

Agent Survival Guide Podcast
Sarah J. Rueppel | Ritter Insurance Marketing
Bringing insurance agents tips and strategies for making sales, staying compliant, marketing yourself, getting leads, and more! Think of the Agent Survival Guide as your go-to resource for insight, information, and the inspiration needed to take the next step on your journey. Whether you’re just getting started or a seasoned pro, the ASG Podcast has got you covered.
Empowering insurance agents selling Medicare Supplement, Medicare Advantage, Medicare Part D, ACA, Long and Short-Term Care, Life, Annuities, and Final Expense.
Empowering insurance agents selling Medicare Supplement, Medicare Advantage, Medicare Part D, ACA, Long and Short-Term Care, Life, Annuities, and Final Expense.
Episodes
Mentioned books

Jun 20, 2025 • 19min
5 Things About the Insurance License Exam, 1 Year Later
Sarah reflects on the insurance licensing process one year after passing the exam. Listen as she outlines her journey, how to get started, and what she learned along the way.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
Adding Spokes to Your Wheel ft. Robert Rothschild: https://lnk.to/rothschild2025
FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? https://lnk.to/asg658
Making Your Own Luck ft. Michael Krantz: https://lnk.to/krantz2025
Operating From a People-First Mentality ft. Scott Zimmerman: https://lnk.to/zimmerman2025
Summer 2025 Survival Guide: https://lnk.to/asgf20250606
What is AHIP Certification and How Do I Get It? https://lnk.to/asg672
References:
“Insurance Departments by State.” Content.Naic.Org, NAIC, content.naic.org/state-insurance-departments. Accessed 10 June 2025.
“Multiple Choice Test Taking Strategies.” Dmu.Edu, Des Moines University, www.dmu.edu/wp-content/uploads/MULTIPLE-CHOICE-TEST-TAKING-STRATEGIES.pdf. Accessed 10 June 2025.
“NAIC - National Association of Insurance Commissioners.” Naic.Org, NAIC, content.naic.org/. Accessed 10 June 2025.
“NIPR - National Insurance Producer Registry.” Nipr.Com, National Insurance Producer Registry, nipr.com/. Accessed 10 June 2025.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Jun 16, 2025 • 13min
The Pros and Cons of Selling Insurance
Thinking about becoming an insurance agent? In this episode, we weigh the pros and cons of selling insurance, so you’ll have the information you need before you make that big decision!
Read the text version
Get Started by Registering with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/
Learn More with These Resources:
2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D Update: https://lnk.to/dFX1s1
2025 State of the Senior Market Address: In Review: https://ritterim.com/blog/2025-state-of-the-senior-market-address-in-review/
5 Perks of Being a Part-Time Insurance Agent: https://lnk.to/YGJ3KX
Agent Survival Guide Podcast: https://lnk.to/asgpodcast
Building Client Loyalty: More than Just a Plan: https://ritterim.com/blog/building-client-loyalty-more-than-just-a-plan/
Contact the Ritter Sales Team: https://ritterim.com/contact/
Four Reasons Why Ritter Should Be Your FMO Insurance Agency: https://ritterim.com/blog/four-reasons-why-ritter-should-be-your-fmo-insurance-agency/
Get Access to Exclusive Leads When You Become a PlanEnroll Network Agent: https://lnk.to/3pKJsF
How Insurance FMOs Work: https://ritterim.com/how-insurance-fmos-work/?utm_source=asg_podcast_link
How Much Can Agents Make Selling Under-65 Insurance? https://lnk.to/TlGBGH
How Much Can Insurance Agents Make Selling Medicare? https://ritterim.com/blog/how-much-can-insurance-agents-make-selling-medicare/
How Professional Organizations Make You a Better Agent: https://ritterim.com/blog/how-professional-organizations-make-you-a-better-agent/
REWIND: 8 Relationship Marketing Strategies for Insurance Agents: https://lnk.to/9b3cTl
Ritter Insurance Marketing eBooks & Guides: https://ritterim.com/guides/
Ritter Insurance Marketing Events: https://ritterim.com/events/
The Advantages of Being a Field vs. Call Center Insurance Agent: https://ritterim.com/blog/the-advantages-of-being-a-field-vs-call-center-insurance-agent/
The Guide to Earning a Living Selling Health Insurance: https://ritterim.com/earning-a-living-selling-insurance/?utm_source=asg_podcast_link
Your Step-By-Step Guide to Getting Started in Insurance Sales: https://ritterim.com/free-guide/?utm_source=asg_podcast_link
References:
Cubanski, Juleette. “A Current Snapshot of the Medicare Part D Prescription Drug Benefit.” KFF.Org, KFF, 9 Oct. 2024, www.kff.org/medicare/issue-brief/a-current-snapshot-of-the-medicare-part-d-prescription-drug-benefit/.
“Marketplace 2025 Open Enrollment Period Report: National Snapshot.” CMS.Gov, Centers for Medicare & Medicaid Services, 17 Jan. 2025, www.cms.gov/newsroom/fact-sheets/marketplace-2025-open-enrollment-period-report-national-snapshot-2.
Rosanes, Mark. “Want to Build a Career Selling Insurance? Here Are the Pros and Cons.” Insurance Business America, Insurance Business, 22 Jan. 2024, www.insurancebusinessmag.com/us/guides/want-to-build-a-career-selling-insurance-here-are-the-pros-and-cons-473774.aspx.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Jun 14, 2025 • 32min
How to Build Intentional Value ft. Neil Reich
In this enlightening conversation, Neil Reich, a Medicare Advantage expert with over 25 years at CareConnect Advisors, shares insights on the evolving landscape of value-based care. He emphasizes the importance of intentional actions in business and the shift from fee-for-service to patient-centered models. Neil discusses how understanding client needs and fostering a supportive network are key to success. He also touches on Medicare regulations and the necessity for agents to stay informed, offering resources to help enhance their practices.

Jun 13, 2025 • 13min
Takeaways from Apple WWDC 2025
The Friday Five for June 13, 2025:
Field Notes 6.13.2025
Apple Renames OS Versions
Apple Liquid Glass
Apple iPad Windowing
New Apple Features: Sarah’s Picks
Register for the ICHRA Introduction Webinar from Ritter & Nexben
Field Notes for June 13, 2025:
“AHIP Medicare + Fraud, Waste, and Abuse Online Course.” Ahipmedicaretraining.Com, AHIP, www.ahipmedicaretraining.com/page/login. Accessed 10 June 2025.
ICHRA Webinar Information & Registration: https://events.teams.microsoft.com/event/20edcbcf-3b83-4971-8e26-b1c7854a8180@70dbad32-6e58-4114-88e8-84f5666158df
“NABIP Medicare Advantage Certification.” NABIP.Org, NABIP, www.nabiptraining.org/nabip/medicare. Accessed 10 June 2025.
Register for Ritter Insurance Marketing Summits: https://summits.ritterim.com/
Apple Renames OS Versions:
Shibu, Sherin, and Melissa Malamut. “Apple Is Making a Major Change to Its Operating Systems Across All Products. Here’s What We Know.” Entrepreneur.Com, Entrepreneur, 29 May 2025, www.entrepreneur.com/business-news/apple-is-renaming-its-operating-systems-for-iphone-ipad/492439.
Mendes, Marcus. “Apple’s New OS Naming Could Make ‘iPhone 17’ Sound Even Weirder.” 9to5Mac.Com, 9to5Mac, 28 May 2025, 9to5mac.com/2025/05/28/apples-new-os-naming-vs-iphone-17/.
Preston, Dominic. “Apple Renames Its Operating Systems.” Theverge.Com, The Verge, 9 June 2025, www.theverge.com/news/679221/apple-ios-macos-watchos-ipados-26-name.
Apple Liquid Glass:
Peters, Jay. “Apple’s Liquid Glass Was a Wild Change to My iPhone.” Theverge.Com, The Verge, 10 June 2025, www.theverge.com/apple/683914/apple-iphone-ios-26-changes-liquid-glass.
Mickle, Tripp, and Brian X. Chen. “Apple’s New Software Focuses on Design Aesthetics Over A.I.” Nytimes.Com, New York Times, 9 June 2025, www.nytimes.com/2025/06/09/technology/apple-wwdc-ios-26.html.
Perez, Sarah. “Apple Redesigns Its Operating Systems with ‘Liquid Glass’ at WWDC 25.” TechCrunch.Com, TechCrunch, 9 June 2025, techcrunch.com/2025/06/09/apple-redesigns-its-operating-systems-with-liquid-glass/.
Lovejoy, Ben. “Here’s a Closer Look at the Liquid Glass Design in iOS 26 on the iPhone.” 9to5Mac.Com, 9to5Mac, 10 June 2025, 9to5mac.com/2025/06/10/heres-a-closer-look-at-the-liquid-glass-design-in-ios-26-on-the-iphone/.
Apple iPad Windowing:
Shanklin, Will. “Apple’s Walled Garden Is the iPad’s Biggest Roadblock to Becoming a Mac.” Engadget.Com, Engadget, 9 June 2025, www.engadget.com/mobile/tablets/apples-walled-garden-is-the-ipads-biggest-roadblock-to-becoming-a-mac-223014619.html.
“iPadOS 26 Introduces Powerful New Features That Push the Capabilities and Versatility of iPad Even Further.” Apple.Com, Apple, 10 June 2025, www.apple.com/newsroom/2025/06/ipados-26-introduces-powerful-new-features-that-push-ipad-even-further/.
Christoffel, Ryan. “PSA: iPadOS 26 Removes Split View and Slide Over Multitasking Features.” 9to5Mac.Com, 9to5Mac, 9 June 2025, 9to5mac.com/2025/06/09/psa-ipados-26-removes-split-view-and-slide-over-multitasking-features/.
New Apple Features (Sarah’s Picks):
“Apple Elevates the iPhone Experience with iOS 26.” Apple.Com, Apple, 10 June 2025, www.apple.com/newsroom/2025/06/apple-elevates-the-iphone-experience-with-ios-26/.
“Apple finally brings Journal to iPad & Mac for better writing, sketching & reflection” appleinsider.com, Apple Insider, 9 June 2025, https://appleinsider.com/articles/25/06/09/apple-finally-brings-journal-to-ipad-for-better-writing-sketching-reflection.
Malik, Aisha. “Apple Unveils watchOS 26 with New Design, Wrist-Flick Gesture, and AI Workout Buddy Feature.” Techcrunch.Com, TechCrunch, 9 June 2025, techcrunch.com/2025/06/09/apple-unveils-watchos-26-with-new-design-wrist-flick-gesture-and-ai-workout-buddy-feature/.
“Journal App Finally Coming to Mac and iPad.” Macrumors.com, MacRumors, 9 June 2025, https://www.macrumors.com/2025/06/09/journal-app-finally-coming-to-mac-and-ipad/.
“watchOS 26 Delivers More Personalized Ways to Stay Active, Healthy, and Connected.” Apple.Com, Apple, 10 June 2025, www.apple.com/newsroom/2025/06/watchos-26-delivers-more-personalized-ways-to-stay-active-and-connected/.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Jun 11, 2025 • 10min
4 Steps to Selling Dental, Vision, and Hearing Insurance
Be sure your clients are aware of their dental, vision, and hearing coverage options. We outline 4 steps to help you educate clients and pitch products!
Read the text version
Resources:
3 Additional Effective Techniques for Closing Insurance Sales: https://lnk.to/asg656
4 Ancillary Cross-Sales to Show Clients You Care: https://lnk.to/asg670
4 Ways Insurance Agents Should Be Utilizing Ask Integrity: https://ritterim.com/blog/4-ways-insurance-agents-should-be-utilizing-ask-integrity/
A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products: https://ritterim.com/selling-ancillary-with-medicare/
Building Client Loyalty: More than Just a Plan: https://ritterim.com/blog/building-client-loyalty-more-than-just-a-plan/
Operating From a People-First Mentality ft. Scott Zimmerman: https://lnk.to/zimmerman2025
Register with Ritter Insurance Marketing!
References:
“The Importance of Eye Care and Annual Exams – Tapestry 360 Health.” Tap360Health.Org, Tapestry 360 Health, https://tap360health.org/the-importance-of-eye-care-and-annual-exams/. Accessed 15 May 2025.
“Why Dental Care Is Important for Your Overall Health.” Hospital.Uillinois.Edu, UI Health - UIC - Mile Square Health Center, https://hospital.uillinois.edu/mile-square-health-center/patient-resources/blog-and-news/dental-health-is-important. Accessed 15 May 2025.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Jun 6, 2025 • 18min
Summer 2025 Survival Guide
This week, Sarah unpacks all kinds of content to help you and your clients survive Summer 2025!
Field Notes:
Malik, Aisha. “Adobe Launches Beta Version of Its Photoshop App on Android.” Techcrunch.Com, TechCrunch, 3 June 2025, techcrunch.com/2025/06/03/adobe-launches-beta-version-of-its-photoshop-app-on-android/.
“AHIP Medicare + Fraud, Waste, and Abuse Online Course.” Ahipmedicaretraining.Com, AHIP, www.ahipmedicaretraining.com/page/login. Accessed 3 June 2025.
“NABIP Medicare Advantage Certification.” NABIP.Org, NABIP, www.nabiptraining.org/nabip/medicare. Accessed 3 June 2025.
Register for Ritter Insurance Marketing Summits: https://summits.ritterim.com/
Summer Podcast Listening for Kids:
Kids Summer Podcast Sampler Playlist: https://www.podchaser.com/lists/summer-kids-podcast-sampler-11SKLQjpO2
Shippen, Lauren. “Maxine Miles and the Loose Ends - An Interactive Mystery!” Atypicalartists.Co, ATYPICAL ARTISTS, www.atypicalartists.co/loose-ends. Accessed 4 June 2025.
Shippen, Lauren. “Maxine Miles - A YA Mystery Fiction Podcast.” Atypicalartists.Co, Atypical Artists, www.atypicalartists.co/maxine. Accessed 4 June 2025.
“Summer Listening Challenge: Listen to a Summer of Stories!” Jonincharacter.Com, Jonathan Cormur, 20 May 2025, jonincharacter.com/summer-listening/.
Summer Reading Challenges & Recommendations:
“Barnes & Noble Summer Reading Program.” Barnesandnobleinc.Com, Barnes & Noble Inc, www.barnesandnobleinc.com/our-stores-communities/summer-reading-program/. Accessed 4 June 2025.
“Beanstack Mobile App.” Landing.Beanstack.Com, Beanstack, landing.beanstack.com/mobile-app. Accessed 4 June 2025.
“Fun Summer Reading Challenges for Kids.” Scholastic.Com, Scholastic, 29 May 2025, www.scholastic.com/parents/books-and-reading/raise-a-reader-blog/reading-challenges-kids.html.
“Hot Ones: Readers’ 80 Most Anticipated New Summer Books.” Goodreads.Com, Goodreads, www.goodreads.com/blog/show/2922. Accessed 4 June 2025.
“Pizza Hut Book It!® Program.” Bookitprogram.Com, Pizza Hut, www.bookitprogram.com/. Accessed 4 June 2025.
Maxine Miles: https://lnk.to/maxinemilespod
“Pizza Hut Debuts First-Ever BOOK IT!® App.” Blog.Pizzahut.Com, Pizza Hut, 27 May 2025, blog.pizzahut.com/pizza-hut-debuts-first-ever-book-it-app/.
“Scholastic Summer Reading.” Scholastic.Com, Scholastic, www.scholastic.com/site/summer-reading.html. Accessed 4 June 2025.
Vance, Usha. “Summer Reading Challenge.” Whitehouse.Gov, The White House, 2 June 2025, www.whitehouse.gov/read/.
Diamond, Anna. “Summer Reading Challenges Aren’t Just for Kids.” Nytimes.Com, New York Times, 30 May 2025, www.nytimes.com/2025/05/30/books/summer-reading-adults.html.
NYT Staff. “The New York Times’s Summer Reading Bucket List.” Nytimes.Com, New York Times, 30 May 2025, www.nytimes.com/2025/05/30/books/summer-reading-bucket-list.html.
“The Ultimate Middle School Summer Reading List.” Scholastic.Com, Scholastic, www.scholastic.com/parents/books-and-reading/book-lists-and-recommendations/summer-reading-list-for-middle-school.html. Accessed 4 June 2025.
Staying Hydrated During Summer:
“6 Refreshing Summer Drinks You Can Make at Home.” Economictimes.Indiatimes.Com, The Economic Times, economictimes.indiatimes.com/news/india/6-refreshing-summer-drinks-you-can-make-at-home/classic-lemonade/slideshow/121248292.cms. Accessed 4 June 2025.
DeAngelis, Danielle. “9 Drinks to Keep You Healthy & Hydrated This Summer.” Eatingwell.Com, EatingWell, 11 June 2024, www.eatingwell.com/drinks-to-keep-healthy-hydrated-this-summer-8661651.
Walsh, Karla. “10 Ways Your Body Changes When You’re Drinking Enough Water.” Allrecipes.Com, Allrecipes, www.allrecipes.com/article/drinking-enough-water/. Accessed 4 June 2025.
Joshi, Priyankaa. “13 Best Electrolyte Drinks to Keep You Hydrated This Summer, Approved by Nutritionists.” Goodhousekeeping.Com, Good Housekeeping. www.goodhousekeeping.com/uk/product-reviews/health-leisure/g60319999/best-electrolyte-powders-drinks/. Accessed 4 June 2025.
Wimberly, Camryn Alexa. “23 Drinks to Keep You Healthy & Hydrated This Summer.” Eatingwell.Com, EatingWell, 1 June 2025, www.eatingwell.com/drink-recipes-to-keep-you-hydrated-this-summer-2025-11745692.
Biggs, Suzanne. “How to Make Electrolyte Water (Plus Easy Recipes to Try at Home).” Lifemd.Com, LifeMD, 19 Nov. 2024, lifemd.com/learn/how-to-make-electrolyte-water.
Killeen, Breana Lai. “Spinach-Apple Juice Recipe.” Eatingwell.Com, Eating Well, 18 Apr. 2024, www.eatingwell.com/recipe/250846/spinach-apple-juice/.
Capritto, Amanda, and Nasha Addarich Martinez. “Summer Hydration: Your Daily Water Requirements Guide.” Cnet.Com, CNET, 31 May 2025, www.cnet.com/health/medical/summer-hydration-daily-water-requirements/.
Kumer, Emma B. “The Best and Worst Drinks to Keep You Hydrated.” Tasteofhome.Com, Taste of Home, 11 Jan. 2025, www.tasteofhome.com/article/best-and-worst-hydrating-drinks-ranked/.
“There’s More To Staying Hydrated Than Just Drinking Water.” Delish.Com, Delish, www.delish.com/food-news/a61624242/how-to-stay-hydrated-in-heat/. Accessed 4 June 2025.
Schneider, Jamie. “This Green Smoothie Recipe Is As Hydrating As 3 Cups Of Water, Says An MD.” Mindbodygreen.Com, mindbodygreen, 10 Apr. 2025, www.mindbodygreen.com/articles/functional-mds-green-smoothie-recipe-for-max-hydration.
Kanya, Laura. “Watermelon-Basil Agua Fresca.” Eatingwell.Com, EatingWell, www.eatingwell.com/recipe/7967577/watermelon-basil-agua-fresca/. Accessed 4 June 2025.
On-The-Go Summer Eating:
Bjarnadottir, Adda. “9 Fast-Food Restaurants That Serve Healthy Foods.” Edited by Alissa Palladino, Healthline.Com, Healthline Media, 14 May 2025, www.healthline.com/nutrition/healthy-fast-food-restaurants.
Rajput, Priyanka. “10 Items You Can Eat at Fast-Food Chains If You’re on the Mediterranean Diet.” Businessinsider.Com, Business Insider, 4 Feb. 2025, www.businessinsider.com/fast-food-chain-items-mediterranean-diet-2025-2#little-hamburger-at-five-guys-10.
Madormo, Carrie. “25 Healthy Fast-Food Orders That You Can Grab and Go.” Tasteofhome.Com, Taste of Home, 2 Jan. 2025, www.tasteofhome.com/collection/healthy-fast-food/.
Jung, Alyssa. “45 Healthiest Fast-Food Orders, According to Experts.” Edited by Valerie Agyeman, Goodhousekeeping.Com, Good Housekeeping, 6 Jan. 2025, www.goodhousekeeping.com/health/diet-nutrition/g4622/healthiest-fast-food/.
Groth, Leah. “Dunkin’ Just Introduced Wild New Summer Menu.” Eatthis.Com, Eat This, Not That!, 3 June 2025, www.eatthis.com/dunkin-summer-menu-2025-new-items/.
Boesch, Samantha. “I Tried the 7 Healthiest Fast-Food Meals—Here’s What I’ll Actually Order Again.” Eatthis.Com, Eat This, Not That! , 10 Aug. 2024, www.eatthis.com/healthy-fast-food-taste-test/.
Losciale, Marisa. “McDonald’s Snack Wrap Officially Gets Release Date.” Parade.Com, Parade, 3 June 2025, parade.com/food/mcdonalds-snack-wrap-release-date-confirmed-returning-july-2025.
Resources:
Adding Spokes to Your Wheel ft. Robert Rothschild: https://lnk.to/rothschild2025
How to Avoid Elderspeak: https://lnk.to/asgf20250530
Location Sharing Apps: https://lnk.to/ASGA84
Making Your Own Luck ft. Michael Krantz: https://lnk.to/krantz2025
Takeaways on Social Media Marketing in 2025: https://lnk.to/asgf20250523
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Jun 4, 2025 • 7min
The Difference Between Medicare & Medicaid: What That Means for Insurance Agents
Wondering what the difference between Medicare and Medicaid is? Learn all about it in this episode!
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
4 Effective Techniques for Closing Insurance Sales: https://lnk.to/asg655
2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D: https://ritterim.com/blog/2025-maximum-broker-commissions-for-medicare-advantage-and-medicare-part-d/
FREE DOWNLOAD – The Guide to Earning a Living Selling Health Insurance: https://ritterim.com/earning-a-living-selling-insurance/
How Much Can Agents Make Selling Under-65 Insurance? https://lnk.to/TlGBGH
Leveling Up: From Chill Mode to Growth Mode ft. Christian Brindle: https://lnk.to/brindle2025
Ritter Insurance Marketing: https://ritterim.com/
Start Working with Ritter Today!
References:
Alice Burns, Elizabeth Hinton. “10 Things to Know about Medicaid.” KFF, 10 Apr. 2025, https://www.kff.org/medicaid/issue-brief/10-things-to-know-about-medicaid/.
Nall, Rachel. “Am I Eligible for Medicare Part D?” Medicalnewstoday.com, Medical News Today, 21 Apr. 2020, https://www.medicalnewstoday.com/articles/am-i-eligible-for-medicare-part-d.
“Compare Original Medicare & Medicare Advantage.” Medicare.Gov, https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/your-coverage-options/compare-original-medicare-medicare-advantage. Accessed 15 May 2025.
(DCD), Digital Communications Division. “What’s the Difference between Medicare and Medicaid?” HHS.Gov, U.S. Department of Health and Human Services, 7 Dec. 2022, https://www.hhs.gov/answers/medicare-and-medicaid/what-is-the-difference-between-medicare-medicaid/index.html.
“Does Medicaid Cover Dental Care?” HHS.Gov, U.S. Department of Health and Human Services, 8 Dec. 2022, https://www.hhs.gov/answers/medicare-and-medicaid/does-medicaid-cover-dental-care/index.html.
“Medicare Adult Dental Benefits Coverage by State.” Chcs.org, Center for Health Care Strategies, Inc., Sept. 2019, https://www.chcs.org/media/Medicaid-Adult-Dental-Benefits-Overview-Appendix_091519.pdf
“What’s the Difference between Medicare Part a and Part B?” Healthline, 25 Feb. 2020, https://www.healthline.com/health/medicare/medicare-part-a-vs-b.
”Understanding Medicare Advantage Plans.” Medicare.gov, Feb. 2025, https://www.medicare.gov/publications/12026-understanding-medicare-advantage-plans.pdf
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Jun 2, 2025 • 9min
What is AHIP Certification and How Do I Get It?
Learn more about AHIP requirements, how certification works for insurance agents, and more! Don't stress - we've got plenty of tips to help you survive certification and the start of AEP prep season.
Read the text version
Resources:
5 Things from the CMS 2026 MA and Part D Final Rule: https://lnk.to/asgf20250502
Leveling Up: From Chill Mode to Growth Mode ft. Christian Brindle: https://lnk.to/brindle2025
Register with Ritter: https://app.ritterim.com/public/registration/
Ritter Insurance Marketing Certification Center: https://docs.ritterim.com/products/certification/
References:
“AHIP Corporate Partnerships.” Ahip.Org, AHIP, www.ahip.org/corporate-partnerships. Accessed 12 May 2025.
“Medicare + Fraud, Waste, and Abuse Training.” Ahip.Org, AHIP, www.ahip.org/courses/medicare-fraud-waste-and-abuse-training. Accessed 12 May 2025.
“AHIP Member Organization.” Ahip.Org, AHIP, www.ahip.org/members. Accessed 12 May 2025.
“AHIP Official Website.” Ahip.Org, AHIP, www.ahip.org/. Accessed 12 May 2025.
“AHIP Unveils Refreshed Brand, Updated Mission to Improve Health Care for All Americans.” Ahip.Org, AHIP, www.ahip.org/news/press-releases/ahip-unveils-refreshed-brand-updated-mission-to-improve-health-care-for-all-americans. Accessed 12 May 2025.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

May 30, 2025 • 21min
How to Avoid Using Elderspeak
The Friday Five for May 30, 2025:
Field Notes for This Week
Helpful Keyboard Shortcuts
Mozilla Pocket Alternatives
YouTube Adds Top Podcasts Chart
How to Avoid Using Elderspeak
Field Notes:
“AHIP Medicare + Fraud, Waste, and Abuse Online Course.” Ahipmedicaretraining.Com, AHIP, www.ahipmedicaretraining.com/page/login. Accessed 28 May 2025.
“NABIP Medicare Advantage Certification.” NABIP.Org, NABIP, www.nabiptraining.org/nabip/medicare. Accessed 28 May 2025.
Register for Ritter Insurance Marketing Summits: https://summits.ritterim.com/
Helpful Keyboard Shortcuts:
Wawro, Alex. “9 MacBook Keyboard Shortcuts You Need to Know First.” Tomsguide.Com, Tom’s Guide, 20 Apr. 2025, www.tomsguide.com/computing/macos/9-macbook-keyboard-shortcuts-you-need-to-know-first.
Kasiya, Chifundo. “12 Windows Key Shortcuts I Use Every Day.” Howtogeek.Com, How-To Geek, 23 Feb. 2025, www.howtogeek.com/windows-key-shortcuts-i-use-every-day/.
Brookes, Tim. “13 Mac Keyboard Shortcuts I Couldn’t Live Without.” Howtogeek.Com, How-To Geek, 10 Apr. 2025, www.howtogeek.com/mac-keyboard-shortcuts-i-couldnt-live-without/.
“Mac Split Screen: How to Chop Your Screen in Half for Multitasking.” Cnet.Com, CNET, 3 Feb. 2025, www.cnet.com/tech/services-and-software/mac-split-screen-how-to-chop-your-screen-in-half-for-multitasking/.
Aamoth, Doug. “These 10 Windows 11 Keyboard Shortcuts Will Boost Your Productivity.” Fastcompany.Com, Fast Company, 27 May 2025, www.fastcompany.com/91337250/best-windows-11-keyboard-shortcuts.
Fisher, Tim. “Windows Keyboard Shortcuts to Know in 2025.” Lifewire.Com, Lifewire, 14 Jan. 2025, www.lifewire.com/best-windows-keyboard-shortcuts-6503973.
Mozilla Pocket Alternatives:
Reddy, Ramesh. “6 Best Pocket Alternatives to Save and Read Articles Later [2025].” Techpp.Com, TechPP, 24 May 2025, techpp.com/2025/05/24/best-pocket-alternatives/.
Manuel, Beatrice. “Best Read-It-Later Apps in 2025: Top Ways to Save Web Pages & Content.” Edited by Samuel Chapman and Eugenie Tiu, Cloudwards.Net, Cloudwards, 16 May 2025, www.cloudwards.net/best-read-it-later-apps/.
Instapaper: https://instapaper.com/
Matter: https://hq.getmatter.com/
Blake, Alex. “Mozilla Is Shutting down Pocket – Here Are the 3 Best Bookmarking Alternatives.” TechRadar, techradar.com, 23 May 2025, www.techradar.com/computing/websites-apps/mozilla-is-shutting-down-pocket-here-are-the-3-best-bookmarking-alternatives.
Delima, David. “Mozilla’s Pocket Shuts down in July: Try These Four Pocket Alternatives.” Gadgets360.Com, Gadgets 360, 24 May 2025, www.gadgets360.com/apps/features/mozilla-pocket-shutdown-alternatives-bookmarks-app-8497286.
Krasnoff, Barbara. “Pocket Alternatives for Bookmarking Your Content.” Theverge.Com, The Verge, 23 May 2025, www.theverge.com/22927750/bookmarks-pocket-firefox-instapaper-raindrop.
Raindrop.io: https://raindrop.io/
Mehta, Ivan, and Sarah Perez. “Read-It-Later App Pocket Is Shutting down - Here Are the Best Alternatives.” Techcrunch.Com, TechCrunch, 27 May 2025, techcrunch.com/2025/05/27/read-it-later-app-pocket-is-shutting-down-here-are-the-best-alternatives/.
Peckham, James. “Read-It-Later Pocket App Will Shut down on July 8.” Pcmag.Com, PCMAG, 23 May 2025, www.pcmag.com/news/pocket-shut-down-the-read-it-later-app-will-close-on-july-8.
Pot, Justin. “The 4 Best Read It Later Apps.” Zapier.Com, Zapier, 15 Aug. 2024, zapier.com/blog/best-bookmaking-read-it-later-app/.
YouTube Adds Top Podcasts Chart:
“Apple Podcast Charts.” Podcasts.Apple.Com, Apple, podcasts.apple.com/us/charts. Accessed 28 May 2025.
“Spotify Podcast Charts.” Podcastcharts.Byspotify.Com, Spotify, podcastcharts.byspotify.com/. Accessed 28 May 2025.
“YouTube Podcast Charts.” Charts.Youtube.Com, YouTube, charts.youtube.com/podcasts. Accessed 28 May 2025.
How to Avoid Using Elderspeak:
Senior Speak: Talking to Medicare Clients Age 65 & Older: https://ritterim.com/blog/senior-speak-talking-to-medicare-clients-age-65-and-older/
Shaw, Clarissa A., et al. “The Iowa Coding Scheme for Elderspeak: Development and Validation.” Academic.Oup.Com, Oxford Academic, 4 Mar. 2025, academic.oup.com/gerontologist/article/65/6/gnaf093/8051882.
Span, Paula. “Honey, Sweetie, Dearie: The Perils of Elderspeak.” Nytimes.Com, The New York Times, 3 May 2025, www.nytimes.com/2025/05/03/health/elderly-treatment-aides.html.
Rueppel Recommends:
Ridgely, Charlie. “Everything Coming to Netflix, Disney+, Max & Other Streaming Services in June 2025.” ComicBook.Com, Comic Book, 26 May 2025, comicbook.com/movies/news/new-streaming-movies-tv-june-2025-netflix-disney-hbo-services/.
Resources:
4 Ancillary Cross-Sales to Show Clients You Care: https://lnk.to/asg670
Apps for Comparing Healthcare & Prescriptions: https://lnk.to/ASGA85
Community Engagement & ACA Marketing Suggestions for Agents: https://lnk.to/ASG665
Reassuring Your Clients During Difficult Times: https://lnk.to/asg671
Takeaways on Social Media Marketing in 2025: https://lnk.to/asgf20250523
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

May 28, 2025 • 9min
Reassuring Your Clients During Difficult Times
How are your clients doing right now? Have you reached out? Have they? If you’re not sure what to say or where to start, we’ve got some easy-to-implement suggestions in this episode.
Resources:
3 Additional Effective Techniques for Closing Insurance Sales: https://lnk.to/asg656
4 Effective Techniques for Closing Insurance Sales: https://lnk.to/asg655
5 Insurance Marketing Tips to Help Agents Stand Out in a Crowd: https://lnk.to/asgf20250321
Client Check-in Call Script: https://ritterim.com/documents/client-check-in-phone-script.docx
Client Check-in Email Template: https://ritterim.com/documents/client-check-in-email-template.docx
How Plan Crosswalks Work in the ACA Marketplace: https://lnk.to/ASG664
Leveling Up: From Chill Mode to Growth Mode ft. Christian Brindle: https://lnk.to/brindle2025
Operating From a People-First Mentality ft. Scott Zimmerman: https://lnk.to/zimmerman2025
Start Working with Ritter Insurance Marketing
References:
“2025 Tech Trends and Adults 50-Plus.” AARP.Org, AARP, https://www.aarp.org/content/dam/aarp/research/topics/technology/internet-media-devices/2025-technology-trends-older-adults.doi.10.26419-2fres.00891.001.pdf. Accessed 7 May 2025.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.