The Property Nerds

In this episode of The Property Nerds, Arjun and the team sit down with longtime InvestorKit client Daniela Ting, a banker who turned her financial regret into a $3.5M property portfolio in just four years.Dani opens up about why she chose to "rentvest" instead of buying a home, how she made her first investment during a lockdown, and the mindset shift that helped her go from one property to four. It’s a raw and practical look at building wealth without compromising lifestyle and how sometimes the “dream home” can wait.Timestamps:0:00 - Intro3:17 - How to Invest During Uncertainty4:20 - The Cost of Financial Regret and Why Waiting Can Hurt6:26 - Using Equity to Grow a Portfolio7:56 - The “3 Pieces of Paper” That Unlock Your Next Property9:08 - The Power of Diversification: Why Location Matters11:00 - How to Build a Roadmap for Passive Income13:30 - Why Skipping the Dream Home Can Be a Smarter Move18:27 - Renovating vs. Maintenance: A Value Add Strategy21:16 - OutroWhether you’re a first time investor or already building your portfolio, Dani's  story proves that everyday Australians can build real wealth strategically, confidently, and without losing the lifestyle they love.CONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

The Property Nerds are back with a guest who knows how to cut through the noise, Chief Economist at Ray White, Nerida Conisbee.From REA to Ray White, Nerida unpacks the biggest differences in data, insights, and strategy between the two property giants and why Ray White’s investment in *real* market intelligence is shaking up the game.0:00 - Intro0:17 - Guest intro1:40 - Ray White’s data approach3:44 - How Ray White agents offer early market insights5:59 - Using AI to localise suburb level market updates6:46 - How interest rate sentiment triggered early market changes10:05 - Are Adelaide, Brisbane & Perth still good buys after recent growth?13:18 - What infrastructure impacts property prices the most?15:00 - The Olympics effect: what Sydney taught us about Brisbane19:50 - When infrastructure projects actually impact price growth21:15 - Why infrastructure spend needs context, not just headlines22:35 - OutroWhether you’re a buyer, investor, or just a property nerd like us, this episode will give you clarity on what’s *actually* moving the needle in today’s market.CONNECT WITH FOURACRE FINANCIAL:Instagram: https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH THE PROPERTY NERDS:Instagram: https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

Think LMI is just an annoying cost? Think again. In this weeks episode of The Property Nerds you'll learn how certain professions (some surprisingly obscure) can access LMI waivers, potentially saving $12,000 - $20,000 on a single purchase. The trio also break down the real opportunity cost of waiting to save a 20% deposit hint: it could be setting your investment journey back by years.0:00 - Intro 1:01 - What Is LMI and Why It’s Not the Enemy1:35 - Who Qualifies for LMI Waivers3:53 - Essential Workers Policy Explained5:15 - Real Savings: How Much Can You Actually Save on LMI?6:38 - The True Opportunity Cost of Waiting for a 20% Deposit8:03 - LMI Refunds: The Little-Known Hack9:41 - Buying with Low or No Deposit: Other Strategies13:30 - Do LMI Waivers Still Apply in Trust Structures?15:57 - How to Pull Your Plan Forward by 3-5 Years18:20 - Outro If you’re looking to scale your property journey smarter, faster, and with less capital upfront this is your episode.We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights!CONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

Self managed super funds (SMSFs) have long been a favourite for savvy investors until now. In this episode, the nerds sit down with returning guest John from C2 Super to unpack the latest government shake up around Division 296 and the proposed super tax on balances over $3 million.00:00 - Intro01:36 - The Surge in SMSF Interest & Media Chatter02:15 - Division 296 Explained04:06 - Senate Roadblocks & Greens' Demands06:00 - Impact on Aussie Families & Housing Supply07:00 - Biggest SMSF Myths Debunked10:00 - Can You Buy Property in an SMSF?11:54 - How Division 296 Could Impact Valuations15:05 - Who Shouldn’t Set Up an SMSF?19:08 - Why C2’s Admin Process Stands Out22:30 - OutroWhether you’re already running your own fund or just SMSF curious, this is essential listening for anyone serious about controlling their financial future.We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights!CONNECT WITH THE PROPERTY NERDS:Instagram: https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/CONNECT WITH FOURACRE FINANCIAL:Instagram: https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, we're joined by economist Cameron Kusher to unpack the uncomfortable truth about Australia's housing supply and why the 1.2 million homes target is slipping further out of reach.From construction cost blowouts and trade shortages to shifting interest rates and migration surges, Cameron breaks down the complex web behind why we’re falling short and what might help turn the tide.Timestamps:0:00 - Intro1:52 - Is the Housing Project on Track?4:07 - What’s Holding New Supply Back5:47 - Migration vs. Housing Policy7:33 - Interest Rates Outlook10:41 - Indicators That Actually Matter12:42 - Why No One’s Listing14:15 - Triple Whammy of Low Supply16:42 - Forward Looking Data Gems18:25 - AI in Real Estate20:20 - OutroWhether you're a seasoned investor, first time buyer, or just curious about the future of the Australian housing market, this episode delivers real insights with zero fluff.We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights!Connect with The Property Nerds:Instagram: https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastConnect with Arjun:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/Connect with InvestorKit:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin:https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/Connect with Fouracre Financial:Instagram: https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode, the nerds take a step back from the numbers and gets real about what makes a WINNING PORTFOLIO STRATEGY. Spoiler alert: it's not just positive cash flow or picking the “right” suburb.They break down the most common strategy misconceptions, why some investors stall out after just one or two properties, and what to consider BEFORE making your next move.00:00 – Intro01:23 – What Actually Counts as Strategy in Property02:33 – Common Misconceptions: Positive Cash Flow ≠ Strategy03:31 – Why Finance Is the Engine of Your Property Plan04:50 – The Financial Mistakes That Break a Portfolio06:00 – Car Loans, Credit Cards & Other Borrowing Blockers08:46 – How a True Strategy Comes Together (Not Just Buying Well)10:36 – The Key Components: Research, Finance, Risk, Structures12:49 – Why Some People Should Wait Before Buying16:10 – OutroWe hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights!CONNECT WITH THE PROPERTY NERDS Instagram: https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/CONNECT WITH FOURACRE FINANCIAL:Instagram: https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, the team sits down with Tuan from Duo Tax to unpack one of the most overlooked tools in property investing: depreciation.We break down:What depreciation actually is and how it boosts your cash flowKey differences between residential and commercial property claimsWhat you can (and can’t) claim on older propertiesThe renovation “scrap value” trick most investors missWhat happens when you sell a property after claiming depreciationIf you’ve ever wondered whether a depreciation schedule is worth it, this episode will help you understand when to get one, how much it could save you, and why it might be the most underrated part of your property strategy.Want to know if your property qualifies? Tune in and reach out to the Duo Tax team for a free check: https://duotax.com.au/We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights!Connect with The Property Nerds:Instagram: https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastConnect with Arjun:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/Connect with Investorkit:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/Connect with Fouracre Financial:Instagram: https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us athttps://kyumedia.com/

In this episode, Arjun, Adrian, and Jack sit down with longtime InvestorKit client Nafiz, who opens up about how he went from solo Saturday inspections with a notepad… to building a multi-state property portfolio with over $1 million in equity all before turning 32.Coming from humble beginnings in South West Sydney, Nafiz shares:Why he ditched the apartment dream and avoided a $1.4M opportunity costThe mindset shift that took him from share investing to strategic property movesHow having a professional team gave him clarity, confidence, and peace of mindWhat it's really like balancing family goals with building long term wealthAnd the underrated emotional payoff of feeling financially calm even with debtIf you’re stuck weighing up whether to go it alone or seek support, this episode is a must-listen. Nafiz proves that it’s not about where you start but who you back along the way.We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights!Connect with The Property Nerds:Instagram: https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastConnect with Arjun:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/Connect with Investorkit:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/Connect with Fouracre Financial:Instagram: https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/⁠

The Property Nerds are back with another killer episode this time, we’re talking renovations. Belinda from Renovate and Real Estate joins Arjun, Adrian and Jack to break down what really adds value when it comes to renovating (and what’s just a waste of cash). Whether you're working with $5K or $50K, this episode is packed with actionable insights, timeless design tips, and renovation traps to avoid. You’ll learn: 1. What upgrades are worth it at every budget tier 2. Why neutral tones (and the right textures) matter more than ever 3. The renovation mistake that could cost you your ideal buyer 4. How to renovate interstate without lifting a single paintbrush 5. The kitchen + bathroom formula Belinda swears by Plus, gold taps, wall sconces, and the surprising comeback of colour this one's for every investor who's ever asked, "Should I renovate... or not?" We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights! CONNECT WITH THE PROPERTY NERDS Instagram: https://www.instagram.com/thepropertynerdspodcast/ TikTok: https://www.tiktok.com/@thepropertynerdspodcast CONNECT WITH ARJUN Instagram: https://www.instagram.com/arjpaliwal/ Linkedin: https://www.linkedin.com/in/propertybuyersagent/ CONNECT WITH INVESTORKIT Instagram: https://www.instagram.com/investorkit.com.au/ Linkedin: https://www.linkedin.com/company/investorkit/ Website: https://www.investorkit.com.au/ CONNECT WITH FOURACRE FINANCIAL Instagram: https://www.instagram.com/fouracre.financial/ Linkedin: https://www.linkedin.com/company/fouracre-financial/ Website: https://fouracrefinancial.com.au/ This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

The Property Nerds are back! and there’s a new voice on the mic! Adrian, Senior Portfolio Strategist at InvestorKit, joins Arjun and Jack as the newest Nerd. In this episode, they’re joined by Joseph from KG CO Legal to unpack the legal must knows of SMSF property deals. From cooling-off periods to costly contract mistakes, this one’s packed with expert tips, wild negotiation wins (hello, $60K discount), and practical advice that could save investors thousands. You’ll learn: 1. The contract mistake that could cost you thousands 2. Why cooling off periods vary across states (and what that means for you) 3. How one letter shaved $60,000 off a purchase price 4. The legal must dos before you sign anything We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights Investorkit White Papers: Unlock the knowledge you need to make informed investment decisions with InvestorKit’s whitepapers, backed by thorough due diligence and in-depth market analysis. From residential to commercial opportunities, these reports deliver actionable insights, investment strategies, and housing market predictions to help you stay ahead. https://www.investorkit.com.au/whitepapers/ Connect with Joseph: Instagram: https://www.instagram.com/kgcolegal/ Linkedin: https://www.linkedin.com/in/joseph-khoury-gebrail-74518b102/ Website: https://www.kgcolegal.com/ Connect with The Property Nerds: Instagram: https://www.instagram.com/thepropertynerdspodcast/ TikTok: https://www.tiktok.com/@thepropertynerdspodcast Connect with Arjun: Instagram: https://www.instagram.com/arjpaliwal/ Linkedin: https://www.linkedin.com/in/propertybuyersagent/ Connect with Investorkit: Instagram: https://www.instagram.com/investorkit.com.au/ Linkedin: https://www.linkedin.com/company/investorkit/ Website: https://www.investorkit.com.au/ Connect with Fouracre Financial: Instagram: https://www.instagram.com/fouracre.financial/ Linkedin: https://www.linkedin.com/company/fouracre-financial/ Website: https://fouracrefinancial.com.au/ This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/