In this episode of Behavior Gap Radio, Carl discusses the often-overlooked aspect of financial planning: understanding your current position. While it might seem simple, Carl explains that assessing where you are today is actually a complex process influenced by emotions and personal values. Using the metaphor of an explorer's map, he shows how your starting point—whether it's a balance sheet or your core values—shapes your financial journey. Tune in to learn why getting clear about your present is an ongoing practice and how it impacts your path to financial goals.

In this episode of Behavior Gap Radio, Carl shares a personal story about his surprising reaction to using a credit card—an instinctive response rooted in old financial anxieties. Why do these ingrained behaviors stick with us even when they're no longer helpful? And how can we start changing these patterns? Carl offers a compassionate approach by recognizing and thanking these old habits for their past role, then suggests a kinder way to rewire our mindset about money. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Discover how childhood memories shape our relationship with money. The discussion encourages listeners to reflect on early experiences that influence adult financial behaviors. By examining these narratives, the conversation reveals how increased awareness can pave the way for a healthier financial mindset.

Explore the intriguing concept of alignment in capital relationships, including time, money, and energy. Personal stories illustrate the balance between imbalance in our lives. The discussion encourages a mindful approach to managing resources effectively. Tune in to discover how to foster insights around prioritizing what truly matters.

In this episode of Behavior Gap Radio, Carl dives into the complex relationship between money and power. How do you think about money and power in your life? Are there times when financial decisions might stray from your core values due to external pressures or incentives? Carl discusses the importance of being aware of these dynamics, recognizing when money becomes a proxy for power, and choosing to navigate these forces with love and grace. He encourages listeners to reflect on their own relationship with money and power and how they can maintain alignment with their true values.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

In this episode of Behavior Gap Radio, Carl tackles a common challenge: the fear of sharing your work. How often does fear hide behind excuses? What if you embraced "version zero" and released your project, flaws and all? Carl shares his favorite strategy for turning fear into action, helping you take that first step with confidence, no matter the creative project.

Discover how breaking down larger goals into manageable steps can transform your approach to challenges. By focusing on small, achievable tasks, you can reduce feelings of paralysis and gain clarity in your progress. This insightful discussion emphasizes the importance of taking that next smallest step to drive ambitious projects forward.

Carl reflects on a conversation with sitcom writer and comic King Hassan, who offers an interesting perspective: What if we focused on solving major issues instead of celebrating them? How does this shift change our view of progress? Join Carl as he explores this thought-provoking idea and its impact on how we define success.Want to hear Carl's conversations with King Hassan? Listen to 50 Fires: Money and Meaning here: https://podcasts.apple.com/us/podcast/comedian-and-former-police-officer-king-hassan-on/id1709551590?i=1000666085069

Discover the surprising connection between money and personal identity. The discussion challenges the societal belief that wealth equates to worth, encouraging a reframing of how we perceive value. Listeners are prompted to question what truly defines success and to appreciate the intrinsic qualities of individuals beyond their financial status.

Explore the dynamic journey of financial alignment in this engaging discussion. Discover how personal priorities evolve and the importance of continuously adjusting your financial strategies. The hosts emphasize that financial planning is not a one-time task but an ongoing practice that requires regular reflection. Gain insights into aligning your capital with what truly matters in your life.