The Stacking Benjamins Show

Discover how to invest like a middle-aged woman with Brian Feroldi, Paula Pant, and OG. Topics include sticking to your investment plan, the danger of 'this time is different' mindset, indexing benefits, dollar-cost averaging, and resisting market timing. Plus, learn how to avoid FOMO and resist reacting to every news piece.

Join the rebellion against conventional money ideas like needing a million for retirement. Learn why less could be more. TikTok on budgeting struggles at the grocery store. Plus, a debate on credit card reward points. Revolutionize your financial freedom!

Douglas Tsoi, retired for over ten years after financial independence, discusses the emotional journey post-FI. Topics include the fallacy of being 'done,' overcoming darkness phases, and experiencing new states of joy. Also, analysis of market volatility, investment scams, and Formula One trivia. A deep dive into emotional stages post-FI and the importance of self-acceptance.

Budgeting expert Allison Baggerly lists 15 budget busters in a game show style podcast. Topics include gifts, taxes, auto maintenance, pet care, holiday spending, and medical deductibles. Participants share solutions to plug budget holes and engage in trivia competition. The discussion also covers property taxes, 401k matching contributions, negotiating healthcare costs, managing kid and pet expenses, and diverse topics like travel and relationships.

Learn about optimizing your emergency fund by maximizing interest earnings and exploring various account options. Discover the differences between money market accounts, funds, and CDs for emergency funds. Dive into discussions on federal holidays, TikTok memes, personal finance tips, creating investing SOPs, and TV show preferences with subtitles for enhanced humor. Wrap up with key takeaways and a funny anecdote about unconventional holidays.

Tax planning mentor Hannah Cole shares insights on saving taxes for everyone, especially side hustlers and entrepreneurs. Learn about avoiding inheritance mishaps and building a solid estate plan. The podcast also covers financial trivia, tips on small business insurance, and the importance of updating beneficiary designations to prevent disputes.

Join Don McDonald, host of Talking Real Money, and Paula Pant, creator of Afford Anything, alongside OG for a lively roundtable on retirement planning. They explore the seven vital dimensions for a successful retirement, stressing the balance of cash reserves and understanding evolving expenses. Expect intriguing insights on structuring income, the psychological toll of market volatility, and the fear of outliving savings. They mix in personal anecdotes and humor, making complex financial discussions engaging and relatable.

There’s another lawsuit brewing in the world of retirement planning. This time, participants in a 401(k) plan in California are raising concerns about how Qualcomm is handling the money forfeited when employees don’t complete their vesting schedules.Vesting schedule? What’s that all about?Today, we'll break down everything you need to know about vesting schedules, so you can navigate your job benefits with confidence. Whether you’re dealing with a vesting cliff or a staggered vesting schedule, we’ve got you covered. We’ll explain how they work, the taxes involved, how to plan around them, and how to think about any money that isn’t fully yours yet. Plus, for business owners, we'll discuss how to balance keeping talent with implementing vesting schedules. Get ready for a fun and informative session on one of the trickier aspects of financial planning!In our TikTok minute, we’re sharing a clip from Fox News where a contributor predicts what will happen to the stock market if Trump is convicted after his recent trial. Spoiler: He was convicted. Let’s see if his prediction came true and how it might impact your money.We also have a note from a fellow Stacker who thought, "I better call Saul...Sehy & OG." He’s worried about contributing to a Roth IRA because his income is too high. We’ll discuss strategies like backdoor Roth contributions, Roth 401(k) plans, and some of the tricky rules around Roth IRA conversions that can trip people up.And of course, we’ll share a fun trivia question from Doug, sit on the back porch, and so much more!FULL SHOW NOTES: https://stackingbenjamins.com/all-about-vesting-1530For deeper dives with curated links, topics, and discussions, check out our newsletter, The 201, at https://www.stackingbenjamins.com/201Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

An expert in banking history Paolo Zannoni joins in to discuss the fallout from the FinTech disaster. They cover the relationship between banks, credit creation, minting money, and the long-standing collaboration between banks and governments. The episode also includes insights on helping a daughter set savings goals and explores historical banking ties to warfare and banking evolution from Pisa to Venice.

Why aren't all big-money ballers able to pile up massive stacks of Benjamins? How come some average Joe earners can build significant wealth? On today's special roundtable episode, we dive into a blog post listing the top six reasons people who make big money can't save. One of the Top 100-rated financial planners by Investopedia in 2023, Elaine King, joined us. She's not alone, though. We also feature the creator of the award-winning blog Afford Anything, Paula Pant, and our own resident CFP, OG.In the second half of the conversation, sponsored by DepositAccounts.com, we'll explore the actual benefits of relocating to save money.Stick around for our year-long trivia competition inspired by our special guest, Elaine King's, home country of Peru.FULL SHOW NOTES: https://stackingbenjamins.com/top-six-reasons-youre-not-rich-1528Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices