
She's On The Money
Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance.
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.
Latest episodes

Nov 1, 2024 • 41min
MLM Secrets Revealed: Why 99% of Recruits Never Make Money
Uncover the truth behind multi-level marketing and its deceptive promises of financial freedom. The discussion highlights how MLMs often leave participants worse off, exploiting ambition and insecurity. Learn about the dark tactics that target vulnerable individuals and the hidden costs of incentives that seem too good to be true. Discover the challenges of self-promotion for women and how social media can amplify insecurities. Ultimately, the conversation urges a shift toward sustainable financial opportunities beyond the MLM trap.

Oct 31, 2024 • 53min
Finding Out Your Colleague Makes More—and How to Fix It
Discover the frustration of realizing a colleague earns more for the same job. Dive into jaw-dropping negotiation stories and learn how to advocate for your worth. The hosts tackle the awkwardness of financial disparities in relationships and discuss how family support plays a role. Navigate the emotional and legal implications behind pay gaps while embracing strategies for approaching management. Plus, enjoy uplifting anecdotes and clever savings tips to engage the community in financial literacy!

Oct 29, 2024 • 43min
Marketing 101 (Part 2)
Ready to take your marketing game to the next level? In part two of our Marketing 101 series, we’re diving into paid and earned media strategies to help you reach new audiences and build lasting brand buzz. From using ads strategically to making the most of organic PR, this episode covers everything you need to create a balanced, omni-channel strategy that doesn’t break the bank. Tune in for practical tips, insider tricks, and real-world examples that’ll make your marketing efforts work harder for you! Pre-order Victoria's book, The Business Bible, here. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Oct 27, 2024 • 47min
How I've Made It Work as a Single Mum by Choice
Natasha Nabinunga-Bamblett, a dedicated single mother by choice, shares her inspiring journey of funding IVF and navigating the challenges of raising a child on her own. She discusses the emotional complexities of financial security, the significant decisions around donor selection, and strategies to manage childcare costs. Natasha highlights budgeting tips, the importance of adapting financial goals, and the personal growth that comes with being a single parent. Her insights provide valuable guidance for anyone considering a similar path.

Oct 25, 2024 • 15min
Trick or Treat: The Psychology of Discounts
This Halloween, beware… retailers are casting bewitching spells on your wallet! Ready to shield your bank account from the chilling charms of ‘limited-time offers’ and the sinister ‘Buy-One-Get-One’ spell? Victoria is here to reveal the sneaky sales tactics lurking behind every discount from Black Friday to Boxing Day. Victoria’s got the tricks to help you dodge their traps and only take home the real treats this Halloween. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

4 snips
Oct 24, 2024 • 42min
Why You Should Always Negotiate
Explore the intriguing decision between financial security and relationship stability when presented with a lucrative offer. Discover whether accepting a low settlement is wise, or if negotiation is the key to maximizing outcomes. The hosts share hilarious stories of adulthood, offering frugal living tips and budget hacks. They emphasize the importance of self-advocacy and securing the best deals in job relocations and insurance settlements. Expect laughter, insightful anecdotes, and real-life dilemmas that resonate with many!

Oct 22, 2024 • 39min
The Secret to Managing Your Super — And It’s Not an SMSF!
Forget the hype around Self-Managed Super Funds; they may not be worth the effort. Discover why traditional super options might be a better fit, minimizing compliance headaches. Explore the gender disparities in superannuation savings and the importance of expert management. Learn practical steps for financial empowerment, including understanding your super and reclaiming unclaimed funds. Plus, uncover simple strategies to take control of your financial future without the stress of managing an SMSF!

Oct 20, 2024 • 42min
I Swiped Right on Love... and a Financial Mess
What happens when you fall for someone whose finances are in shambles? Our Money Diarist thought she’d found her perfect partner, but when the time came to get serious about finances, she uncovered a complete mess — years of unfiled taxes, no savings, and even an unknown case of financial abuse against him. But rather than give up, she decided to help him clean up the mess; Tune in to hear how she tackled love, money, and everything in between, proving that even the messiest financial situations can be turned around with the right mindset and teamwork! Content warning: this episode discusses financial abuse. If you or someone you know is experiencing financial or domestic abuse, you can call 1800RESPECT on 1800 737 732, text 0458 737 732, or visit their website for online chat and video call services: 1800respect.org.au. In an emergency or if you’re not feeling safe, always call 000. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Oct 18, 2024 • 17min
7 Financial Power Moves from Taylor Swift’s Playbook
Discover how Taylor Swift's epic financial moves can inspire you! Learn about income diversification and the art of negotiation that helped her become a billionaire. The discussion reveals how to take charge of your narrative and adapt strategies for financial growth. Whether you're eyeing a raise or planning for the future, these insights from a pop icon are invaluable. Get ready to shake off your money worries and elevate your financial game!

Oct 17, 2024 • 48min
How to Keep Up with Friends Without Falling Behind Financially
Feeling broke from FOMO? You’re not alone! Discover how to navigate social pressures while keeping your finances in check. Hear inspiring financial wins from listeners and uncover clever money-saving tips. The hosts tackle the unique challenges faced in the sex work industry when applying for a mortgage. Plus, learn practical DIY car maintenance advice and the joy of saving during travel adventures. It's all about community support and prioritizing genuine connections over expensive outings!