IBS Intelligence Podcasts

Gudmundur Kristjansson [GK], Founder & CEO, LucinityWith large-scale adoption of AI tools on the rise and accelerated by Covid-19, financial institutions are turning to automation to enhance their business processes, including financial crime compliance. To produce the best results for fighting financial crime, humans and AI must work together, according to Lucinity, reflecting a concept known as augmented intelligence or human AI – the use of technology to supplement and support human intelligence, with people remaining at the core of the decision-making process. Robin Amlôt of IBS Intelligence speaks to Gudmundur Kristjansson of Lucinity. 

Kareem Saleh, CEO & Co-Founder, FairPlayFairness as a Service is a new concept being championed by FairPlay, with the aim of reducing algorithmic bias for people of colour, women, and other historically disadvantaged groups. Using artificial intelligence (AI) to identify bias in lending models, the idea is to identify more good borrowers – typically people who would otherwise be turned down for credit as a result of bias. This summer, the company announced a $10 million Series A funding round. Robin Amlôt of IBS Intelligence speaks to Kareem Saleh, CEO and Co-Founder of FairPlay.

Falk Rieker, Global Vice President and IBU Head for Banking, SAPSAP and Santander Corporate and Investment Banking (Santander CIB) partnered earlier this year with the aim of improving client-to-bank connectivity and providing their global clients with financial tools to help navigate supply chain disruptions and accelerate the decarbonisation of their industrial activities.  In fact, Santander CIB became the first bank in the European Union to be a member of SAP Multi-Bank Connectivity in a deal that the bank said was "a step forward in the digitalization of the solutions we provide to our clients, with a strong focus on connectivity, supply chain management and energy transition". Robin Amlôt of IBS Intelligence discusses the future of corporate banking with Falk Rieker, Global Vice President and IBU Head for Banking at SAP.  

Rizwan Shaikh, Director Sales, MENA & Asia, ExpleoNew financial technology is changing the way we work but making the technology work for the customer is paramount – and that means both working for the bank or financial institution and for the end customer, whether that consumer is an individual or a corporate. Rizwan Shaikh, Director Sales, MENA & Asia for Expleo, discusses the concept of humanisation with Robin Amlôt of IBS Intelligence and why software solutions must make sense to end customers. We also delve into the difference between digitisation and digitalisation.

Charles Damen, Chief Product Officer, TokenAccount-to-account payments now pose a genuine threat to debit cards – we review the use cases and benefits. At the same time, API maturity is accelerating and pushing the boundaries of open banking with premium APIs and value-added services, a key focus for the future with VRPs but one example. Robin Amlôt of IBS Intelligence discusses the issues with Charles Damen, Chief Product Officer of the open banking platform Token, which made history by conducting the first end-to-end payment through a public bank API in the UK back in 2018.

Ruchir Lahoty, Managing Director, MegaDelta Capital The fast-track growth of financial tools, and platforms in the post pandemic world has created a huge market growth opportunity allowing VC funding in the FinTech sector to slowly pick up. Ruchir Lahoty, Managing Director, Megadelta Capital discusses investment, trends, valuation, and the role of the investors in today’s climate. 

Manish Maakan, Chief Executive Officer, iGTBCommercial Banking is on the cusp of fundamental shifts that will dramatically reorder the industry in the coming decade. As banks assess their future strategies, they need to define their purpose and set a course not just for modernisation, but for true transformation. Robin Amlôt of IBS Intelligence spoke with Manish Maakan, CEO of global transaction banking platform provider iGTB, about the ways in which commercial banking is changing and what that means for the banks and their customers; also, how iGTB itself provides a solution that leverages machine learning and predictive analytics, delivered through APIs and an omnichannel UX.

Tamás Erni, Chairman and Head of Sales, Loxon; Ádám Kocsis, Head of Professional Services, Loxon With an uncertain macroeconomic outlook, lending institutions are coming under building pressure with loans threatening to turn problematic. The debt collection industry is also undergoing change – among the factors accelerating this transformation are changes in customer behaviour, inflation, unpredictable regulations, unforeseen shocks, pandemics, and wars. Business solutions provider Loxon has produced a white paper investigating the forces that are shaping debt collection. Robin Amlôt of IBS Intelligence spoke with Tamás Erni, Chairman of Loxon (pictured) and Ádám Kocsis, Head of Professional Services for the company.

Gavin Maclean, Head of Payments, CIB, Lloyds Banking GroupHow is corporate banking changing? Trends that have been in place over the last decade were accelerated by the pandemic but what is happening now and next? And how are they changing a bank’s internal processes and the customer experience? Robin Amlôt of IBS Intelligence speaks to Gavin Maclean, Head of Payments, CIB at Lloyds Banking Group where he leads on the development and implementation of new payment and acquiring solutions.

Georges Archibald, Chief Innovation Officer & Regional Head of North America, Apex GroupTraditionally, valuing real estate, private equity, infrastructure, and private credit assets has been an opaque and time-consuming process. Using blockchain and artificial intelligence offers the potential to increase trust in the underlying data and provide an auditable data trail. A trusted data layer could enable private market assets to trade more efficiently in secondary markets, increasing liquidity. That potential is behind the partnership between financial services provider Apex Group and FinTech Inveniam Capital Partners. Robin Amlôt of IBS Intelligence discusses how transactions in private market assets could be boosted with Georges Archibald, Chief Innovation Officer, and Regional Head of North America for Apex Group