
Behavior Gap Radio
Greetings, Carl here.
This podcast is super simple, it's me wandering through the world noticing things about how to align my use of capital (time and money) with what is actually important to me.
-Carl
Latest episodes

Feb 3, 2025 • 4min
1223 | Tips & Tricks for Meeting People
Striking up conversations with strangers can feel daunting—but what if it was easier than you thought? In this episode of Behavior Gap Radio, Carl shares a simple yet powerful approach to meeting new people, inspired by an event hosted by his friend Darren. By asking just one key question—"Tell me something I should know about you"—he discovered how effortless and rewarding it can be to connect with others. Tune in to hear how you can use this strategy to turn any room into a space for meaningful conversations.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Jan 31, 2025 • 5min
1222 | The Power of Curated Community
What happens when you step outside your usual circles? Carl shares a powerful realization from an event in his own backyard—an energizing room full of creative, ambitious people he’d never met. It was a reminder that “your people” are out there, but finding them takes intentional effort. In this episode, he explores the importance of curating your community, surrounding yourself with those who are up to something, and making space for creativity and possibility. Who are you investing your time and energy in? And how intentional are you about it?Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Jan 30, 2025 • 7min
1221 | Attention Is Power
We’ve all heard that money is power—but what if the real power is attention? In this episode, Carl explores how attention has become the most valuable commodity in the world, shaping wealth, influence, and the way we interact with the world. But here’s the good news: if we’re aware of it, we can practice. We can audit where we invest our attention, reclaim control, and make sure we’re spending it on what truly matters. This is both a warning and an invitation—because the fight for your attention is real, but so is your ability to choose.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Jan 29, 2025 • 4min
1220 | Creating Space for Hell Yeah
Is there something magical about saying no? A listener shares a hunch—every time they say no to something that’s not a good fit, something great follows. Coincidence? Carl doesn’t think so. In this episode, he explores the power of making space, the confidence that comes with clear decisions, and the idea that opportunities may already be there—we just need to be able to see them. What happens when we clear the clutter and signal that we’re ready? Tune in for a reflection on saying no, making room, and what might show up next.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Jan 28, 2025 • 9min
1219 | New Zealand and News
After four days deep in the New Zealand bush—no cell service, no news, just the sound of waterfalls and the weight of stillness—Carl is confronted with a jarring return to the outside world. A chance encounter with hikers reveals devastating news, and it sparks a bigger question: What is the role of news in our lives? How much do we really need to know, and at what cost? With reflections on information, control, and clarity, this episode invites you to reconsider your relationship with the constant flow of updates.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Jan 27, 2025 • 7min
1218 | Infinite Matters
Fresh from his time in New Zealand, Carl reflects on clarity—the kind that comes when the noise fades away. Inspired by Carl Jung’s insight that "only if we know that the thing that truly matters is infinite can we avoid fixing our interests upon futilities," Carl explores how distractions and false possessions dull our sensitivity to what really matters. What happens when we remove the noise? And how do we create space for a clearer signal in our own lives? Tune in for a thought-provoking conversation on focus, meaning, and what’s truly essential.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Jan 24, 2025 • 5min
1217 | Stuff That Owns You
In this episode, Carl shares an exciting update about his upcoming book—a collection of 97 essays paired with sketches—and invites listeners to join a "reading party" by providing feedback on one of the essays. He reads "Stuff You Own, Stuff That Owns You," a reflection on the fine line between owning things and being owned by them, and offers a simple question to help regain control of your stuff.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Jan 23, 2025 • 8min
1216 | What Lights You Up?
In this episode, Carl shares two guiding principles that have shaped his life: Lao Tzu's call to "be who you really are and go the whole way" and Howard Thurman’s wisdom to "ask what makes you come alive and go do it." Through personal reflections and practical insights, Carl explores what it means to notice the moments that light you up and bring you fully alive. From deep presence with others to the flow of skiing through the mountains, Carl unpacks how these moments reveal who we truly are and why the world needs more people who have come alive.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Jan 22, 2025 • 8min
1215 | The Practice
In this first episode of 2025, Carl reflects on the importance of consistent practice, whether it’s journaling, recording, or simply noticing the world around us. After a break spent adventuring in New Zealand, he shares how quickly the muscle of capturing and processing experiences can atrophy—and why the act of documenting thoughts, even privately, is so valuable. Carl revisits lessons from Seth Godin and a heartfelt reminder from a listener, Ashby, to focus on what lights you up. This episode is a reminder that anything worth mastering requires practice, and sharing ideas publicly can refine and elevate them.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Dec 31, 2024 • 4min
1214 | The Ridgelines of Our Lives
In this episode of Behavior Gap Radio, Carl shares reflections from a backcountry skiing trip in Utah’s Wasatch Mountains. Inspired by a striking ridgeline etched against the horizon, he explores the metaphorical ridgelines in our lives—birthdays, transitions, and new beginnings—that challenge us to go a little further and reach a little higher. With a new year on the horizon, Carl invites listeners to embrace the possibilities that lie just beyond their comfort zones.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/