IBS Intelligence Podcasts

Justin Fraser, VP Commercial & Business Development, Paysafe Insurance had lagged the banking sector in embracing digital transformation. However, the sector has now woken up to the challenges of the pandemic, changing consumer attitudes, and InsurTech challengers. In a white paper entitled Putting the insurance industry back in safe hands: the role of payments in digital transformation, Paysafe delves into how the insurance world is changing and the role of payments in transforming insurance and understanding the value of payments will be a key differentiator in the battle for market share. Robin Amlôt of IBS Intelligence speaks with Justin Fraser, VP Commercial & Business Development of Paysafe. 

Michel Roig, VP, Head of Business Line Payments & Access, FingerprintsResearch by Fingerprints in collaboration with Kantar shows an increasing appetite for biometric payment cards among French consumers thanks to the balance of security and convenience they offer for in-store payments. The analysis shows 59% of consumers would say ‘yes’ to a biometric payment card, up 8% on a year earlier. Robin Amlôt of IBS Intelligence speaks to Michel Roig, VP, Head of Business Line Payments & Access for Fingerprints about the report’s finding and the attractions of biometric payment cards.

Avinash Godkhindi, MD & CEO, ZaggleWith recently launching ZikZuk and foraying into the Neo Banking space in India, FinTech Zaggle is looking to disrupt the Indian FinTech industry. The company learnt about the challenges faced by Founders to access credit, to meet their business expenses and also manage their working capital. Leandra Monteiro of IBSi discusses the same with Avinash Godkhindi, MD & CEO of Zaggle. 

Georg Westin, CEO, MaxifyMaxify is a Swedish venture capital firm specialising in early-stage investments and innovative product development. CEO Georg Westin himself has a clutch of successful past exits. Now, through Maxify he is seeking to champion new kinds of business and fresh economic models. By supporting innovative technologists with a mix of pre-seed or seed funding and mentoring, he is looking to support entrepreneurs who have the ‘wow’ factor but who need guidance as well as capital investment. Robin Amlôt of IBS Intelligence speaks to Georg Westin, CEO of Maxify.

Bruno Cambounet, Head of Research, Sopra Banking SoftwareOpen finance is the next evolution of open banking. However, consumers and banks are only beginning to get to grips with open banking itself. Does the industry need to educate consumers more or is the label ‘open’ not important to banking customers? Bruno Cambounet, Head of Research at Sopra Banking Software tells Robin Amlôt that he reckons the race to open finance is on and that banks need to be on board.

Matt Phillips, VP, Head of Financial Services, UK & Ireland, Diebold NixdorfDiebold Nixdorf partnered with NielsenIQ to conduct a study of 12,000 consumers in 11 countries. The report Motivations in Modern Banking - Beyond the ‘Who’: Understanding Why Consumers Respond in Certain Ways reveals 5 ‘Tech Types’ (consumer personas) and their motivations, desires and expectations around banking technology. Matt Phillips, VP, Head of Financial Services for UK and Ireland, at Diebold Nixdorf, discusses the findings with Robin Amlôt of IBS Intelligence.

Jack Momose, CEO, DegicaFrom an in-house solution to online payments, Degica has developed a global payments platform facilitating merchants’ access to Japan and Korea. Launched in 2014, KOMOJU is a platform that offers access to all major payment methods in Japan, Korea and China and incorporates FX functionalities to enable merchants based outside these countries to receive funds in their desired currency, while processing currencies native to local markets. 

Tom Thimot, CEO, authID.aiIn a survey conducted during Money 2020, authID.ai notes that most respondents expected to revaluate their enterprise security infrastructure in the coming year. The survey also showed 75% are moderately to highly concerned about risks associated with legacy data/identity protection options such as OTP and knowledge-based authentication. Robin Amlôt of IBS Intelligence discusses the issues with Tom Thimot, CEO of authID.ai.

Thanh-Long Huynh, CEO, QuantCubeData derived from Arabic social media increases the information available on crude oil more than five-fold, claims QuantCube. Accordingly, the firm has launched a Crude Oil Risk Sentiment Indicator using natural language processing algorithms and social media analytics in both Arabic and English. Processing this data into actionable insights, QuantCube says the Indicator can offer commodity traders and hedge funds an edge in the market with derived investment signals generating consistent Alpha. Robin Amlôt of IBS Intelligence spoke with Thanh-Long Huynh, CEO of QuantCube.

Arun Nayyar, CEO, NeoGrowth CreditDigital payments have the potential to become the entry point to the formal financial system for MSMEs in India, with the creation of payments track record that will allow these enterprises to borrow money without requiring the kind of documentation and data that traditional lenders normally require. Payments data thus becomes a key factor in extending financial inclusion. Robin Amlôt of IBS Intelligence speaks to Arun Nayyar, CEO of non-bank finance company NeoGrowth Credit which offers loans to the MSME sector by leveraging the digital payments ecosystem.