The Stacking Benjamins Show

Worried about job loss? Learn essential strategies to prepare financially and safeguard your future during layoffs. Discover the surprises of the Secure Act 2.0 and how it impacts inheritance rules for Roth IRAs. Ever considered the costs of owning a horse? Dive into the financial realities behind equestrian life. Plus, get ready for some fun trivia and unexpected lessons from tide pooling adventures. This lively discussion combines humor with solid advice to help you navigate life’s uncertainties!

Dean Carignan, an innovation scientist at Microsoft, and JoAnn Garbin, an innovation expert and founder of Regenerous Labs, delve into rethinking financial planning through the lens of Microsoft's strategies. They emphasize how lessons from Xbox's development can inspire innovative financial frameworks. The duo also discusses a recent scam incident that raises questions about consumer protection and financial accountability. Additionally, they touch on the importance of trusted contacts in safeguarding finances, particularly for elderly relatives.

Join personal finance experts Len Penzo and Jesse Cramer as they navigate the financial realities of romance, especially around Valentine's Day. They reveal shocking spending trends and discuss the true cost of love, from babysitting fees to restaurant markups. Discover creative and budget-friendly alternatives to traditional celebrations, plus the importance of financial transparency in relationships. With humor and listener tips, they show how to keep the romance alive without breaking the bank.

Wall Street has rolled out yet another baffling financial product that investors should steer clear of. The hosts dive into a viral TikTok tax hack about hiring family members, weighing its potential perks against possible pitfalls. A listener seeks advice on breaking into financial planning, and the discussion reveals that skills beyond certifications are crucial. Plus, trivia about a notorious art heist brings a fun twist, while one host shares mixed feelings after seeing 'Wicked'—and prefers 'Wonka' instead!

Shannah Game, a certified financial planner and author of "Unraveling Your Relationship with Money," joins the conversation about the emotional ties we have with our finances. They explore whether you’re in a solid relationship with your wallet or just flinging cash around on impulse buys. The chat dives into how financial habits can affect dating prospects, alongside laughs about AI's questionable stock market predictions. Plus, they share tips on rewriting your money narrative for a better financial future!

Paula Pant, a personal finance expert and host of the Afford Anything podcast, Jesse Cramer, who focuses on personal finance through the Best Interest podcast, and Jordan Grumet, host of the Earn and Invest podcast, dive into the art of automating finances. They discuss the power of automation for reducing stress and saving time, while also warning about the dangers of auto-pay pitfalls. Personal automation hacks and high-tech money tools are reviewed, with debate on what should and shouldn't be automated to avoid financial disasters.

What do scammers, fancy doors, and Twinkies have in common? Turns out, more than you think! Today, Joe, OG, and Doug take you on a wild ride through financial scams, fraud prevention, tax implications of dual residency, and... the surprising link between door quality and financial stability. (Yeah, we didn’t see that one coming either.)What’s Inside This Episode?🕵️‍♂️ Scams, Scams Everywhere! – From identity fraud to the trendy new "deed theft" scam, learn how to protect yourself before a scammer claims your house faster than you can say "that wasn't in the budget."💳 Fraud-Proofing Your Finances – Why setting up credit monitoring, checking your bills, and paying attention to sketchy emails can save you thousands in headaches.🚪 The TikTok Minute: What Do Soft Close Doors Say About Your Wealth? – Is your financial future written in the way your doors shut? Find out why door noises might reveal more about your bank balance than your credit score.🧾 State Taxes & Dual Residency: The Sneaky Costs of Living in Two Places – Thinking about snowbirding to Florida or keeping a backup home in another state? We break down what you NEED to know before state tax authorities come knocking.🤖 Password Security & The Quantum Computing Takeover – Is the future of passwords doomed? What you should be doing now to keep your Twinkies—and your bank accounts—safe.🍕 Pizza Cutting Controversy & Nostalgic Minivan Stories – Because what’s a Stacking Adventures episode without a little debate, a little reminiscing, and a whole lot of questionable opinions on pizza slicing?🍰 Twinkies Trivia: A Deep-Dive into the Snack That Never Dies – Have scientists unlocked the secret of Twinkie immortality? More importantly, should Twinkies be considered part of a solid financial plan? (Spoiler: probably not, but let’s discuss.)📢 Stacker Questions & Community Fun – Helping a listener navigate dual residency tax headaches + a special meetup announcement!Takeaways for Smart Stackers:✅ If it sounds too good to be true, it’s a scam. Seriously. Trust your gut, not the email from "Prince Jeff of Nigeria."✅ Your finances need monitoring, just like your snack stash. Set up credit alerts and check your accounts weekly to avoid surprises.✅ Moving states for tax savings? Do the math first. Dual residency isn’t always the loophole people think it is.✅ Twinkies may last forever, but financial security requires maintenance. A solid money plan beats a stockpile of snacks (but only slightly).🎧 Hit play now for a mix of financial wisdom, scam-prevention tips, and just the right amount of Twinkie-fueled fun!Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Join Certified Financial Planner Benjamin Brandt, also the host of the Retirement Begins Today podcast, as he redefines retirement planning. He stresses that the journey starts now, not at 65, urging listeners to envision a fulfilling life. Brandt highlights the importance of trust over returns in choosing financial advisors and explores the nuances of financial tools like Monte Carlo simulations. With humor and insights, he encourages embracing past joys and creativity to craft a meaningful retirement filled with purpose.

Join financial planner Jesse Cramer and personal finance expert Paula Pant as they dissect the allure of early retirement. They delve into the surprising psychological impacts of too much free time and the unexpected financial hurdles that can arise. Discover the importance of social connections and purpose for health in retirement. The duo also examines the balance between financial freedom and life fulfillment, urging listeners to rethink the true costs of saying goodbye to the 9-to-5.

This discussion unpacks whether creating a custom target date fund could save you fees while giving you more control. It also highlights a significant legal settlement involving Vanguard over misleading tax claims. The hosts delve into tax optimization versus financial flexibility, ensuring you're ready for cash needs. Plus, there's trivia about the gasoline engine's origin and a hilariously awkward moment involving a Supreme Court Justice. Don't miss the TikTok segment that may change your perspective on financial advice!