Behavior Gap Radio

Carl Richards
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Sep 18, 2026 • 4min

1548 | Money and the Kennedy Center

In this episode, Carl uses the current fight over the Kennedy Center as a jumping-off point for a much broader question: What is money really doing in the room? Looking beyond the politics, he explores how quickly a conversation that appears to be about money can become one about recognition, status, power, control, or even gratitude, and why noticing those forces in our own lives may tell us far more than the dollar amounts ever could.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 
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Sep 17, 2026 • 7min

1547 | Money Won't Drive This Family Apart

In this episode, Carl explores what happens when families avoid difficult conversations about money in an effort to avoid conflict. Through the example of inheritance, he looks at how silence can quietly turn into secrecy, scorekeeping, stories, and resentment—creating the very conflict everyone hoped to prevent. Carl offers two simple rules for bringing these conversations into the open and protecting something far more valuable than the money: the family itself.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 
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Sep 16, 2026 • 5min

1546 | Counting the Cost

In this episode, Carl explores the hidden cost behind the things we admire and want to build. A beautiful business, creative project, or seemingly successful life can look very different once we understand the trade-offs happening behind the scenes. Carl reflects on why it’s not enough to ask what we want to create. We also have to ask what it will require from us, and whether we’re willing and able to pay that price.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 
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Sep 15, 2026 • 7min

1545 | Mini Panic Attacks

In this episode, Carl shares an unexpected discovery from a simple experiment in taking more time to rest. As his mind settles, his body seems to have something else to say, raising questions about the patterns our nervous systems may carry long after our thinking has changed. It’s a personal exploration of rest, risk, and what we can learn when we get quiet enough to notice what’s happening beneath the surface.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 
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Sep 14, 2026 • 10min

1544 | I Can Figure It Out

In this episode, Carl explores the value of intentionally putting ourselves in situations where we don’t quite know what to do next. Through stories from the mountains, travel, and unexpected career changes, he considers how small, safe encounters with uncertainty can build something far more useful than having all the answers: trust in our ability to figure things out.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com 
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Sep 11, 2026 • 21sec

1543 | Enough as an Answer

In this short episode, Carl explores a deceptively simple question: What if more isn’t always the answer?Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/
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Sep 10, 2026 • 31sec

1542 | Punched in the Face

In this short episode, Carl explores the difference between understanding risk in theory and actually experiencing it. What changes when risk stops being an idea and suddenly becomes real?Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 
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Sep 9, 2026 • 51sec

1541 | A Meaningful Life

In this short episode, Carl explores what it might actually mean to live a meaningful life. What if it’s less about finding one big answer and more about what we choose to do with the resources we have?Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 
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Sep 8, 2026 • 21sec

1540 | Options or Living

In this short episode, Carl explores the tension between keeping your options open and actually choosing a life. When does flexibility stop being freedom and start getting in the way?Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 
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Sep 7, 2026 • 20sec

1539 | My Favorite Part

In this short episode, Carl shares his favorite part of real financial planning. Before the numbers and plans, there’s a simpler question: What is all this money for?Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

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