The Rational Reminder Podcast

Podcast discusses robo-advisors like Wealthsimple and Wealthfront, their passive investment strategies, performance variations, and comparison with active bank mutual funds. Explores evolution, fee transparency, competition, and impact on the financial industry. Also touches on personal experiences with car leasing, Excel modeling, and project dedication.

Dan Bortolotti, Associate Portfolio Manager at PWL Capital, discusses DIY investing simplicity, asset allocation, index funds, fees, taxes, and performance insights. He shares his surprising advisor journey, evolution of index investing in Canada, and benefits of using asset allocation ETFs. The conversation also covers financial blogging evolution, transitioning to a family advisor, and the dedication and talent required for success.

Delving into life insurance calculations and capital gains exemptions, the podcast covers maximizing tax savings and understanding optimal coverage. Topics include using safe withdrawal rates, free resources for insurance costs, principal residence exemptions, and a financial 'Would you rather' game. Listeners can also expect insights on real estate investments, wealth management strategies, navigating capital gains, private credit investments, and the car leasing maze.

Wei Dai, Head of Investment Research at Dimensional Fund Advisors, delves into portfolio design, expected returns, risk, and costs. They explore factors impacting equity strategies, security weighting schemes, customizing factor exposure, premium timing strategies, and the benefits of diversification. The conversation also covers stock reversals, momentum, and the importance of research collaboration for optimizing investment portfolios.

Exploring the rise of private credit, its appeal to investors and businesses, and the risks involved with high fee structures. Discussion on proposed capital gains tax changes, the death of value, and more in the after-show section.

Delve into proposed Canadian capital gains tax changes, historical trends, and impacts on financial planning. Learn about AMT complexities, tax diversification strategies for long-term investments, and implications for business owners. Explore the importance of understanding individual circumstances and planning ahead to navigate the proposed changes effectively.

Scott Galloway, a renowned public speaker and author, shares valuable insights on economic success in his latest book. He discusses the role of luck, the importance of diversification, and why following talents is crucial. Galloway also touches on managing financial worries, parental concerns, and defining success. Tune in for his perspective on achieving long-term prosperity.

Michael Green, Chief Strategist and Portfolio Manager for Simplify Asset Management, discusses the problems with passive investing in financial markets. He covers the negative effects of indexing, implications of market inelasticity, and policy recommendations to address structural issues. The conversation dives into the risks posed by index funds, regulatory impact, societal wealth valuation, and nuances of investing in US stocks and Bitcoin.

Prof. Meir Statman discusses optimal CPP claiming, financial well-being. Insights on CPP benefits, wage growth ties, deferring claims. Exploring finances' impact on life domains like dating, education. Transitioning from wealth to well-being advisors. Investigate nuances of CPP benefits and financial correlations shaping well-being.

Financial expert Prof. Meir Statman discusses the impact of finances on well-being, why wealth advisors should become well-being advisors, and the correlations between finances and happiness in various life domains like dating, education, and work. Discover how self-control in spending, social status, marriage, and religion can influence overall well-being.