

Behavior Gap Radio
Carl Richards
Greetings, Carl here.
This podcast is super simple, it's me wandering through the world noticing things about how to align my use of capital (time and money) with what is actually important to me.
-Carl
This podcast is super simple, it's me wandering through the world noticing things about how to align my use of capital (time and money) with what is actually important to me.
-Carl
Episodes
Mentioned books

Oct 2, 2026 • 6min
1558 | Money and Security, Meaning, Love

Oct 1, 2026 • 7min
1557 | When are you going to grow up?

Sep 30, 2026 • 4min
1556 | Going On A Treasure Hunt

Sep 29, 2026 • 6min
1555 | Nobody Paid Off His Mortgage. But He Felt Better.

Sep 28, 2026 • 6min
1554 | What If You Didn’t Wait Until Retirement?

Sep 25, 2026 • 8min
1553 | My car is better than his

Sep 24, 2026 • 7min
1552 | Why Do We Think Rich People Are Smarter?
In this episode, Carl explores a strange habit many of us have: using someone’s wealth as evidence they’re worth listening to. Why does knowing that someone sold a company or has a $400 million balance sheet suddenly make them seem smarter, wiser, or more interesting? Carl examines how easily authority in one area can leak into another, and why we may want to get much more careful about confusing financial success with intelligence, wisdom, or human worth.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Sep 23, 2026 • 6min
1551 | What Does This Say About Us?
In this episode, Carl puts two very different paychecks side by side: a ski patroller earning an hourly wage in an expensive mountain town and an NFL quarterback earning tens of millions a year. He’s not arguing that either number is right or wrong. Instead, he asks a more interesting question about what markets actually measure, what they don’t, and what the enormous gap between price and human value might say about us.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Sep 22, 2026 • 6min
1550 | The Absurdity of a Trillionaire
In this episode, Carl continues his exploration of absurdity by putting two realities side by side: Wealth at a scale that is almost impossible to comprehend and ordinary families struggling to afford a first home. Rather than arguing about who is right, who is wrong, or what the solution should be, Carl asks whether we can simply pay attention to the strange things we’ve learned to accept as normal, and perhaps start by being willing to call them what they are.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Sep 21, 2026 • 4min
1549 | Don't Ruin the Kids!
In this episode, Carl questions a common belief among families with significant wealth: Helping adult children financially will somehow ruin them. When the next generation already knows a substantial inheritance is coming, does withholding help today really teach the lessons parents think it does? Carl explores how our experiences with money shape what we believe our children need, and why a different set of circumstances may require a different set of lessons.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/


