money money money

Welcome to our new episode format! On Tuesdays we'll be answering the questions sent in from the m3 community. The questions answered in this episode are:👉🏿Q1: I'm not math minded. Will I ever get a good grasp on money issues? 👉🏼Q2: A long term goal of mine is to own 3 investment properties, what would be the steps one should take to achieve this goal? 👉Q3: What’s the best way to stay disciplined with money? I feel the more money I make the more I spend and it’s almost impossible to save. I think I have the answer which is, I’m not prioritising it enough and letting poor impulse decisions dictate? 👉🏽Q4: I am 25 working in local government as an engineer and looking to purchase my first property this year to live in. Would banks or lenders be averse to lending to someone following the bushfires which destroyed homes in the area I want to buy in?Buy your copy of the my money journal to start achieving your goals and support the podcast at the same time: https://bit.ly/mymoneyjournalGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Paula Pant (USA) is passionate about personal finance and runs her own podcast called Afford Anything. In this chat with Glen, Paula shares her thoughts on:👉🏽the FIRE movement (Financial Independence, Retire Early)👉🏿how she saved for her own travel goals👉🏻the idea of being able to afford anything, but not necessarily everything👉debt and how she views different types of debts👉🏼mindset around investing, saving and how you think about your money - simple is key👉🏾accumulation vs preservation phases - what these phases are about and how they're applied throughout your life👉🏻her experience in property investing - the challenges, the upsides and how she manages itRead more about Paula and her podcast, Afford Anything, here: https://affordanything.com/Follow Paula on Instagram: https://www.instagram.com/paulapant/?hl=enBuy your copy of the my money journal to start achieving your goals and support the podcast at the same time: https://bit.ly/mymoneyjournalHead over and subscribe to our newest podcast, my millennial health: https://player.whooshkaa.com/shows/my-millennial-healthGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Starting your year right starts NOW. No better way to start this new year than by setting your direction, and turning up your determination. In this episode Rohan Dredge (Executive Leadership Consultant, Coach and keynote speaker) came back on the show to bring you some super practical tips for achieving your goals this year, touching on:👉how to set your direction and dial up your determination to see your success achieved👉🏾how some people achieve their goals while others don't👉🏼being ready for the challenges ahead - being determined to put the effort in👉🏿the Master Model Rohan has created to illustrate how plans and goals can be achieved (link below)Check out the blog for this episode - it includes the Master Model mentioned and a downloadable PDF with more info about smashing your goals: https://www.sortyourmoneyout.com/blog/2021/1/11/how-to-start-your-year-wellBuy your copy of the my money journal to start achieving your goals and support the podcast at the same time: https://bit.ly/mymoneyjournalHave a listen to the personal leadership ep with Rohan: https://player.whooshkaa.com/episode?id=740008Check out these book recommendations from Glen to help educate and inspire you: https://www.sortyourmoneyout.com/blog/2020/1/14/glen-james-book-recommendationsGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Hope your summer break is going well! In this episode Glen and John answer some more m3 community questions touching on:👉🏿the basic money skills to teach young people before they start earning money👉🏻options for managing a rental in a rural area - keep or sell?Check out all the goodies at our online shop + support the podcast: https://www.sortyourmoneyout.com/shopCheck out Glen's Personal Financial Plan here: https://bit.ly/glenspersonalplanIf you're a teacher and keen to snatch a Glen James Spending Plan gift voucher for your students, get in touch: https://www.sortyourmoneyout.com/reach-outGet $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen and John answer some more juicy questions from the m3 community touching on:👉🏾how to determine your risk level for investment, and how to change it👉how to develop your investing strategy around your risk profile👉🏽investing your super and ways you can tailor it to you👉🏻considerations for selling an occupied rental property - tenants rights and ways you can go about it👉🏼options for re-angling your investments if a rental property investment isn't working out as plannedCheck out Glen's Personal Financial Plan and support the podcast here: https://bit.ly/glenspersonalplanCheck out John's online course - the Solvere Online Academy: http://bit.ly/solvereonlineGet $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

My (Glen James) current commentary on bitcoin.A few ways to support the podcast:-Fwd an episode to a friend.-Check out Glen's Personal Financial Plan here: https://bit.ly/glenspersonalplan-My affiliate link to Coinspot (https://www.coinspot.com.au/join/REFNQPMJM)If you're keen to connect with a financial adviser or mortgage broker reach out: https://www.sortyourmoneyout.com/reach-outGet $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen and John love hearing questions from the m3 community, so over the break they're answering some of them! In this episode they talk about:👉🏽features and aspects to consider when choosing a bank👉🏾how you might want to choose a lender for a mortgage👉🏼whether you can build the cost of home renos into your mortgage👉what loan to value ratio (LVR) isCheck out Glen's Personal Financial Plan here: https://bit.ly/glenspersonalplanHead over and subscribe to my millennial property: https://www.sortyourmoneyout.com/m3proIf you're keen to connect with a financial adviser or mortgage broker reach out: https://www.sortyourmoneyout.com/reach-outCheck out Up Bank as an option - sign up with them and get $5 in your new account: https://link.up.com.au/GENZMONEY. Product & offer T&Cs @ up.com.au/terms. Up accounts issuer Bendigo & Adelaide Bank.Get $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

This is the final my millennial story for the year, featuring Tash! She shares with Glen:👉🏾what is was like living with her family in Australia and overseas👉how she bought an apartment and her plans for it moving forward👉🏽whether she's a spender or saver👉🏻her perspective on cash and investing and how she manages it all👉🏾how she manages her jobs to maximise incomeCheck out Glen's Personal Financial Plan: https://bit.ly/glenspersonalplanHere's the episode with Peter Singer that Glen mentions: https://player.whooshkaa.com/episode?id=565698Here's the episode about trusts: https://player.whooshkaa.com/episode?id=618047Follow Tash on Insta: https://www.instagram.com/tashinvests/?hl=enGet $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Well, we made it guys. The end of 2020. This is our last episode of the year where we chat, we wrap the year and we share what's ahead in 2021, touching on:👉the results from the recent m3 community census (check out the results in the Facebook group)👉🏾some highlights from 2020👉🏻some of the wins the m3 community had in 2020👉🏿some exciting things coming up in 2021 (including a new podcast - my millennial health: http://bit.ly/mymillennialhealth)Order some my millennial coffee: http://bit.ly/mymillennialcoffeeCheck out John's online course - the Solvere Online Academy: http://bit.ly/solvereonlineBuy your copy of the my money journal and support the podcast: http://bit.ly/mymoneyjournalCheck out Glen's Online Investing School: https://sortyourmoneyout.teachable.com/p/glens-online-investing-schoolGet $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Alright here it is! The property goss for 2021. John and Emily from my millennial property join Glen to unveil the property trends, hotspots and notspots they see shaping 2021. This chat touches on:👉🏽the effect of COVID-19 on property markets across the country throughout 2020👉🏿the things that affect property trends - economic movements, travel changes, perception, lifestyle changes, migration👉fact checking the headlines you read about property in the media👉🏻the hotspot and notspot areas both Emily and John are predicting for 2021Head over and subscribe to my millennial property: https://www.sortyourmoneyout.com/m3proIf you're keen to have a clarity call with John, get in touch with us: https://www.sortyourmoneyout.com/reach-outGet $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.