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The Rational Reminder Podcast

Latest episodes

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16 snips
Oct 3, 2024 • 43min

Episode 325: Addressing 200+ Comments on Renting vs. Owning a Home

The hosts dive into the complexities of renting versus owning a home, sharing listener feedback and personal stories. They discuss the evolving financial landscape of homeownership and reveal the surprising struggles many landlords face. Misconceptions about the wealth gap between renters and owners are critically examined. The emotional and financial implications of both lifestyles are explored, highlighting the significance of making informed choices based on individual needs and circumstances.
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5 snips
Sep 26, 2024 • 1h 4min

Episode 324 - Dr. Bryan Taylor: Lessons from Market History (1600-2024)

Dr. Bryan Taylor, President and Chief Economist at Global Financial Data, dives into the depths of financial history, revealing insights from as far back as the 1600s. He discusses how major events like the French Revolution influenced market dynamics. Stocks typically outperform bonds, but geopolitical factors can hinder returns. Taylor emphasizes the importance of historical data for modern investment strategies and the unique challenges in gathering it. Additionally, he explores gold's role as an inflation hedge and the evolution of emerging markets in a historical context.
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41 snips
Sep 19, 2024 • 1h 19min

Episode 323 - Renting Versus Buying a Home in Canada 2005-2024

Is renting really just throwing money away? This discussion dives into the financial complexities of renting versus owning a home, revealing how emotional biases and societal pressures shape housing decisions. Discover the hidden costs of home ownership and the importance of disciplined saving. The conversation also explores bond markets and interest rates, breaking down how they impact your financial choices. Plus, learn why renting might lead to greater net worth accumulation in certain cities. An eye-opening take on housing and investment!
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16 snips
Sep 12, 2024 • 1h 9min

Episode 322 - Prof. Marco Sammon: How are Passive Investors Affecting the Stock Market?

Marco Sammon, an Assistant Professor at Harvard Business School, dives into the impact of passive ownership on the US stock market. He discusses the challenges in measuring passive investment, emphasizing its significant yet often misunderstood influence. The conversation covers the comparison between active and passive strategies, the historical evolution of index fund effects on stock pricing, and intriguing insights on market dynamics during reconstitution periods. Sammon also shares his unique perspective as an index investor who eschews index funds.
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Sep 5, 2024 • 1h 36min

Episode 321 - Evidence in Practice with Håkon Kavli

In this discussion, Håkon Kavli, CIO of Reitan Kapital, reveals insights into managing wealth for one of Norway's foremost families, emphasizing evidence-based investing. He explores portfolio optimization challenges and introduces unique asset classes like catastrophe bonds. The conversation also highlights a forthcoming investing conference in Norway. Joining him is Dan Bortolotti, who critiques the risks of concentrated tech investments, advocating for global diversification using the VEQT ETF as an example. Expect engaging advice for both newbies and seasoned investors!
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Aug 29, 2024 • 54min

Episode 320 - Kyla Scanlon: In This Economy?!

Kyla Scanlon, a financial educator and content creator, breaks down complex economic concepts with a fresh and engaging approach. She discusses the significance of vibes in the economy and the housing market's implications on generational wealth. Kyla shares insights into the rise of meme-driven markets, particularly during the GameStop frenzy, and critiques the evolving landscape of cryptocurrency. Additionally, she highlights the disconnect between consumer sentiment and economic indicators, offering strategies to improve public perception during downturns.
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14 snips
Aug 22, 2024 • 60min

Episode 319 - The Ultimate RRSP vs. TFSA Showdown

Dive into the debate between RRSPs and TFSAs, both key savings accounts for Canadians. Explore common misconceptions and discover surprising advantages of RRSPs. Delve into tax implications and learn how income and family size can influence your decision. The podcast uses advanced modeling tools to clarify complexities and provides practical scenarios for retirement planning. Unpack the long-term impacts of these accounts, while also touching on personal anecdotes about family life and the housing market.
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Aug 15, 2024 • 46min

Episode 318 - Assia Billig: Is Canada Pension Plan (CPP) Sustainable?

Assia Billig, Canada's Chief Actuary since 2019, dives into the Canada Pension Plan's sustainability. She clarifies the financial mechanics behind the CPP and underscores its robustness, reassuring listeners that it's set for 75 years of stability. Assia discusses the rigorous assessments conducted every three years and highlights how demographic trends and climate change factor into financial projections. With her expert insights, she addresses public concerns, emphasizing the independent and analytical work that sustains this crucial retirement asset.
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Aug 8, 2024 • 1h 23min

Episode 317 - An Economist's Perspective on Capital Gains Taxes with Kevin Milligan

Join Professor Kevin Milligan, an expert in public and labor economics from the University of British Columbia, as he navigates the complexities of Canada’s capital gains tax. He discusses how recent changes impact various income groups and the interplay between corporate and personal taxes. Milligan dives into the intriguing connections between income levels and life expectancy, revealing how socioeconomic factors affect health and financial planning. His insights shed light on the broader implications of tax policies for Canadians and economic equity.
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7 snips
Aug 1, 2024 • 44min

Episode 316 - Andrew Chen: "Is everything I was taught about cross-sectional asset pricing wrong?!"

In this engaging discussion, Andrew Chen, a Principal Economist at the Federal Reserve Board, dives into the complexities of asset pricing. He challenges traditional views, exploring the intricate dynamics of cross-sectional asset pricing predictors and the replication crisis in financial research. Andrew highlights his groundbreaking Open Source Asset Pricing project, emphasizing the need for high-quality data and transparency. The talk also touches on publication bias, transaction costs, and the evolving role of machine learning in identifying market anomalies—all crucial for refining investment strategies.

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