Fintech One•On•One

When we really started covering financial inclusion and financial health here at LendIt five years ago it seemed that we had a very long way to go. Tens of millions of consumers were still left outside the financial system with no credit score and therefore had little to no access to credit. That has changed a great deal in the last five years. At the same time we have seen an explosion in Buy Now Pay Later (BNPL) platforms. Our next guest on the Fintech One-on-One podcast is Greg Wright, the Chief Product Officer at the Experian credit bureau. Experian has released multiple products and tools in recent years that brings the scored population of those actively looking for credit close to 100%. They have also just announced a brand new initiative, a BNPL credit bureau, which is key in their mission to expand financial access.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Banking is at an interesting inflection point. There is better technology available today than ever before that can really help banks run more efficiently as their customers are demanding faster and more user-friendly services. At the same time, just over the horizon is blockchain technology, DeFi, stablecoins and more that could make some of today's cutting-edge technology obsolete. My next guests on the Fintech One-on-One podcast are living at the center of this conundrum. Ryan Zacharia and Adam Aspes are both General Partners in JAM Special Opportunity Ventures. They have recently created a joint venture between Jacobs Asset Management and FINTOP Capital called JAM Fintop. They manage two funds, a $150 million BankTech fund and a new $110 million Blockchain fund. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

On today's news show Todd Anderson, Kabir Kumar and Peter Renton discuss big fintech news from the SEC, Silvergate Bank, JPMorgan Chase & Co., Polygon Technology, FDIC, GoCardless, DriveWealth, Betterment and more.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Good financial habits should be formed before adulthood. Unfortunately, most schools still don't spend much time teaching this kind of thing. But the good news is that there are new tools out there today that make it easy for kids to not just learn good habits but to understand what it means to be financially healthy. And how you reach teenagers today is through the phone. My next guest on the Fintech One-on-One podcast is CJ MacDonald, the CEO and Co-Founder of Step. Today, Step provides a bank account for teens but, as you will discover in this interview, their goal is so much more than that. As the parent of teenagers this episode is personal for me.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

While the media focuses on the unicorns and the massive funding rounds happening in fintech today, there are so many interesting early-stage companies that are often overlooked. The newsletter, This Week in Fintech, has one of the most extensive lists of fintech funding rounds, often reporting on companies that have raised less than a million dollars. Our next guest on the Fintech One-on-One podcast is Nik Milanovic, the founder of This Week in Fintech and the general partner of The Fintech Fund I. He has become one of the leading voices covering fintech and his meetups are bringing together fintech enthusiasts in cities all over the world. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

It was another busy news week in fintech and we discussed it all on the LendIt Fintech Weekly News show, today with Todd Anderson, Andrew Dix, and me. Making news today was Federal Reserve Bank of Boston, FTX, Ramp, Amount, Linear Financial Technologies, Upgrade, Inc., Block, Afterpay, PayPal, TD and more.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

For digital assets like bitcoin to go truly mainstream they need to have onramps through banks. People trust banks with their money and if their own bank is offering crypto trading in a seamless way many more millions of people will join the crypto revolution. But for banks to be able to offer this they need sophisticated infrastructure, which is where our guest today comes in. Our next guest on the Fintech One-on-One podcast is Patrick Sells, the Chief Innovation Officer of NYDIG. They are building the technology to allow any bank, credit union or fintech to offer bitcoin to their customers and they are really starting to get some traction. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

One of the many benefits that fintech has brought is the democratization of investing. What initially attracted me to fintech was the ability to invest in consumer loans through LendingClub, an asset class previously unavailable to individual investors. Another asset class that has been unavailable to regular investors is collectibles. Want to invest in a classic car, rare baseball cards, books, coins or wine? You typically had to be wealthy.   Our next guest on the Fintech One-on-One podcast is George Leimer, the CEO of Rally. With Rally you can buy and sell shares in a wide range of collectible assets. With low minimums and no accredited investor requirements, they really are democratizing investing in a new way.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Making news this week were Walmart (along with Even and ONE Finance), Silvergate Bank, Diem Association, Apple, UBS, Wealthfront, Experian, Plaid, the SEC, LendingClub and more.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

The franchise industry is unique. While the franchisees are often small businesses run by entrepreneurs, the franchisors they work with can be large businesses. It is an unusual space to underwrite when it comes to small business loans, so it requires unique expertise to do well. Our next guest of the Fintech One-on-One Podcast is Denise Thomas, the CEO and Co-Founder of ApplePie Capital, they are specialists in franchise financing. We last had Denise on the show five years ago and I wanted to get her back on to see how the franchise industry has been doing and how her business has evolved. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes