Dev Raga Personal Finance cover image

Dev Raga Personal Finance

Latest episodes

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May 14, 2024 โ€ข 23min

418 what is a 360 review?

In todayโ€™s episode Dev explains the concept of a 360 review, touching on:๐Ÿ‘‰๐Ÿพ how does a 360 review work?๐Ÿ‘‰๐Ÿฟ goals of review๐Ÿ‘‰๐Ÿป what is a traditional review?๐Ÿ‘‰ pros and cons๐Ÿ‘‰๐Ÿผ how do you give a 360 review?๐Ÿ‘‰๐Ÿฝ the problems with F2F feedbackWe hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.
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May 7, 2024 โ€ข 54min

417 how does an airline vlogger make money and invest?

In todayโ€™s episode Dev interviews Youtube's most watched flight reviewer, Josh Cahill, touching on:๐Ÿ‘‰๐Ÿพ paid reviews๐Ÿ‘‰๐Ÿฟ controversies๐Ÿ‘‰๐Ÿป youtube revenue๐Ÿ‘‰ investment and savings๐Ÿ‘‰๐Ÿผ health and travel๐Ÿ‘‰๐Ÿฝ traveling to dangerous places๐Ÿ‘‰๐Ÿพ experience of setting up the first all-female pilot crew in Afghanistan๐Ÿ‘‰๐Ÿฟ tips for frequent flyersJosh Cahill YouTube's Most Watched Flight Reviewer.www.YouTube.com/joshcahillWe hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.
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Apr 30, 2024 โ€ข 1h 11min

416 fixed vs variable, redraw vs offset, commercial loans, preparing to meet a broker + more (Q&A with a mortgage broker)

Mortgage broker Rachelle Kroon discusses qualifications, preparing for meetings, interest rates, loan features, fixed vs variable rates, penalties, redraw, offsets, and differences from commercial loans.
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Apr 23, 2024 โ€ข 39min

415 Q&A: overtime, burn out, property v shares, productive assets and more

Topics discussed include overtime and sustainability, paying back credit cards, increasing earning potential, taxation for RNs, trusts for high income earners, and the comparison between property and shares for investment.
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Apr 16, 2024 โ€ข 41min

414 life, TPD, trauma & income insurance (the basics, self-insuring, using an adviser or DIY + more) part 2

In todayโ€™s episode Dev continues his interview with Phil Thompson - an insurance expert, going in-depth on:๐Ÿ‘‰๐Ÿฝ income protection and life insurance๐Ÿ‘‰๐Ÿพ trauma insurance and TPD๐Ÿ‘‰๐Ÿฟ claim rejectionsWe hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.
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Apr 9, 2024 โ€ข 47min

413 life, TPD, trauma & income insurance (the basics, self-insuring, using an adviser or DIY + more) part 1

Insurance expert Phil Thompson discusses the basics of insurance, difference between financial and insurance advisors, self-insurance, super vs non-super insurance, income protection, life insurance, trauma insurance, and TPD. The conversation also covers claim rejections and the importance of seeking specialist advice for tailored coverage options.
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Apr 2, 2024 โ€ข 28min

412 will and estate planning (Q&A with a lawyer) part 2

In todayโ€™s episode, Dev continues his interview with special guest Marlee Viero who is a wills lawyer from Nest Legal. In the 2nd part of this chat Dev and Marlee touch on:๐Ÿ‘‰๐Ÿพ the role of the executor; administering the estate๐Ÿ‘‰๐Ÿฟ probate vs grants๐Ÿ‘‰๐Ÿป the role of the court๐Ÿ‘‰ invalidity of the will๐Ÿ‘‰๐Ÿผ who can challenge a will๐Ÿ‘‰๐Ÿฝ digital assetsFind out more about Marlee & the team at Nest Legal: www.nestlegal.com.auWe hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.
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Mar 26, 2024 โ€ข 57min

411 will and estate planning (Q&A with a lawyer) part 1

In todayโ€™s episode Dev interviews special guest Marlee Viero who is a lawyer specialising in wills and estate planning. They chat about:๐Ÿ‘‰๐Ÿพ what happens when you don't have a will?๐Ÿ‘‰๐Ÿฟ do it yourself will kits๐Ÿ‘‰๐Ÿป what is an executor?๐Ÿ‘‰ what is a beneficiary?๐Ÿ‘‰๐Ÿผ what is a guardian?๐Ÿ‘‰๐Ÿฝ what about kids under 18?๐Ÿ‘‰๐Ÿพ distribution of assets, special items, etc.๐Ÿ‘‰๐Ÿฟ what is a testamentary trust?Find out more about Marlee & the Nest Legal team: www.nestlegal.com.auWe hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.
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Mar 19, 2024 โ€ข 60min

410 an interview with AG (alternative investments, day trading + more)

In todayโ€™s episode Dev interviews special guest AG who day trades, touching on AG's experience with crypto and his personal investing philosophy. They chat about:๐Ÿ‘‰๐Ÿพ what is cryptocurrency and how do you make money from it?๐Ÿ‘‰๐Ÿฟ costs of trading๐Ÿ‘‰๐Ÿป net worth and income๐Ÿ‘‰ what is day trading and how one can compete with with "big people"๐Ÿ‘‰๐Ÿผ is time included in return calculations๐Ÿ‘‰๐Ÿฝ mainstream/traditional investments๐Ÿ‘‰๐Ÿพ superannuation - where does it fit in?We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.
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Mar 12, 2024 โ€ข 24min

409 money mistakes by doctors - part 2

Exploring common money mistakes doctors make such as neglecting relationships and estate planning, training excessively before becoming consultants, lacking soft skills, and complicating their financial lives. The podcast delves into the importance of recognizing skill sets early, navigating financial challenges, and balancing technical expertise with soft skills in healthcare teams.

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