money money money

Congrats if you've just bought (or about to buy) your first place! Alex joined Glen and John to chat through how to set up your place without costing the earth, touching on:👉🏼forecasting costs so you aren't scraping to cover anything unexpected👉🏾some tips and tricks to do things on the cheap👉🏿prioritising the things that matter to you most👉🏻taking time to wait and buy what you need when the time is right👉not being ashamed to have a house that's a work in progress👉🏾capitalising on second hand or cheap furnishing optionsCheck out Glen's Personal Financial Plan here: https://bit.ly/glenspersonalplanCheck out Glen's Online Investing School: https://sortyourmoneyout.teachable.com/p/glens-online-investing-schoolGet $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Chris Browning is the host of Popcorn Finance, a personal finance podcast based in the US. Glen met Chris years ago at a podcasting convention, so in this episode they reunited to shoot the breeze and chat all things money, touching on:👉how Chris created the Popcorn Finance podcast and how it's been going👉🏿a little about himself, his money journey and the work he does aside from podcasting👉🏻the popularity of investing in shares and how to create your investing strategy👉🏼investing in yourself to create the balanced life you want, where the money follows👉🏾college lifestyle and associated costs in the US, and figuring out how to start making life plans post-study👉🏼how property markets are doing in his area and surrounds👉🏾how taxation works in the US👉the state of affairs in the US at the momentCheck out more about Popcorn Finance here: https://popcornfinance.com/Get $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen's mate and occasional guest on the show, Dirty Mike, is keen to buy his first home, so he had a clarity chat with John to ask some questions, check strategy and ensure it's the best move for Dirty Mike's situation. The chat touches on:👉🏻the kind of property he's looking at👉🏾the movements of the market he's keen on👉🏿the offers he's already made and some potential ways to keep making offers👉his plans to use a parental guarantee👉🏼throwing all potential options on the tableGet $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

We all face fears and challenges in our personal and professional lives - the key is choosing your mindset and taking action wherever you can. In this bonus episode John chats with James Millard, financial adviser on the m3 trusted panel and friend of the show, touching on:👉🏾moving from being an employee to business owner👉🏻how fear can disguise itself - False Evidence Appearing Real👉🏼some tips for tackling the most challenging tasks ahead of you👉🏻ways to break down the things you're concerned about👉🏼how to work through fears in relationships👉🏽some tips and tricks to hack yourself out of your fearsGet $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

*Trigger warning: please note this episode covers sensitive topics relating to fertility, infertility, childbirth and the IVF process. We encourage you to seek the support of your GP if you're experiencing issues in this space.There are many couples out there that experience issues of infertility, and many of these families look into alternative options to hopefully have kids. IVF (in vitro fertilisation) is one of those options, and in this episode Carinya and James join Glen to talk through what it is, what their experience was in their own families and the costs associated with the process. The conversation touches on:👉🏻what IVF actually is👉how taboo the topic of infertility is👉🏽what the process of IVF/ICSI was like👉some of the main and surrounding costs they incurredListen to the uteryou uterme uterus episode where Carinya shares her personal story in depth: https://player.whooshkaa.com/episode?id=734020Read Carinya's blog about her journey with IVF and birth: www.thebirthingjourney.comCheck out the my money journal: https://www.sortyourmoneyout.com/shop/my-money-journalRead up on the Medicare Safety Nets: https://www.servicesaustralia.gov.au/individuals/services/medicare/medicare-safety-netsGet $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Legendary hosts Em and Shell from my millennial career came on the show to answer career questions from the m3 community! The session touches on:👉🏿women in the workplace👉figuring out if you're happy with your career👉🏽balancing career moves with family and partners👉staying in a crappy job for the money👉🏼knowing when to leave a toxic workplace👉🏽managing mental health and illness with work👉🏿starting your career in an industry hit hard by COVID-19👉🏼mixing study and work, and getting your manager on board with itSubscribe to my millennial career where Shell and Em talk about all things career: https://player.whooshkaa.com/shows/my-millennial-careerGet $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

It's the most wonderful (and expensive) time of the year! Glen asked mum of 10 kids (!!!) Anjo, and her daughters Amanda and Kiki, how they do Christmas on a budget, and what homeschooling 10 kids was like. Listen in as they touch on:👉🏿when Christmas prep begins👉🏼how food and drinks are organised ahead of time👉how they do gifts for everyone in the family👉🏾the memories they have of the fun a family of 10 kids brings👉🏼what homeschool was like and where it's led the kids afterHere's the Glen James Spending Plan gift vouchers mentioned in the chat:https://www.sortyourmoneyout.com/resource/glen-james-spending-plan-gift-voucherHere's the charity that Anjo works for - Diamond Women: https://www.diamondwomen.com.au/Get $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Blended family situations (due to divorce, re-marriage, step-kids, step-parents etc) are so unique, and come with a variety of considerations when sorting out estates. Anna Cruckshank and Angela Brischetto from Aubrey Brown Lawyers returned to chat through this tricky area, and answer some listener questions. The convo touches on:👉🏾some rules that guide the way things are sorted and split in a blended family situation👉🏿why it's sooo important to have estate docs set up when you have a blended family👉🏻how to dodge some sticky situations👉🏽how bank accounts are handled👉what happens with superannuation and insurance policies👉🏾some questions from the m3 communityTo get your Will and other stuff sorted, head here and we will introduce you to Aubrey Brown Lawyers: https://www.aubreybrown.com.au/m3/Listen to part 1 of this estate planning series: https://player.whooshkaa.com/episode?id=758594Get $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

What will happen to you, your money and your assets when you die or if you're incapacitated? Do you have a plan? This is where estate planning comes in. In this episode Anna Cruckshank and Angela Brischetto from Aubrey Brown Lawyers join Glen to open up this discussion, touching on:👉🏼what is considered a part of your "estate" and what documents cover it👉🏾what happens if you die without a will👉how a will functions - what it does and doesn't cover👉🏿what probate is and how it works👉what power of attorney is and what it covers👉🏻what does and doesn't cover your small business👉🏿what an enduring guardianship document is👉🏾what an advanced care directive document is👉🏽some of the messy estate situations you want to try and avoidTo get your Will and other stuff sorted, head here and we will introduce you to Aubrey Brown Lawyers: https://www.aubreybrown.com.au/m3/Check out Glen's financial foundations diagram here: https://www.sortyourmoneyout.com/blog/2018/12/4/everything-you-need-to-know-about-life-insuranceGet $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Every dollar counts when you're on a mission with your money - whether it's a savings goal, freeing up cashflow or just trying to be efficient with your spending. That's where frugal environmental hacks can be so handy. Host of the gen z money podcast, Azaria, joined Glen to brainstorm their top frugal enviro hacks, touching on:👉🏾home hacks like installing LED lights, insulation, blinds/curtains, water tanks and solar panels👉🏼dodging some home appliances like dryers and microwaves👉ways to heat and cool your home on a budget👉🏾cooking at home from scratch👉🏻cleaning with bicarb soda and vinegar👉🏿beauty product tips and products you can do without👉🏾turning off taps and not wasting water in the shower👉🏽being prepared to spend a bit more upfront but see products last longerHere's book they chat about: booktopia.kh4ffx.net/MPN1JHere's Glen's toothbrushes: https://amzn.to/2UbszgyRead the blog about money-saving enviro hacks here: https://www.sortyourmoneyout.com/blog/2020/11/12/32-money-saving-hacksSubscribe to gen z money hosted by Azaria in this episode: https://player.whooshkaa.com/shows/gen-z-moneyToday's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop via ShopBack at 1300+ online brands, you get cash back that can be withdrawn into your PayPal or bank account. Here's an exclusive $10 sign up bonus for ShopBack for anyone who's not had the chance to use it yet - https://app.shopback.com/GENZ10 And yes, it's completely free to sign up and use! Hosted on Acast. See acast.com/privacy for more information.