The Case for International Investing & The True ROI of Emergency Funds (SB1690)
whatshot 10 snips
Jun 2, 2025
Discover the compelling case for international investing, focusing on its ability to enhance returns and lower risk through smart diversification. The hosts discuss how different markets can improve your portfolio's resilience. In a practical twist, they tackle the importance of emergency funds, revealing that the true return isn't just about interest rates but building financial resilience. Social insights on money and life are shared, offering valuable advice for new graduates.
01:00:41
forum Ask episode
web_stories AI Snips
view_agenda Chapters
auto_awesome Transcript
info_circle Episode notes
insights INSIGHT
Global Investing Diversifies Risk
International investing diversifies risk by including economies with different performance cycles.
The U.S. market is often middle of the pack, so global exposure can improve portfolio balance.
insights INSIGHT
Correlation Reduces Risk and Volatility
Assets with low correlation reduce portfolio volatility and risk.
Including international stocks provides returns in differing market cycles to smooth overall performance.
insights INSIGHT
Emerging Markets' Growth Potential
Emerging markets have untapped growth with large populations still expanding economically.
Investing there captures opportunities similar to the US growth trajectory but on a larger scale.
Get the Snipd Podcast app to discover more snips from this episode
How global is your portfolio, really? This week in the basement, Joe Saul-Sehy, OG, and the gang zoom out from the U.S. markets and take us on a whirlwind trip around the investing world. Spoiler alert: the case for international investing is stronger than you think—and it’s not just about chasing higher returns. It’s about risk reduction, smart diversification, and maybe even admitting that the U.S. isn’t always the world’s MVP.
You'll hear how developed and emerging markets fit into a well-balanced portfolio, how correlation works in your favor (yes, this time that’s a good thing), and what history tells us about going global. Joe and OG share practical advice for how to get started, when to rebalance, and how much international exposure might make sense for the average Stacker.
Then in the second half, we pivot from markets to money buffers: listener Jeff from Cleveland wonders how to set insurance deductibles based on the state of his emergency fund. We break down how to think about the real return on your rainy-day stash—because spoiler: it’s not about the interest rate, it's about your resilience.
To wrap things up, we share timeless wisdom from Stackers across the country on what they’d tell new graduates about money, life, and how not to blow that first paycheck on a jet ski.
Why international investing may improve both your returns and your risk profile
How much of your portfolio to allocate internationally—and what history suggests
What "correlation" really means and why it’s your friend (at least in investing)
Risks and common misconceptions of investing overseas
How to choose between developed vs. emerging markets
Portfolio tools to visualize your asset mix and expected outcomes
Why your emergency fund’s best ROI might be peace of mind
How to align insurance deductibles with your liquidity cushion
What our community of Stackers wishes they had known after graduation
FULL SHOW NOTES: https://stackingbenjamins.com/making-the-case-for-international-investing-1690
The Stacking Benjamins Show