

Behavior Gap Radio
Carl Richards
Greetings, Carl here.
This podcast is super simple, it's me wandering through the world noticing things about how to align my use of capital (time and money) with what is actually important to me.
-Carl
This podcast is super simple, it's me wandering through the world noticing things about how to align my use of capital (time and money) with what is actually important to me.
-Carl
Episodes
Mentioned books

Apr 18, 2025 • 9min
1277 | Find Your Fire
Ever felt that spark when watching someone do something incredible—like you're catching a glimpse of pure passion in action? That feeling isn't random. It's a clue, a breadcrumb, guiding you toward what makes you come alive. In this episode of Behavior Gap Radio, Carl reveals exactly how to decode these moments, uncover your own passion, and turn inspiration into action. Because the world doesn't need more people just getting by—it needs you to Find Your Fire.

Apr 17, 2025 • 2min
1276 | Expect Feelings
Ever grab an electric fence? Carl has—and he says that’s exactly what money conversations can feel like when we don’t expect emotions. In this short episode of Behavior Gap Radio, he shares one simple idea that might change how you talk about money forever: expect feelings. Because money isn’t just numbers… it’s identity, power, fear, and love. When you expect the emotional charge, you won’t be shocked. You’ll be ready.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Apr 16, 2025 • 5min
1275 | Sensations Over Stories
Ever found yourself spiraling into a story before you even know what’s happening? In this episode of Behavior Gap Radio, Carl shares a powerful tool he picked up from a conversation with Henry Shukman: SOS—Sensations Over Stories. When money decisions trigger anxiety, the key isn’t to analyze the story… it’s to drop into the body. Carl unpacks how this simple practice of noticing sensations can shift everything—even if the facts stay the same.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Apr 15, 2025 • 6min
1274 | One Square Inch of Solid Ground
When life feels out of control—markets crashing, job uncertainty, financial stress—Carl shares the most reliable response: a flight to simplicity. In this episode of Behavior Gap Radio, he explains how shrinking the problem and focusing on what you can control (even something as small as a single breath) helps restore calm and clarity. It's not about fixing everything. It's about finding solid ground—one square inch at a time—and starting from there.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Apr 14, 2025 • 14min
1273 | The Practice Is the Point
Ever nailed your morning routine only to find yourself doom-scrolling by 2:47 p.m.? In this episode of Behavior Gap Radio, Carl unpacks why we fall off track—even when we know better—and how the real solution isn’t a hack or shortcut… it’s practice. The kind that stings. The kind that invites us to notice, realign, and try again. Again and again. This is about treating creative work—and entrepreneurship—as a spiritual practice. One where the noticing is the win, the fall never ends, and the way forward is simple (but not easy): practice.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Apr 11, 2025 • 6min
1272 | What Are You Waiting For?
In this episode of Behavior Gap Radio, Carl explores the strange magic of urgency and asks a simple question: What are you waiting for? Whether it’s sending that email, raising your fees, or finally writing the thing you’ve been thinking about for years, the time between idea and action doesn’t have to be so long. Carl shares real stories—his own and those of others—to show how much time we waste waiting for the “right” moment. Spoiler: This is your sign. Do the thing.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Apr 10, 2025 • 15min
1271 | The One Thing That Changes Everything (About Your Money Decisions)
Discover a game-changing approach to financial decisions! The discussion revolves around the concept of the Financial Pause, a four-step method that encourages tuning into your emotions before acting. By focusing on bodily awareness, you can sidestep impulsive choices. This simple yet powerful technique fosters calm decision-making, helping you avoid regrets in your money management. Transform your financial journey by embracing emotional intelligence!

Apr 9, 2025 • 3min
1270 | Questions, Not Advice
In this gentle reminder from Behavior Gap Radio, Carl shares what to do when someone comes to you feeling nervous, scared, or uncertain—and thinks action is the answer. Instead of rushing to give advice, Carl encourages us to slow down, lead with empathy, and ask thoughtful questions. Because often, the wisest answers come not from us but from the person sitting across from us—if we’re willing to create the space for them to emerge.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Apr 8, 2025 • 4min
1269 | The Market Didn't Make You Scared
In this quiet but powerful episode of Behavior Gap Radio, Carl shares a simple phrase that might just rearrange the furniture in your brain: We live in the feeling of our thinking. Not our circumstances. Not the email. Not the number on the statement. Carl unpacks how noticing our thoughts—not fixing or fighting them—can shift everything. It’s not self-help. It’s not mindset hacks. It’s just awareness. And it changes things.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Apr 7, 2025 • 14min
1268 | We Are Wasting Our Lives
In this episode of Behavior Gap Radio, Carl comes in hot with a wake-up call about the hidden cost of distractions. He shares shocking stats about how often we're interrupted, how much time we lose to switching tasks, and why most knowledge workers only get two hours of deep work a day—on a good day. But this isn't just finger-pointing. It's Carl confronting his own habits and offering two tiny experiments to help us all reclaim our time: install RescueTime and schedule just two 90-minute distraction-free work blocks. No shame. No blame. Just a deep, empathetic punch in the nose—and a hug.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/


