Ramiro Romani is a technologist, activist, educator, and entrepreneur who dropped his corporate career to work on meaningful social movements. His company, Above Agency, recently released Above Phone – a complete privacy phone solution that combines secure hardware, open-source operating systems, and cutting-edge privacy services. I know the issue of privacy is of utmost importance to Expat Money Show listeners, and today's episode will open your eyes to how your phone tracks you every single day and the actionable steps you can take to stop it.   How to Stop Your Phone From Spying on You If you've long suspected your phone is spying on you, trust us, it is. Today's episode will give you the tools you need to begin to fight back. Ramiro delves into his background as a software engineer and how he realized the Big Tech companies are a part of the privacy problem. I discuss with Ramiro how he decided to shift his priorities and help build systems outside of Big Tech's grasp and bring heart back to their technology, quitting his job to become a full-time activist in movements such as the Freedom Cell Network before founding Above Agency in 2021. Ramiro breaks down how his software team went about creating Above Phone by “De-Googling” their phone and using open-source software to tweak existing open-source platforms We discuss in detail why having a privacy phone is so important and how Big Tech companies track everything you do because YOU are the product. Ramiro shares some SHOCKING examples of how innocent lives have been affected by big-tech spying. I discuss with Ramiro the 3 layers of tracking through the Operating Systems, the apps and the telecom companies.  We look at one of the most common questions Ramiro fields regarding why they use “the Devil” aka Google to build a privacy phone instead of using Linux or another system? Ramiro and I examine why it’s important to accept incremental steps in taking privacy back and not let the lack of the perfect tool prevent you from taking any precautions against Big Tech. We examine how even “privacy” companies track and mine data from their users and make false claims about their products while portraying a privacy face on the surface. Ramiro gives an on-screen demonstration of how some of the available apps work - this is a great reason to head over and watch the video on the Expat Money YouTube channel! We even learn how it's possible to use a phone without being exposed to ANY EMF at all by using an ethernet adaptor! This blew me away!   RELATED EPISODES 162: How Privacy Can Protect You If They Come For You - Gabriel Custodiet 182: Creating Your Freedom Cell Overseas – John Bush 117: How To Protect Yourself From The Digital Inquisition - Remso Martinez   HOW TO LEARN MORE AND GET AN ABOVE PHONE For a special offer and to support our work go to riseabovephone.com and use code EXPATPRIVACY for $50 off your Above Phone!   CONCLUSION I hope that by now, most of my listeners are aware of the privacy issues regarding Big Tech and their phones, but this episode will open the eyes of even the staunchest privacy advocates to the depth of the problem. Luckily, there is a solution, and I can personally attest that Ramiro and his team at Above Phone have come up with a great one! See you all next Wednesday on the podcast!Mentioned in this episode:TICKETS NOW ON SALEJoin us March 14-15th, 2025, live in Panama City for the Wealth, Freedom & Passports Conference. Take your Plan-B to the next level; tickets are limited. Wealth, Freedom & Passports ConferenceTICKETS NOW ON SALEJoin us March 14-15th, 2025, live in Panama City for the Wealth, Freedom & Passports Conference. Take your Plan-B to the next level; tickets are limited. Wealth, Freedom & Passports Conference

Today I want to go back to basics and ensure that everybody understands the terms we discussed so that you can make the right decision for yourself and your family if you decide to become an Expat and plan for the future. I realize that not everyone understands the verbiage and lexicon that immigration entails. There are many different types of immigration visas; there is not a one size fits all approach to this.   IMMIGRATION BACK TO BASICS Confused about the lexicon or language when it comes to immigration? Many people are. This is the episode that you won’t want to miss. I start with the most basic language, so you’ll fully comprehend and understand it. I discuss the difference between temporary and permanent residencies and why they are so important to understand. The next step up is citizenship. What does this mean? What must you do or complete to become a citizen in a new country? Are you thinking about starting a family or having additional children? Listen as I talk about birth tourism and what it can mean for you and your family. One of my main focuses is on Residency by Investment. What does that look like, and how can you obtain one? What is a Golden Visa? You may have heard this phrase. The next piece of information I cover is Citizenship by Investment. The countries that offer it, and why I believe it is so important. I run through the countries that currently have citizenship by investment and the costs involved.   CONCLUSION I hope today's episode was beneficial to you and works as a real complement to the three-hour workshop I did on Saturday. If you have more questions after watching the presentation, want to review the CBI programs we discussed, and join me on some of these things, there's a special email address just for people who registered and attended that presentation. See you all next Wednesday on the podcast!Mentioned in this episode:TICKETS NOW ON SALEJoin us March 14-15th, 2025, live in Panama City for the Wealth, Freedom & Passports Conference. Take your Plan-B to the next level; tickets are limited. Wealth, Freedom & Passports ConferenceTICKETS NOW ON SALEJoin us March 14-15th, 2025, live in Panama City for the Wealth, Freedom & Passports Conference. Take your Plan-B to the next level; tickets are limited. Wealth, Freedom & Passports Conference

James Baker is a Certified Public Accountant and international tax expert. He helps expats and foreign nationals grow their businesses and protect their wealth with custom tax planning strategies tailored for US expats and foreign nationals alike.    TODAY'S CONVERSATION WITH JAMES, Listen in to hear James talk about helping non-residents use US companies and bank accounts to save money on taxes. We dig into the US as an offshore jurisdiction and how the systems function. We talk about strong asset protection and wealth protection laws in the USA and that most CPAs don’t understand that the US is the largest tax haven in the world.  One of the biggest concerns Jim’s clients have is about information sharing. It’s a big concern, and listen to why that is. If you are a tax resident of any country outside the US, doing a service business, an e-commerce business, or some kind of coaching business, Jim shares a ton of information for you.  Understanding the tax laws of the country you live in or pay taxes to is highly important. It’s one of the many aspects of my business that I help people with daily. Jim lets us in on his favourite states for setting up structures and what you should look for. The bottom line is Jim can help you and your business make more money and pay less in taxes.    RELATED EPISODES 181: Living Overseas With Your Family And How To Make Your Expat Experience A Raving Success 190: How To Build A Self-Sustaining Libertarian Community In Latin America – Patrick Hiebert 214: Stacking Laws Like LEGO Blocks To Secure Your Freedom – Patri Friedman   HOW TO REACH JAMES BAKER www.expatmoneyshow.com/cpa to book a call with Jim.   CONCLUSION Jim and I have been working together for several years now, and I trust him with my clients. We had a lot of people asking for a podcast about the US as a tax haven. Well, here is an amazing conversation with Jim Baker. Enjoy!Mentioned in this episode:TICKETS NOW ON SALEJoin us March 14-15th, 2025, live in Panama City for the Wealth, Freedom & Passports Conference. Take your Plan-B to the next level; tickets are limited. Wealth, Freedom & Passports ConferenceTICKETS NOW ON SALEJoin us March 14-15th, 2025, live in Panama City for the Wealth, Freedom & Passports Conference. Take your Plan-B to the next level; tickets are limited. Wealth, Freedom & Passports Conference

Jeremy Cordon has always had an interest in precious metals. On a whim, he quit a high-paying job to become one of the first full-time employees of the UPMA (Utah Precious Metals Association). He was able to help grow the organization from 400 members to over 25,000.   In 2019, he created the Gold product known as the Goldback. This exhibited Gold in spendable quantities for the first time. Using a patented production process, he effectively set up a novel product in one of the oldest industries known to man.    TODAY'S CONVERSATION WITH JEREMY CORDON Jeremy and I discuss in detail how the idea of Goldback began and the difficulties they had to overcome to create this amazing product. Imagine using real gold, not a digital reflection of gold, but real gold to buy and sell almost anything you want. How would that work? Wondering if Goldbacks can be counterfieted? Listen to find out! What interested me about the Goldbacks was the divisibility. Jeremy explains how it works. If you’re thinking about how legal the Goldbacks are, Jeremy runs through the laws that have been put into place throughout the United States. I found this super interesting. Can the Goldbacks be used in other countries besides the USA?  You will be pleasantly surprised if you haven’t seen the beautiful art on every Goldback.  Listen to find out where you can purchase your own Goldbacks. We talk about the commerce aspect and bartering with Goldbacks How do you find these people or stores when you want to buy something with your Goldback? Is there some way to identify them?   RELATED EPISODES 220: Marc Faber – Buying Asian Investments & Currencies On The Cheap 218: Understanding Energy And Bitcoin – Nick Giambruno 193: Visiting Gold Mines In Faraway Lands – Larry Scharf   HOW TO REACH JEREMY CORDON www.goldback.com - You can find everything on his website to get started.   CONCLUSION I just love how beautiful the Goldbacks are. I purchased several a few months ago, and we handle them like other gold products; with love and care.  See you all next Wednesday on the podcast!  Mentioned in this episode:TICKETS NOW ON SALEJoin us March 14-15th, 2025, live in Panama City for the Wealth, Freedom & Passports Conference. Take your Plan-B to the next level; tickets are limited. Wealth, Freedom & Passports ConferenceTICKETS NOW ON SALEJoin us March 14-15th, 2025, live in Panama City for the Wealth, Freedom & Passports Conference. Take your Plan-B to the next level; tickets are limited. Wealth, Freedom & Passports Conference

Michael Strong, my partner and co-founder of the Expat International School of Freedom & Entrepreneurship. His experience in the education system is vast and varied. I’ve had the pleasure of working alongside him for about three years now, creating this amazing program for students ages 8-19.  In today’s conversation, we will focus on expat families and the most crucial age for children. I’m excited to have him back on our show.   TODAY'S CONVERSATION WITH MICHAEL STRONG Michael explains what our school is all about and why it is so important to reach students, especially middle school-age kids, as early as possible. What happens when traditional government-run schools become boring and meaningless?  Parents ask Michael all the time. You run an online school. What is the difference in the dynamic when kids are addicted to online games? Are you not part of the problem?  What is the fundamental difference between passive and active education? Understanding the program's flexibility is vital for families wanting to travel and to ensure their children don’t suffer with their education. Michael explains how our program is only for 4.5 hours a day, but the traditional school might be 7.5 or 8 hours a day. What is the difference, and how can that work efficiently? If your child is not thriving, take it seriously. Learn why this is vital information. What is the future for your children? Are they being educated on something that will not be around in 10 or 20 years, as government-run institutions teach? Or is it something that your child will love and be able to adapt for the rest of their life? The best question asked about ‘Free Education.’ Here’s Michael Strong’s answer to that if you’re wondering about the program's cost for this level of education. Homeschooling by professionals is how Michael Strong explained this type of education to me when I first met him and how I now explain our system.   RELATED EPISODES 115: The Solution To Educating Your Children Abroad – Michael Strong 183: How Woke Ideology Has Taken Over Education And What You Can Do To Defend Your Children   HOW TO REACH MICHAEL STRONG ExpatSchool.io ExpatSchool.io/schedule-a-call   CONCLUSION This information will be invaluable if you have school-aged children between the ages of 11 and 14. Please take the time to listen, take lots of notes, and then call us to make an appointment for you and your child. This may be the most important call you ever make on behalf of your child. See you all next Wednesday on the podcast!Mentioned in this episode:TICKETS NOW ON SALEJoin us March 14-15th, 2025, live in Panama City for the Wealth, Freedom & Passports Conference. Take your Plan-B to the next level; tickets are limited. Wealth, Freedom & Passports ConferenceTICKETS NOW ON SALEJoin us March 14-15th, 2025, live in Panama City for the Wealth, Freedom & Passports Conference. Take your Plan-B to the next level; tickets are limited. Wealth, Freedom & Passports Conference

In this episode we talk extensively about the country of Nicaragua and how you can get residency in the country. For those interested in making an investment to obtain residency, please email expat@EcoVillages.life   TODAY'S CONVERSATION WITH PATRICK HIEBERT What is Nicaragua actually like as a country?  Patrick talks about the community they are building in Nicaragua called Playa Pacifica and how they are building homes using solar power and wind power.  Is a Nicaraguan Passport a good one to have?  We talk about how to get residency in Nicaragua and what will work and what will not work.  We discuss Danny Ortega and his wife and what they have done for Nicaragua. I think you’ll be surprised at what we have to say. Great questions were asked, What about transportation? a car? Can you bring down your own jeep or an SUV to Nicaragua? What are the import taxes like? One of the most frequently asked questions when moving to another country is, ‘should I bring my own household goods? Or purchase in my new country?’ Patrick talked about what he has done in the past and what he recommends. Healthcare is another concern for expats. We talk about the costs, what you can expect when using a hospital and what kind of service you will enjoy. Patrick and I discuss everything you can imagine about the country of Nicaragua and what the residency program is all about. Don’t miss this episode!   RELATED EPISODES 190: How To Build A Self-Sustaining Libertarian Community In Latin America – Patrick Hiebert 181: Living Overseas With Your Family And How To Make Your Expat Experience A Raving Success  163: Expat International School- The Education You Wish You Had   HOW TO REACH  expat@EcoVillages.Life   CONCLUSION I love Nicaragua. It’s a beautiful country, with lots to see and do. I first went some 20 years ago and enjoyed it so much that I purchased the teak & avocado parcel with Patrick and Vida Verde Agroforestry to gain my residency there.  Patrick and I cover a lot of great information in this episode. Don’t miss it!Mentioned in this episode:TICKETS NOW ON SALEJoin us March 14-15th, 2025, live in Panama City for the Wealth, Freedom & Passports Conference. Take your Plan-B to the next level; tickets are limited. Wealth, Freedom & Passports ConferenceTICKETS NOW ON SALEJoin us March 14-15th, 2025, live in Panama City for the Wealth, Freedom & Passports Conference. Take your Plan-B to the next level; tickets are limited. Wealth, Freedom & Passports Conference

George Della Pietra is the Founder of the SafeBlood Donation. For over 20 years, George has been in the medical field of studies, focusing on naturopathy and many different kinds of natural healing methods. He runs a naturopathic clinic which focuses on viruses, bacteria and vaccination damage, and for the past 10 years, he has run a health resort in Thailand.   TODAY'S CONVERSATION WITH GEORGE DELLA PIETRA I want to say that this episode is not meant to attack anyone that chose to get the Covid vaccine. This is not about shaming anyone. People were under a lot of pressure to get the vaccine, and many realized later they should not have got the shots. This is new information, and I believe it’s vitally important to get this out to my listeners. We start off talking about blood donations today and how they have changed over the past five years. You’ll be amazed at the countries that DO NOT allow you to choose your blood donor.  And good luck asking for unvaccinated blood, it just won’t happen. We talk about a family in New Zealand and what happened there, it will break your heart. So you may be wondering, what’s the big deal? What does it matter if I get vaccinated or unvaccinated blood during an operation? George explains the many complications that can arise. Imagine hospitals worldwide changing procedures for direct blood donations and saying it’s the law, but George explains what he believes has happened. Are these hospitals lying to the public? George discusses the countries that are open to direct blood donations so that if you are in need of unvaccinated blood, you can travel there. mRNA vaccines. What does that actually mean? And how different are they from the childhood vaccines we all got when we were young? We discuss how SafeBlood Donations work, and what success they have had worldwide. We talk in detail about freedom. How to get more and keep what you’ve got! Such an important concept! Check out the article we wrote: How To Find Blood From Unvaccinated Donors and Which Countries Are Leading The Charge.   RELATED EPISODES 221: Ron Paul – What The World Can Expect In 2023 199: It’s Time For The World To Wake Up And Thrive – Foster Gamble 186: Fighting Back Against The Technocrats - Hrvoje Morić   HOW TO REACH GEORGE DELLA PIETRA safeblood.net   CONCLUSION George Della Pietra has been working worldwide for the past 18 months to educate and inform the masses about what they are doing at SafeBlood. Make sure you check out his website to view the countries where you can and can’t get unvaccinated blood, it will really blow you away!  I learned so much about how governments handle the issue of donation blood transfusions. I had no idea that this was such an issue in some countries. Please listen to this episode, educate yourself and learn how you can ensure you have safe blood if you need it!Mentioned in this episode:TICKETS NOW ON SALEJoin us March 14-15th, 2025, live in Panama City for the Wealth, Freedom & Passports Conference. Take your Plan-B to the next level; tickets are limited. Wealth, Freedom & Passports ConferenceTICKETS NOW ON SALEJoin us March 14-15th, 2025, live in Panama City for the Wealth, Freedom & Passports Conference. Take your Plan-B to the next level; tickets are limited. Wealth, Freedom & Passports Conference

Today I’m going to share with you my recent interview on an excellent podcast called Winging It Travel Podcast with James Hammond. I had a great experience on the show and really enjoyed our conversation. We got into many things that we don't normally talk about on this program, and I answered questions that had not been asked of me before. My team and I thought the episode was so good that we got special permission to play it on our podcast.   WHAT JOHN HAMMOND AND I DISCUSS I talk about the beginning of my life and how I became a world traveller. We talk about the crazy places I’ve visited during my 23 years as a world traveller. Places that I loved the most and why visiting there will change your life. I’ve lived in 9 different countries. I talk about all of them and why I moved out of one country and moved to a new country. I share my experience of living in Brazil and why I love the country so much. Why do I continue to travel? Why is travelling so important for my family and me? Where did the concept of Expat Money come from? Did it just drop in my lap? Or did I work through it and figure out things from the ground up? James was a great host. We finish the podcast with a quick-fire travel question round. He asked some amazing questions, and you’ll get to hear my fun answers. It’s always nice to go way back in your memory and relive some of the best days of your life.   RELATED EPISODES 197: Taxes, Citizenships, And Safety Deposit Boxes – Mikkel Thorup  195: What I Discovered About Uruguay – Immigration, Taxes, Investment, Lifestyle 181: Living Overseas With Your Family - Mikkel Thorup   CONCLUSION I really enjoyed being a guest on James Hammond's Winging It Travel Podcast. He was a great host, and I believe you will enjoy it, too.  See you all next Wednesday on the podcast!Mentioned in this episode:TICKETS NOW ON SALEJoin us March 14-15th, 2025, live in Panama City for the Wealth, Freedom & Passports Conference. Take your Plan-B to the next level; tickets are limited. Wealth, Freedom & Passports ConferenceTICKETS NOW ON SALEJoin us March 14-15th, 2025, live in Panama City for the Wealth, Freedom & Passports Conference. Take your Plan-B to the next level; tickets are limited. Wealth, Freedom & Passports Conference

Today on the Expat Money Show, we will continue on from last week's episode, where I walk you through how I plan out my life from January 1st onwards to guarantee my success as a business owner and a family man.This episode is packed with amazing tips and tricks that can guarantee your success if you follow them. HERE ARE A FEW THINGS I TALK ABOUT If you are interested in learning how to have the best year ever, this podcast is for you! I talk about my newsletter, how often I put one out, and what you can expect from me. My Chinese learning, what I expect from myself in 2023, and where Mandarin comes into play in my family. I discuss the one way I help my family to flourish that you can easily incorporate into your life today. What does internationalization look like for my family and me, and why do I believe it is so important moving forward? I count the countries I’ve travelled to in my life; you won’t believe the number and the countries I have planned to visit this year. I'm sure you will be surprised by how I connect best with my audience! I share with you what I feel is the absolute best vehicle for freedom in your life and in your business. Here’s the link to the America CPA - ExpatMoneyShow.com/CPA   FANTASTIC EPISODES FOR YOU! 187: How To 3D Print Firearms Anywhere In The World – Sean Aranda182: Creating Your Freedom Cell Overseas - John Bush139: How To Invest In Raw Land With Land-Banking – Brad Warren224: How I Plan Out My Life And Guarantee Success – Part 1 CONCLUSION I love these episodes where I share what is working for me and how I see my business in the future. It helps to solidify my plans and how you can do the same thing.I share many great ideas for 2023 and how you can improve your business and home life.Remember, if you didn’t get to it last week, and you’ve got some great books to share with me, go to our Facebook group: Expat Money Forum and drop me a link.Mentioned in this episode:TICKETS NOW ON SALEJoin us March 14-15th, 2025, live in Panama City for the Wealth, Freedom & Passports Conference. Take your Plan-B to the next level; tickets are limited. Wealth, Freedom & Passports ConferenceTICKETS NOW ON SALEJoin us March 14-15th, 2025, live in Panama City for the Wealth, Freedom & Passports Conference. Take your Plan-B to the next level; tickets are limited. Wealth, Freedom & Passports Conference

Today on the Expat Money Show, I will walk you through how I plan out my life from January 1st onwards to guarantee my success as a business owner and a family man.This episode is packed with amazing tips and tricks that, if you follow them, can help you become more successful. . HERE ARE A FEW THINGS I TALK ABOUT If you are interested in learning how to have the best year ever, this podcast is for you! I talk about freedom, how we can get there, and why it is so important now more than ever! I’m very excited about 2023 and what we have in store for Expat Money. Listen in to hear all about it. What happens to my business when my wife and I leave for a week at the start of each new year? I let you in on so many secrets of how I set goals and why I get so much done in a year. What I did and what I didn’t do to become fluent in Spanish when I first arrived in Panama, and what my goal is this year to improve my Spanish. I discuss in detail my course of action for the year ahead. I read out some of my goals so you can understand what is going on at Expat Money and how my brain works! I’ve read over 2,000 books. I share my favourite books and what I plan to read in 2023. Let me know your reading recommendations, and drop me a note in our FB group, ExpatMoneyForum. I’m so excited about our new membership site! Look out for this coming soon! If you’re interested in travelling with me in 2023, I tell you how you can do that and be a private client. And lastly, how to become the best in the world!   RELATED EPISODES: 200: Celebrating Two-Hundred Episodes With Stories Of Exploring The World  195: What I Discovered About Uruguay – Immigration, Taxes, Investment, Lifestyle 178: Ninety-Four Things I Do To Set Myself Up For Success  CONCLUSION This was such a fun episode to record. Sometimes when you sit down to tell a story, especially about how you lead your life, it can take so much longer than you anticipate.In this case, I planned on sharing everything with you in an hour; however, it took two hours, so I decided to break it down into two episodes. So one this week and the second part next week. Stay tuned and enjoy!Remember, if you’ve got some great books to share with me, go to our Facebook group: Expat Money Forum and drop me a link.Mentioned in this episode:TICKETS NOW ON SALEJoin us March 14-15th, 2025, live in Panama City for the Wealth, Freedom & Passports Conference. Take your Plan-B to the next level; tickets are limited. Wealth, Freedom & Passports ConferenceTICKETS NOW ON SALEJoin us March 14-15th, 2025, live in Panama City for the Wealth, Freedom & Passports Conference. Take your Plan-B to the next level; tickets are limited. Wealth, Freedom & Passports Conference