
She's On The Money
Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance.
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.
Latest episodes

Nov 17, 2024 • 41min
When Your Dream Job Isn’t Enough to Pay the Bills
This week’s Money Diarist has a surprising twist: her biggest financial hurdle isn’t overspending or splurging... it’s her other job! By day, she’s a full-time public servant, but by night, she’s a comedian chasing her dream—even when it costs her more than it earns. From the challenges of balancing passion and practicality to the financial highs and lows of creative work, this story is equal parts relatable and inspiring. Tune in for a behind-the-scenes look at what it really takes to follow your heart (and still pay the bills). Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Nov 15, 2024 • 13min
Trump, Tariffs, and Taxes
Donald Trump’s imminent return to the Oval Office has already set off waves across global markets—but what does it mean for us here in Australia? In today’s episode, Victoria takes a deep dive into Trump’s policies and the surprising ways they could impact our economy, our rights, and our wallets. Join us as we unpack what’s happening across the Pacific and what it means for your wallet. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Nov 14, 2024 • 47min
The Secret Trick to Setting Goals You’ll Stick With
Today, we’re getting real about one of the biggest money questions: What should I actually be saving for? With huge goals like buying a home, retiring, or traveling, it’s easy to feel overwhelmed or just plain stuck. We’re here to help you zero in on goals that feel exciting and truly worth it. But that’s not all—we’re also breaking down a game plan to tackle debt smarter by deciding which debt to pay off first. We’re breaking down how to prioritise your payments for maximum impact. And since it’s Friday, you know what that means: community shout-outs, juicy confessions, some clever broke tips, and all the fun ways our She’s on the Money crew is winning at finances this week. Get ready for insights, laughs, and some serious money motivation! This Black Friday, invest in you! Our course bundles are on sale—your chance to level up your finances, build wealth, and hit those goals. Click here for all the deets... Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Nov 12, 2024 • 55min
Hot Shares or Hot Mess? Finding Real IPO Opportunities
Ever wondered if IPO shares are your ticket to fast-track wealth? Today, we’re cutting through the hype to get to the truth about Initial Public Offerings, from how they work to whether buying shares early really pays off. Victoria’s got practical tips on what to look for before you invest, and Bec’s asking all the questions you’ve been dying to know. Get ready to make smart, confident moves with our guide to buying IPO shares—without falling for the hype Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

6 snips
Nov 10, 2024 • 46min
Going All In On Property Investing
In this episode, a vibrant Money Diarist shares her remarkable transformation from selling Cadbury chocolates to amassing a property portfolio. She reveals how she defied the odds by securing two investment properties in just seven months. Listeners will be captivated by her insights on ethical investing, the value of hard work, and navigating the property market with savvy strategies. With aspirations for a ten-property empire, her journey is a delightful blend of entrepreneurial spirit and financial wisdom, truly inspiring for budding investors!

Nov 8, 2024 • 16min
Talk HECSy To Me
The latest discussion tackles the government's proposed HECS reforms, which offer a 20% discount on student debt. Is it a win for borrowers or just smoke and mirrors? The conversation dives into the potential long-term financial effects and updated income thresholds for repayments. With changes hinging on political factors, the implications for future students are up for debate. Tune in for insights that could reshape how you view your education debt!

Nov 7, 2024 • 43min
Is This a Red Flag Side Hustle?
Ever had a partner bring up a money idea that makes you nervous? We’re talking a side hustle that sound more “uh-oh” than “income,” as one listener shares her dilemma. And have we got thoughts! Plus some hot takes on managing super during work breaks. Grab a drink and come hang with us for all the usual laughs and advice! We refer to Gambler's Help in this ep as great places to start if you or someone you love need help or some advice. You can also call them 1800 858 858, it's free, confidential & 24/7. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Nov 5, 2024 • 39min
Ask Victoria Anything
Dive into a playful money game where Victoria tackles your trickiest financial queries! Explore real estate versus stock market investments and the need for binding agreements in relationships. Delve into the complexities of asset protection and dispel myths about stay-at-home parents. Get insights on multi-level marketing and smart business funding strategies. Plus, discover when it's right to hire a financial advisor. Reflect on past financial choices, humorous anecdotes, and valuable lessons learned!

Nov 3, 2024 • 55min
When Cancer Changed Everything...
After years of navigating life in rural communities on a single income, our family of six was on the path to financial security. But when our youngest daughter faced not one, but two battles with cancer at just three years old, our plans took a drastic turn. Now, with resilience as our foundation, we’re thriving in the city, teaching our children the value of investing, goal-setting, and the power of pivoting. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Nov 1, 2024 • 41min
MLM Secrets Revealed: Why 99% of Recruits Never Make Money
Uncover the truth behind multi-level marketing and its deceptive promises of financial freedom. The discussion highlights how MLMs often leave participants worse off, exploiting ambition and insecurity. Learn about the dark tactics that target vulnerable individuals and the hidden costs of incentives that seem too good to be true. Discover the challenges of self-promotion for women and how social media can amplify insecurities. Ultimately, the conversation urges a shift toward sustainable financial opportunities beyond the MLM trap.