Financial Freedom Podcast with Dr. Christopher H. Loo, MD-PhD

Description: Welcome to the podcast. Our theme today is "Time is Money: Mastering Your Financial Future". Our guest is Christopher Clepp (Building Towards Wealth), an entrepreneurial-minded financial planner, and a dedicated father of three. Christopher understands the hustle and bustle of life, especially when you're in the accumulation phase, juggling a business, and raising a family. He has dedicated his career to helping people like you regain control of their most valuable asset - time. In this podcast, we delve into the unique world of financial planning, especially for business owners. We explore why it's different, and why it might just be the right choice for you. We tackle the big questions like how to plan for an uncertain future and the key pillars of a good financial plan. Christopher is ready to answer your burning questions. What is 'work optional,' and how does it differ from retirement? What are the common misconceptions about financial planning? How can a solid financial plan improve your life? Why would a business owner need a financial planner when they could just sell their business? What's our most valuable asset? And if you feel like you're lagging in your financial journey, how can you catch up? We also address the biggest challenges people face when preparing for their financial future. This podcast episode is designed to make your financial life functional and understandable, so you can excel in your roles as a spouse, parent, and business owner. Join Christopher on this podcast, where we emphasize "Time is Money: Mastering Your Financial Future" and take the first step towards gaining control of your time and securing your financial future. Tune in for insightful discussions, expert advice, and the tools you need to navigate the complex world of financial planning. To connect with Christopher, visit his website: https://buildingtowardswealth.com/ Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Do your due diligence. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd We couldn’t do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd Venmo- https://account.venmo.com/u/Chris-Loo-4 Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx Thank you to our sponsor, CityVest: https://bit.ly/37AOgkp Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p Follow our YouTube channel: https://www.youtube.com/chL1357 Thank you to our advertisers on Spotify. Financial Freedom for Physicians, Copyright 2023

Description: Welcome to another episode of our business-centric podcast where we're excited to host Patrick, a seasoned Naval Officer turned entrepreneur, investor, and Mergers and Acquisitions consultant. With his rich background in owning, scaling, and selling businesses, Patrick now aids CEOs and business owners in amplifying their business potential through strategic acquisitions. In this episode, we'll delve deep into the realm of Mergers and Acquisitions, unraveling its intricacies and exploring its impact on company growth. We'll pitch the merits of organic growth against inorganic growth and dissect the influence each strategy can have on a company's expansion. Patrick is eager to answer some burning questions that you might have always wanted to ask: What does the acquisition process look like? How does he assist CEOs in their business endeavors? What is the secret to effective business scaling? Why aren't more CEOs leveraging acquisitions for growth? How can acquisitions double as a talent acquisition strategy? He'll also demystify the concept of "synergistic acquisition," compare the growth speeds of organic versus inorganic strategies, and provide insights into the financial considerations involved in company acquisitions. From suggesting effective acquisition strategies to identifying where most acquisitions fail, Patrick's expertise will help shed light on the often-overlooked strategy of growth through acquisition. Whether you're a CEO, an aspiring entrepreneur, or just intrigued by the business world, this episode is set to provide you with invaluable insights into the art of scaling and growing a business. Tune in for an enlightening discussion that could change your business growth strategy! Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Do your due diligence. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd We couldn’t do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd Venmo- https://account.venmo.com/u/Chris-Loo-4 Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx Thank you to our sponsor, CityVest: https://bit.ly/37AOgkp Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p Follow our YouTube channel: https://www.youtube.com/chL1357 Thank you to our advertisers on Spotify. Financial Freedom for Physicians, Copyright 2023

Description: Welcome to the podcast episode. Today's podcast episode is where family and entrepreneurship intersect in remarkable ways. Join our guest, Cory, a dedicated foster parent, adoptive father of five, and successful entrepreneur, as he shares his experiences and insights on this captivating journey. With over ten years in the foster care system and managing his own business, Cory has an abundance of knowledge and personal stories to share about the trials, triumphs, and constant balancing act of being a parent and an entrepreneur. Episode Ideas: "Dads, Be Present Not Perfect" - In this section, Cory will delve into the importance of being present and involved in your children's lives, emphasizing that perfection is not the goal, but meaningful engagement is. Listen as he provides practical tips on how to show up for your kids, even when life gets hectic. Questions Cory is Always Ready to Answer: "Why did you become a foster parent?" - Cory is always ready to share his heartwarming journey into foster care, from the initial decision to the fulfilling experiences he's had caring for over 30 children. Discover the powerful motivations and rewarding moments that come with foster parenting. "How do you juggle business, marriage, and 5 kids?" - As an entrepreneur and parent to five children, Cory offers unique insights into managing these demanding roles simultaneously. He'll share practical advice on prioritizing, time management, and maintaining a strong relationship with his spouse amidst the chaos. Tune in for enlightening conversations, uplifting stories, and valuable takeaways for anyone navigating the intertwined paths of family life and entrepreneurship. To connect with Cory, visit his website: https://www.dadsunleashed.com/present Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Do your due diligence. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd We couldn’t do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd Venmo- https://account.venmo.com/u/Chris-Loo-4 Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx Thank you to our sponsor, CityVest: https://bit.ly/37AOgkp Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p Follow our YouTube channel: https://www.youtube.com/chL1357 Thank you to our advertisers on Spotify. Financial Freedom for Physicians, Copyright 2023

Description: Join us on this podcast episode, where we dive deep into the transformative world of sauna and cold plunge with our guest, Andrew Lachlan, founder and CEO of Sauna House®. A modern bathing advocate, Andrew is at the forefront of a booming health trend, one that combines the intense heat of a sauna with the refreshing chill of a cold plunge, creating a wellness regimen that’s attracting a rapidly growing following, from wellness gurus like Joe Rogan and Jesse Itzler to the average person in pursuit of better health. In this fascinating series, we peel back the layers of the sauna and cold plunge phenomenon, beginning with our inaugural episode "Demystifying the Sauna/Cold Plunge Boom", where Andrew dispels myths and common misconceptions. We continue our exploration in "Sweat and Chill: The Sauna House Story", hearing Andrew's personal journey from struggling with depression and anxiety to becoming a beacon in the health and wellness industry. We delve into the intersection of entrepreneurship and wellness in the episode "How Sauna/Cold Plunge Can Make You a Better Entrepreneur". We also delve into the challenging environment of launching a communal bathhouse business on the cusp of a global pandemic, hearing the key business lessons Andrew has gleaned from his journey and the advice he has for other entrepreneurs looking to make their mark in the health and wellness sector. Andrew is also open to discussing his journey to sobriety and how it's shaped him as a successful entrepreneur. He brings a unique perspective to the table, one that's driven by personal experiences, backed by research and years of expertise in the field. As we move forward, we also debate on whether the sauna and cold plunge is just another fleeting health fad or a wellness regimen here to stay. Andrew is ready to share his insights and knowledge, offering a glimpse into a lesser-known realm of health and wellness. Join us as we explore the heat and cold of this wellness revolution. Whether you're a long-time sauna enthusiast or a newcomer intrigued by the trend, our chat with Andrew Lachlan promises to be as enlightening as it is engaging. Tune in for thermal talks that challenge the status quo and may just change the way you think about wellness. This is not a podcast to miss, especially for those interested in improving their health, well-being, and entrepreneurial journey. Stay tuned! To connect with Andrew, visit his website: https://www.saunahouse.com/ Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Do your due diligence. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd We couldn’t do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd Venmo- https://account.venmo.com/u/Chris-Loo-4 Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx Thank you to our sponsor, CityVest: https://bit.ly/37AOgkp Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p Follow our YouTube channel: https://www.youtube.com/chL1357 Thank you to our advertisers on Spotify. Financial Freedom for Physicians, Copyright 2023

Description: Welcome to the podcast episode. Today, we navigate the inspiring journey of transformation with Sebastian, from artist to a globally recognized brand collaborating with top-notch companies like Nike, Adidas, Spotify, EA games and many more. In this podcast, we delve into the enigmatic and exciting world of art, personal branding, and digital entrepreneurship, through the lens of Sebastian's own story of resilience and creativity. Episode Titles/Main Focus: "Awakening the Artistic Guru: The Secrets of Unlimited Motivation" Sebastian shares his insights on finding the hidden wellsprings of relentless energy and how to keep that creative flame burning. "From Street to Studio: How Art Made Me Successful" Sebastian divulges his adventurous journey from clandestine street art to securing partnerships with world-class brands. "Living Your Truth: Finding Purpose and Living Congruently Without Compromise" Dive deep into a conversation about discovering your personal truth, aligning your life accordingly, and the power of uncompromising authenticity. "The Relentless Force: Paving a Path of Good in the World" Learn how to utilize your influence and reach to generate positive changes and how Sebastian transformed his art into a force for good. "Designing a Life on Your Terms: Strategies to Get Paid for What You Love" Discover the entrepreneurial strategies Sebastian used to transform his passion into a profitable business, and how you too can get paid to live life on your terms. Questions Sebastian is Always Ready to Answer: "What was your journey like and why should people understand its significance?" "Why do you find adversity so appealing, and how has it shaped your journey?" "How can one find their purpose and live in alignment with it?" "What, according to you, is the meaning of life?" "Can you shed light on the methods you use to make money online?" "How can one start and scale their personal brand effectively?" "Can you share the blueprint for success you've discovered on your journey?" "What is the secret to maintaining an endless reservoir of motivation?" "In your opinion, what are the key elements that drive success?" "Is there a guaranteed pathway to success, or is each journey unique?" Join us for these engaging conversations with Sebastian, as we delve deep into the world of art, entrepreneurship, and personal growth. If you're an aspiring artist or entrepreneur looking to carve your unique path, this is a podcast you don't want to miss! To connect with Sebastian, visit his Instagram page: https://www.instagram.com/artmoneyceo/ Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Do your due diligence. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd We couldn’t do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd Venmo- https://account.venmo.com/u/Chris-Loo-4 Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx Thank you to our sponsor, CityVest: https://bit.ly/37AOgkp Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p Follow our YouTube channel: https://www.youtube.com/chL1357 Thank you to our advertisers on Spotify. Financial Freedom for Physicians, Copyright 2023

Description: In this inspiring episode, we delve into the captivating journey of Dr. Melissa Walsh, MD, FACOG a trailblazing board-certified OBGYN and Web3 advocate, as she transitions from traditional medicine to the world of blockchain and digital assets. Melissa shares how she discovered Web3 and her subsequent integration into this fascinating space. We discuss the revolutionary technology of blockchain, the unique potential of non-fungible tokens (NFTs), and how they are rapidly changing the face of many sectors - most notably, healthcare. Yet, with these advancements, we're also witnessing a series of misunderstandings and misinformation perpetuated by mainstream media. From overemphasis on negatives to disproportionate focus on bad actors, Melissa breaks down these misconceptions and provides a balanced perspective on the potential and pitfalls of this technology. From secured patient data to improved healthcare outcomes, we explore real-time use cases of blockchain and NFTs in medicine. How are these technologies creating a more robust, secure, and patient-centered healthcare ecosystem? What roles do they play in the fight for better health equity and population health? Lastly, we shed light on the burgeoning movement of physician activism. Doctors, like Melissa, are advocating for technological innovations, seeking upgrades to antiquated healthcare systems, and steadily embracing the Web3 space. Listen as we uncover the critical steps physicians are taking to pioneer this transformation in healthcare. Tune in for a mind-expanding discussion that demystifies blockchain, champions Web3, and paints a vivid picture of a future where technology and medicine are inextricably linked for the benefit of all. Join us in this transformative conversation that promises to challenge your perceptions and broaden your understanding of the digital frontier in healthcare. Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Do your due diligence. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd We couldn’t do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd Venmo- https://account.venmo.com/u/Chris-Loo-4 Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx Thank you to our sponsor, CityVest: https://bit.ly/37AOgkp Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p Follow our YouTube channel: https://www.youtube.com/chL1357 Thank you to our advertisers on Spotify. Financial Freedom for Physicians, Copyright 2023

Description: Welcome to a truly invigorating episode where we get a chance to converse with Heather Markel, full-time travel coach. Heather is not your everyday professional; she's an international speaker, a bestselling author, and an advocate for a lifestyle that frees you from the chains of a desk job. Heather shares her unique story about trading her corporate America desk for a life of exploration and self-discovery. We delve into her journey from the streets of New York City to the beautiful landscapes of Normandy, Italy, France, England, Switzerland, and Costa Rica, reflecting on how her travels to 27 countries have shaped her perspective and helped her embrace her life's purpose. This episode explores Heather's transition from a frustrated corporate worker to a successful entrepreneur, steering others towards a life brimming with global connection, community, and freedom. Heather candidly talks about her experiences, challenges, and the life-altering decision to step away from the safe path and create her own trail. If you feel like you're too old to change your life course, or if you're under the impression that full-time travel is only for the wealthy or retired, Heather is here to debunk those myths. She guides us through the realities of embarking on a full-time travel lifestyle and how it's often less expensive and more fulfilling than a static life. Heather also addresses the concerns of professionals who are considering following in her footsteps. She stresses the importance of planning, trusting oneself, and the liberating power of breaking free from societal boxes. This episode is more than a conversation; it's an invitation to stop asking 'what if?' and start living your dreams. It's a call to wander, not because you're lost, but because you're on a quest to discover your destiny. Be sure to tune in and be inspired to begin your own journey of exploration and self-discovery. Enjoy the adventure with Heather Markel, the Full-Time Travel Coach! Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Do your due diligence. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd We couldn’t do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd Venmo- https://account.venmo.com/u/Chris-Loo-4 Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx Thank you to our sponsor, CityVest: https://bit.ly/37AOgkp Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p Follow our YouTube channel: https://www.youtube.com/chL1357 Thank you to our advertisers on Spotify. Financial Freedom for Physicians, Copyright 2023

Description: Welcome to the podcast episode. Today's guest Andy Goldstrom (Parents Journey Coaching) is dedicated to helping parents create meaningful connections and effective communication within their families. Andy, a successful entrepreneur turned dedicated parent coach, shares his personal experiences and professional insights, drawn from his journey to support his daughter through her battles with severe depression and anxiety. Each theme focuses on real and relatable topics that today's parents are grappling with. In "Social Media: Kids vs. Parents," Andy addresses the challenges and strategies for managing the ever-present influence of social media in our kids' lives. "Finding Your Purpose and Impact," Andy shares insights on how parents can maintain their personal, professional, and financial priorities while also creating a positive impact on their children's lives. Ever wondered what parent coaching is all about? Andy explains this in "The Role of a Parent Coach," where he breaks down how parent coaching can support and empower you in your parenting journey. In "Parenting Approaches that Work," he provides tangible, proven strategies to manage day-to-day parenting issues and challenges. Andy is always ready to answer those burning questions you have about balancing business and parenting success, aligning with your spouse to parent effectively, and setting and maintaining boundaries with your children. He also sheds light on his unique approach as a parent coach and how he leverages his business experience to add value in this role. This episode is a supportive community for parents seeking practical guidance, personal insights, and a dash of inspiration in their parenting journey. Join us as we explore how to navigate this complex yet rewarding jungle we call parenting. To connect with Andy, visit his website: https://www.parentsjourneycoaching.net/ Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Do your due diligence. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd We couldn’t do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd Venmo- https://account.venmo.com/u/Chris-Loo-4 Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx Thank you to our sponsor, CityVest: https://bit.ly/37AOgkp Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p Follow our YouTube channel: https://www.youtube.com/chL1357 Thank you to our advertisers on Spotify. Financial Freedom for Physicians, Copyright 2023

Description: Welcome to the podcast episode. In today's episode, we will be exploring where authenticity and courage meet the raw and transformative journey of wellness. Today's guest is Stephanie Fee, a professional ghostwriter, certified master health coach, and the founder of NOCK Sustainable Wellness. Having overcome emotional and physical abuse, Stephanie shares the triumphs and challenges of her non-linear life, drawing insights from her experiences to guide others towards unlocking their full potential. This episode dives into the nuances of courageous leadership, inner transformation, and the healing process. We debunk common misunderstandings about wellness, discuss the highs and lows of entrepreneurship, and unmask the realities of bootstrapping a startup. Our discussions go beyond the ordinary with themes such as "Courageous Leadership: More Gut, Less Ego", "The Raw Truth about Bootstrapping a Startup", "Writing Your Story and the Joy and Pain That Comes from Vulnerability", and "Transmuting Pain into Potential". Stephanie is an open book, always ready to answer thought-provoking questions. From her favorite childhood memory, to the type of criticism she's received as a writer, to how her leadership style differs from what she's experienced in the past. She digs deep into what makes her wildly authentic and shares her latest favorite healing modalities. She also invites you to join her in unearthing your authentic self, with discussions revolving around misunderstood facets of her character, the one thing she didn't expect in her career, the most important lessons she's learned as an entrepreneur, and even the insults she's received that she's actually proud of. Today's episode is not just a podcast; it's a sanctuary for those seeking authentic living, encouraging listeners to embrace their unique journeys, leverage their challenges, and move courageously towards their innate potential. It's about thriving through our differences and living a life that truly resonates. Tune in, and let Stephanie guide you through the unexplored corners of your own transformation story. To connect with Stephanie, visit her website: https://www.stephaniefee.com/ Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Do your due diligence. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd We couldn’t do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd Venmo- https://account.venmo.com/u/Chris-Loo-4 Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx Thank you to our sponsor, CityVest: https://bit.ly/37AOgkp Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p Follow our YouTube channel: https://www.youtube.com/chL1357 Thank you to our advertisers on Spotify. Financial Freedom for Physicians, Copyright 2023

Description: Welcome to the podcast episode. Our guest today is Brandi Sims, the dynamic founder and CEO of Brandinc PR. This enlightening podcast is designed to illuminate the multi-faceted world of Public Relations and Branding, focusing on their importance and role in growing and managing successful businesses. In this podcast, we delve into the intrinsic details of building an effective PR and branding strategy, specifically tailored to the needs of small businesses. Brandi guides you through the importance of these two aspects, explaining why they are not just the lifeline but also the heartbeat of a thriving enterprise. This episode navigates through the labyrinth of creating and implementing effective communication strategies. Drawing from her 14 years of broad-ranging experience, Sims offers unique insights into leveraging public relations for success. She brings to the fore the challenges, triumphs, and the transformative power of effective PR. In addition, Brandi readily answers questions that are burning in the minds of entrepreneurs and PR enthusiasts. She candidly addresses what corporate America often misunderstands about the PR industry and shares valuable lessons from her own journey to building an impressive reputation in her market. A key highlight of our show is Brandi's explanation of the difference between PR, marketing, and advertising, a topic often misconstrued in the corporate world. This enlightening discussion is sure to provide listeners with a renewed understanding of these essential elements of a successful business strategy. Join us for an eye-opening discussion, brilliant insights, and invaluable lessons straight from the heart of the PR and Branding industry. Whether you're a business owner, aspiring PR professional, or simply curious about the industry, this podcast will equip you with the knowledge and skills to make your mark. Embark on this journey with Brandi Sims and let's make powerful PR waves together! To connect with Brandi, visit her website: https://brandincpr.com/ Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Do your due diligence. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd We couldn’t do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd Venmo- https://account.venmo.com/u/Chris-Loo-4 Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx Thank you to our sponsor, CityVest: https://bit.ly/37AOgkp Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p Follow our YouTube channel: https://www.youtube.com/chL1357 Thank you to our advertisers on Spotify. Financial Freedom for Physicians, Copyright 2023