IBS Intelligence Podcasts

Scott Johnson, Head of Product, Western Union Business SolutionsWestern Union Business Solutions, the payments arm of Western Union, is expanding its global B2B payments platform. The expansion includes adding SWIFT gpi and expanding the currency portfolio within its Mass Payments API to cover 130 currencies. The increased functionality will enable partners to send up to 10,000 payments in a single batch. Scott Johnson of Western Union Business Solutions spoke with Robin Amlot of IBS Intelligence about the latest move and how he sees the future of payments.

Colette Miller, Director Payment Solutions, moneycorp AmericasCorporate culture is at a crossroads. One recent report suggested that 80% of the workers who left the US labour force in January were women. This abrupt slump needs to be addressed through a more balanced corporate culture. Robin Amlot of IBS Intelligence spoke with Colette Miller of moneycorp Americas, asking her how the business environment needs to change so that business can take advantage of a resource too many companies fail to recognise.

Bharat Mistry, Technical Director, UK & Ireland, Trend MicroWhile cybercriminals are beginning to use more complex attacks on the cloud, according to the 2020 Cloud App Security Report from Trend Micro, high-risk email threats rose by 32% in 2020 and email remains the largest single threat vector. Robin Amlot of IBS Intelligence discussed the report’s findings with Bharat Mistry of Trend Micro. Although business email compromise declined 18% year-on-year, losses continued to rise, up 48% quarter-on-quarter between Q1 and Q2 2020.

Ian Henderson, Chief Executive Officer, KyckrRegulators across the globe took aggressive action against AML violators, handing down major financial penalties and in some cases, lengthy prison sentences to the individuals involved. 28 financial institutions were issued fines totalling more than $3.2 billion for AML-related violations last year, according to Kyckr’s 2020 AML Bank Fines Report. Robin Amlot of IBS Intelligence discussed the report’s findings with Ian Henderson, CEO of Kyckr.

Anthony Culligan, Chief Engineer, SETL Following on from the first successful live settlement of a fund using Central Bank Digital Currency (CBDC) tokens what are the next steps in the development of CBDCs. How will they work and what will that mean, not just for banks but for all of us? Anthony Culligan of London-based settlement and payments infrastructure provider SETL spoke with Robin Amlot of IBS Intelligence. 

Matthew Williamson, Vice President Global Financial Services, Mobiquity It may not quite be a case of ‘go digital or go dinosaur’, but it is close! Digital banking is the way of the future with 13.6% CAGR forecast over the next six years, and the number of online and mobile banking users estimated to reach 3.6 billion by 2024. Matthew Williamson of Mobiquity discusses the outlook and the firm’s digital banking playbook with Robin Amlot of IBS Intelligence.

Josipa Majic, Founder and CEO of RevutoHas every consumer-facing service provider adopted a subscription model? Sunniva Kolostyak speaks with Josipa Majic, Founder and CEO of Revuto, about investors’ preference for subscription-based companies – and how to help younger generations protect themselves against both the subscription economy and buy now pay later schemes. 

Andrew Shikiar, Executive Director, FIDO AllianceThe FIDO Alliance is an open industry association whose members include the likes of Apple, Google, American Express, Samsung and Microsoft. Its aim is to develop authentication standards to help reduce our over-reliance on passwords. Robin Amlot of IBS Intelligence spoke with Andrew Shikiar of the FIDO Alliance about the progress being made towards open standards and an interoperable ecosystem for simpler, stronger user authentication.

Rob Shore, Chief Financial Officer, EML PaymentsEML Payments is based in Brisbane, Australia, providing back-end solutions to other FinTechs. Robin Amlot of IBS Intelligence spoke with Rob Shore of EML Payments about being a white-labelled B2B service provider. Shore also outlines how the pandemic has accelerated business adoption in a disruptive time for payments.

Justin Pike, Chairman, MYPINPADSoftware-based consumer authentication solutions enable businesses to define and create tailored, end-to-end customer experiences, shifting payments onto commercially available mobile devices such as smartphones and tablets. But how secure is this? PCI DSS has introduced standards for both Software Payments on Consumer off the shelf devices (SPoC) and Contactless payments on Consumer off the shelf Devices (CPoC) but it has yet to do the same for CPoC+ PIN. Robin Amlot of IBS Intelligence discussed the importance of PCI compliance with Justin Pike of MYPINPAD.