
Dev Raga Personal Finance
Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.Formerly named my millennial money professional Hosted on Acast. See acast.com/privacy for more information.
Latest episodes

Jul 16, 2024 โข 33min
427 Vanguard Super deep dive
In todayโs episode Dev interviews Renee from Vanguard, touching on:๐๐พ about VG Super๐๐ฟ the fees๐๐ป is it different to Super structures offered elsewhere?๐ who owns the assets?๐๐ผ who is the back-up?๐๐ฝ tell us about the auto-adjust๐๐พ what are the products VG offers๐๐ฟ what about capital gains?๐๐ป can I switch without taxes?Related episodes ๐ง๐402 an interview with Balaji Gopal from Vanguard AustraliaWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.

Jul 9, 2024 โข 1h 3min
426 full-time locuming, choosing a subspecialty, side hustling + more (a chat with Dr Chris)
In todayโs episode, Dev interviews Dr. Chris, touching on:๐๐พ what is his savings rate?๐๐ฟ getting the perspective of a doctor for locuming๐๐ป his side hustle๐ views on debt๐๐ผ his medical training and subspecialty๐๐ฝ does he maximize his superannuation?๐๐พ views on children and FI๐๐ฟ his investing philosophy๐๐ป money winsRelated episodes ๐ง๐307 money wins: an interview with Dr NickWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.

Jul 2, 2024 โข 51min
425 passive income as a doctor, reaching financial literacy, locuming + more (a chat with Dr Dan)
In todayโs episode Dev interviews Dr. Dan, touching on:๐๐พ what is his savings rate?๐๐ฟ what is his locum/side hustle?๐๐ป his story of how he got into med๐ reaching financial literacy๐๐ผ his views on debt๐๐ฝ his views on children and GI๐๐พ private or public schools๐๐ฟ will & estate planningRelated episodes ๐ง๐307 money wins: an interview with Dr NickWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.

Jun 25, 2024 โข 16min
424 what are REITs
This podcast delves into the world of Real Estate Investment Trusts (REITs), discussing the various types of REITs, the advantages they offer investors, and the differences between open-ended and closed-ended REIT investments. It also touches on the importance of exam preparation for medical practice.

Jun 18, 2024 โข 54min
423 the experience of owning a Telsa (interview with an EV YouTuber)
In todayโs episode Dev interviews Tom of Ludicrous Feed, touching on:๐๐พ why did he buy an EV?๐๐ฟ batteries and charging๐๐ป the driving experience๐ manufacturing myths๐๐ผ his personal experience๐๐ฝ is China a threat? ๐๐พ his investing journeyYouTube channel: youtube.com/ludicrousfeed and also my website: ludicrousfeed.comWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.

Jun 11, 2024 โข 1h 5min
422 money & investing as a doctor in the US
In todayโs episode Dev interviews Dr. Jim Dahle of the White Coat Investor, touching on:๐๐พ American health system๐๐ฟ student loans๐๐ป how Dr. Jim invests his money?๐ what is training like in the US?Dr. Jim Dahle, White Coat Investorwww.whitecoatinvestor.com.We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.

Jun 4, 2024 โข 57min
421 drawing down on your portfolio in retirement (Q&A with Vince Scully) part 2
In todayโs episode Dev interviews Vince Scully, touching on:๐๐พ questions about portfolio drawdown?๐๐ฟ preparing for retirement๐๐ป wealth protection? ๐ case scenariosWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.

May 28, 2024 โข 1h 4min
420 what a financial adviser does and the cost + tools for portfolio building (Q&A with Vince Scully) part 1
In todayโs episode Dev interviews Vince Scully, touching on:๐๐พ what is Life Sherpa๐๐ฟ why is financial advice expensive in Australia?๐๐ป why are people skeptical about financial advisers in general?๐ how is Life Sherpa different from traditional financial advice?๐๐ผ questions about portfolio construction๐๐ฝ is there a one-size-fits-all all portfolio?๐๐พ case scenariosWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial Hosted on Acast. See acast.com/privacy for more information.

May 21, 2024 โข 56min
419 buyerโs agent Q&A: residential & commercial property with John Pidgeon from this is property
In todayโs episode Dev interviews John Pidgeon of this is property, touching on:๐๐พ what is a buyer's agent and what do they do?๐๐ฟ how do they get paid?๐๐ป how to select a buyer's agent?๐ how much does it cost?๐๐ผ what about off-market sales?๐๐ฝ what happens when I have a bad experience with a buyer's agent?๐๐พ how does the negotiation process work?๐๐ฟ what about commercial property?๐๐ป does it always make sense to have a buyer's agent?John Pidgeonhttps://www.envisageproperty.com.au/https://www.solverewealth.com.au/https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/https://www.sortyourpropertyout.com/We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.

May 14, 2024 โข 23min
418 what is a 360 review?
In todayโs episode Dev explains the concept of a 360 review, touching on:๐๐พ how does a 360 review work?๐๐ฟ goals of review๐๐ป what is a traditional review?๐ pros and cons๐๐ผ how do you give a 360 review?๐๐ฝ the problems with F2F feedbackWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.
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