
Behavior Gap Radio
Greetings, Carl here.
This podcast is super simple, it's me wandering through the world noticing things about how to align my use of capital (time and money) with what is actually important to me.
-Carl
Latest episodes

May 9, 2025 • 2min
1292 | If Your Banking App Had a Soul

May 8, 2025 • 2min
1291 | Rewrite The Code

May 7, 2025 • 2min
1290 | You Don’t Need More Financial Advice

May 6, 2025 • 3min
1289 | Insight Instead of Shame

May 5, 2025 • 4min
1288 | Emotionally Loaded

May 2, 2025 • 5min
1287 | More Money, More Possibility?
We’ve all heard it: “More money, more problems.” But what if that’s only one way to see it? In this episode, I share a conversation with Rabbi Shira Stutman that helped shift my perspective from viewing money as a burden to seeing it as a tool for possibility. It’s a simple lens change… but it might just change everything, especially if you’ve ever felt guilty, ashamed, or stressed about wanting more.This isn’t just about money.It’s about how we see the world:Problems… or possibilities?

May 1, 2025 • 11min
1286 | Certainty Sounds Like Shouting
A real email exchange about a home repair gone wrong reveals something deeper: how writing without curiosity—especially when we’re certain we’re right—can turn a simple message into emotional kindling.

Apr 30, 2025 • 7min
1285 | You’re the Bottleneck (And That’s Good News)
If you're frustrated by bottlenecks in your projects, teams, or creative work... look closer. It might be you. In this episode, Carl shares why that's actually good news—and how entrepreneurship, at its best, is a brutal but beautiful path to personal growth.

Apr 29, 2025 • 3min
1284 | More Money Won't Fill the Hole
We all say money can't buy happiness. But deep down, are we hoping it can remove our unhappiness? In this episode, Carl flips the script—and asks what hole we're really trying to fill.

Apr 29, 2025 • 2min
1283 | What Are You Solving For?
In this episode of Behavior Gap Radio, Carl explores a deceptively simple question: What are you solving for? Whether it’s a mountain bike race, a business idea, or a client conversation, knowing the answer shapes everything—your tools, your preparation, and even your motivation. Carl shares how asking this question (and noticing when the answer changes) has guided his life over the past few years—and how it might do the same for you.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/
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