/dev-raga-personal-financeWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf Hosted on Acast. See acast.com/privacy for more information.
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Nov 5, 2024 β€’ 55min

443 the quick start guide to investing with Glen James!

In today’s episode Dev interviews Glen James, touching on:πŸ‘‰πŸΎ why write a book?πŸ‘‰πŸΏ how does your book differ from other investing books? πŸ‘‰πŸ» who is Nick Bradley?πŸ‘‰ why are behaviours important?πŸ‘‰πŸΌ tell us about your 40% loss of investments as an 18-year-old πŸ‘‰πŸ½ contrarian views - go through each oneWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf Hosted on Acast. See acast.com/privacy for more information.
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Oct 29, 2024 β€’ 45min

442 superannuation part 2 - retirement phase

Scott Taylor, Director of Everest Wealth, shares his expertise on superannuation and retirement planning. He discusses preservation age and the flexibility of changing phases upon retirement. Learn about Transition to Retire (TTR) strategies, tax implications in retirement, and how the aged pension can be affected by superannuation withdrawals. Scott provides insight on downsizer contributions, binding death nominations, and the importance of early planning to optimize retirement savings.
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Oct 22, 2024 β€’ 54min

441 superannuation part 1: accumulation phase

Scott Taylor, Director of Everest Wealth, shares insightful strategies for building wealth through superannuation. He explains the purpose of super and dives into various types of contributions, including limits and tax implications. Listeners learn about the First Home Super Saver scheme and how to navigate retail versus industry funds. Scott addresses crucial topics like conditions for early release, excess contributions tax, and the benefits of planning for retirement as a young professional. It's a treasure trove of financial wisdom!
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Oct 15, 2024 β€’ 23min

440 sequence of returns risk & how it affects your retirement

In today’s episode Dev explains sequence of returns risk, touching on:πŸ‘‰πŸΎ what is sequence of returns risk?πŸ‘‰πŸΏ wealth accumulation vs retirement phaseπŸ‘‰πŸ» does sequence of returns risk affect everyone?πŸ‘‰ what asset classes are effected?πŸ‘‰πŸΌ an example to highlight the principle - rising market vs falling marketWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf Hosted on Acast. See acast.com/privacy for more information.
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Oct 8, 2024 β€’ 1h 10min

439 retirement living options, preparing for aged care + preparing financially

Louise Biti, a Partner at Aged Care Steps, shares insights on retirement living and aged care navigation. She discusses various living options, weighing their pros and cons, and explores the financial implications of each choice. Louise emphasizes the importance of involving family doctors and highlights the role of government support. The conversation touches on emotional challenges families face, the significance of effective communication, and the need for proper planning to avoid pitfalls in aged care, making it essential listening for anyone preparing for later life.
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Oct 1, 2024 β€’ 49min

438 what is Stockspot and how can it automate your investing?

In this lively discussion, Sarah King, a representative from Stockspot, explains how automation is revolutionizing investing in Australia. She breaks down Stockspot's user-friendly robo-advisory services, focusing on their ETF-driven approach for diversification. Listeners learn about the streamlined account setup and cost-effective fees, making investing accessible. Sarah also highlights the importance of blending technology with a personal touch, ensuring clients stay in control of their financial future while enjoying the benefits of automation.
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Sep 24, 2024 β€’ 15min

437 retirement withdrawal strategy and the Guyton Klinger principle

In today’s episode Dev explains retirement withdrawal strategy, touching on:πŸ‘‰πŸΎ what is a constant withdrawal strategy?πŸ‘‰πŸΏ what is a constant percentage withdrawal strategy?πŸ‘‰πŸ» what is the Guyton Klinger principle?πŸ‘‰ retirement withdrawal fundamentalsRelated episodes πŸŽ§πŸ‘‡037 what is the 4% withdrawal rule?028 what is sequence of returns risk?We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf Hosted on Acast. See acast.com/privacy for more information.
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Sep 17, 2024 β€’ 1h 7min

436 GP balancing act: patients, procedures and money

In today’s episode Dev interviews Dr, Moz, touching on:πŸ‘‰πŸΎ his journey in medicineπŸ‘‰πŸΏ what is your subspecialty/niche?πŸ‘‰πŸ» do you think that subspecialisation is essential in 2024?πŸ‘‰ income opportunities in your area?πŸ‘‰πŸΌ tell us about about market/podcastingπŸ‘‰πŸ½ AI in your practiceπŸ‘‰πŸΎ investing philosophyπŸ‘‰πŸΏ money winsWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf Hosted on Acast. See acast.com/privacy for more information.
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Sep 10, 2024 β€’ 56min

435 what it takes to be a surgeon + navigating money

In today’s episode, Dev interviews Dr. Andrew, touching on:πŸ‘‰πŸΎ training and specialtiesπŸ‘‰πŸΏ a day in the life of a surgeonπŸ‘‰πŸ» Royal Australasian College of Surgeons.(RACS) training programπŸ‘‰ streaming in healthcareπŸ‘‰πŸΌ his thoughts on streamingπŸ‘‰πŸ½ trainees and their suitability for the jobπŸ‘‰πŸΎ his investing philosophyπŸ‘‰πŸΏ money winsWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf Hosted on Acast. See acast.com/privacy for more information.

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