Informed Choice Radio Personal Finance Podcast

In this episode I'm joined by Brian Dennehy, a veteran of the financial services profession and regular media commentator for more than 20 years. Brian's written his first book. It's called Clueless: New research uncovers the story of two extraordinary financial mysteries, massive investor losses, and a brilliantly straightforward blueprint to achieve huge profits from investment funds. This first book from Brian pulls no punches, and is absolutely essential reading for any investor, big or small, experienced or beginner. There is a happy ending of course, as Brian explains how to make extraordinary profits from ordinary investment funds, year after year - whether within a multi-million pound portfolio, or an ISA or SIPP. Supported by ground-breaking research more than 10 years in the making, Brian tackles head-on the enduring problem for investors: that most funds are simply not good enough. And he presents compelling, straightforward and highly profitable solutions to that particular challenge. You can find the show notes for this episode, along with some useful links, at icradio.co.uk/367. Please take a moment to say thank you to Brian on Twitter, and wish him every success with his new new book; you can find him @Brian_Dennehy. Here’s my conversation with Brian Dennehy author of Clueless, in episode 367 of Informed Choice Radio.

In this episode, three things we're not doing with our money - and why this needs to change. I'm talking about mortgages, pensions and long-term care in later life, and the important actions we're not collectively taking, along with some tips for making changes in these areas.

On September 15, 2008, the subprime mortgage industry collapsed, Lehman Brothers filed for bankruptcy, and a 24-year-old Ryan Serhant began his first day in the real estate business. The real estate sector has slowly recovered since then, and Serhant has become one of the most successful brokers in the world. He now manages agents in New York City, New Jersey, Los Angeles, Miami and the Hamptons. Ryan Serhant is recognized as a real estate powerhouse. His team at Nest Seekers International sold over $830 million in real estate last year and was ranked the number one sales team in New York City and the number two sales team in the US, by Wall Street Journal Real Trends. As a real estate expert he is a frequent contributor to 20/20, CNN, CNBC, The Today Show and Bloomberg TV, and is often quoted in The New York Times, Forbes, Wall Street Journal, and Wall Street Journal China. Ryan is best known as the star of Bravo’s two-time Emmy-nominated “Million Dollar Listing New York.” Since Season 1 of Million Dollar Listing, Ryan and his team have sold billions of dollars in real estate on national television. He also happens to be one of my favourite vloggers on YouTube, The vlog gives a funny, inspirational, and behind the scenes look into his entire day from 5 a.m. to midnight juggling work and personal life as the leader of the top sales team in New York. Ryan's new book is Sell It Like Serhant: How to Sell More, Earn More, and Become the Ultimate Sales Machine. It's been described as the blueprint for how to go from sales scrub to sales machine. Serhant provides useful lessons, lively stories, and examples that illustrate how anyone can employ his principles to increase profits and achieve success. Here’s my conversation with Ryan Serhant, author of Sell It Like Serhant, in episode 365 of Informed Choice Radio.

In this episode, Martin shares five of what he considers to be the worst investments you can make right now. There's also a roundup of the latest personal finance news and an update from the world of Informed Choice in the popular aftershow segment.

In this episode I'm joined by energetic Fintech professional Jake Wombwell-Povey. Jake recently joined Goji Investments, an investment platform focused on Direct Lending. Within this episode Jake explains all about direct lending as an investment asset class. Here’s my conversation with Jake Wombwell-Povey, CEO of Goji Investments, in episode 363 of Informed Choice Radio.

Hello and welcome to Late Night Money Live, a special live broadcast episode of Informed Choice Radio. This episode was recorded live at 10pm on Wednesday the 10th of October 2018. Martin was joined by Neil, Michael and Alam to discuss AI and behavioural finance, the impact of Brexit on financial services, and how hard it is becoming for some young adults to get on the property ladder. He also explains where the concept for this Late Night Money Live format comes from. If you’re new to Informed Choice Radio, welcome to the show! This episode might not be the best place to start! In fact, if you're not a regular listener to the show, I strongly recommend heading into our back catalogue of more than 360 episodes at icradio.co.uk and picking an episode from there to start with.

Retirement is a once-in-a-lifetime opportunity to be yourself and do what you want to do. It offers new possibilities for personal growth through learning, retraining, travelling and friendship. But it’s also one of the biggest transitions we face, and brings huge psychological and emotional challenges. It’s not surprising that many people struggle with the adjustment to a different pace of life. In this episode I’m joined by Celia Dodd, author of Not Fade Away – How to Thrive in Retirement. Celia is an author and journalist with over 30 years’ experience of contributing features on family, relationships, health and education to national newspapers and magazines, including The Times, the Independent, the Daily Mail and Radio Times. This is Celia’s third book; her previous book was The Empty Nest: how to survive and stay close to your adult child. Not Fade Away guides the reader through these challenges: dealing with the loss of status and routine, reinventing relationships, managing money, and above all, finding new meaning and purpose. It brings together expert advice and insights from people retiring now, who speak from the heart about the lessons they’ve learned and the new sources of fulfilment they’ve discovered. By cutting a clear path through the maze of choices on offer for people retiring today – which may or may not involve giving up work completely – Not Fade Away inspires you to make up your own mind and take control of your future. And that, experts agree, is the key to a good retirement. Here’s my conversation with Celia Dodd, author of Not Fade Away, in episode 361 of Informed Choice Radio.

In this episode, the cost of loyalty. What’s the cost of staying loyal to providers of insurance, banking and financial services? It could be a lot more than you think. I'm taking a closer look at this cost of loyalty and suggesting some ways to deal with it. There's also a roundup of the latest personal finance news and the aftershow segment, where we share some updates from the world of Informed Choice.

In this episode, I'm pleased to welcome Chris Budd back to the show. Chris has come on today to talk about his new book. It's called The Eternal Business: How to transition a business for the employee ownership revolution. When it comes this employee ownership revolution, Chris knows his onions, and that's because he's recently sold his own business, Ovation Finance, to an Employee Ownership Trust. But the movement for employee ownership is global - and interest in this alternative succession route is growing fast. Employee ownership is about more than the ownership, however. It's about creating a sustainable business. It's about creating an eternal business. That means a focus on long-term sustainable profits; happy customers; happy employees. In The Eternal Business, Chris lays out a valuable system for businesses no matter where in the world they are based. He shows how to get a business - and its employees - ready for this transition. And a model and pathway to follow so that it continues, maybe forever! Here’s my conversation with Chris Budd, author of The Eternal Business, in episode 359 of Informed Choice Radio.

In this episode, Martin becomes a careers adviser and shares some thoughts on how to become a Financial Planner. Which exams do you need to take? Which roles should you apply for in order to get started? What should you never say on your CV? There's also a roundup of the latest personal finance news and and after show segment, along with news of a special late night live broadcast of Informed Choice Radio next month.