IBS Intelligence Podcasts

Pat Bermingham, CEO, AdflexThe B2B payments market has been widely estimated to reach $2.5 trillion by 2030. But getting there is likely to be a bumpy ride. Smooth user experiences still seem to be taking second place to what can be lengthy, complex processes. Standard terms of payments vary by industry sector with many companies defaulting to legacy invoicing – this can be detrimental and is likely to be unsustainable. Robin Amlôt of IBS Intelligence explores the current state of B2B payments with Pat Bermingham, CEO of B2B payment specialist Adflex. 

Philipp Pointner, Chief of Digital Identity, JumioPromoting online safety will become increasingly important in 2024 for the financial services sector. Widespread adoption of generative AI in 2023 has served to highlight the need to focus on end-to-end identity verification with improved risk assessment and compliance solutions. Robin Amlôt of IBS Intelligence speaks to Philipp Pointner, Chief of Digital Identity at ID verification platform provider Jumio. 

Atala Nijmeh, Principal Product Manager, EastnetsWhat is cyber-enabled fraud and what tools are bad actors using to commit it? Atala Nijmeh, Principal Product Manager at Eastnets speaks to Robin Amlôt of IBS Intelligence about current trends in fraud attacks and what both businesses and individuals need to do to protect themselves. More than 270 corporate and financial institutions rely on Eastnets for outsourced SWIFT connectivity and compliance software solutions. 

Graham Smith, Managing Director, VolopaFinTech solutions are not just for the financial services industry. Businesses in all sectors, especially those involved in international activities can benefit from the adoption of new technologies and platforms now available in areas like FX, payments, expense management, and business reporting. Volopa brings together three solutions into one offering: global payments from the UK and EEA to 180 countries worldwide, multicurrency smart prepaid company cards, and simplified employee expense management. Robin Amlôt of IBS Intelligence speaks to Graham Smith, Managing Director of Volopa. 

Andrew Boyajian, Head of Variable Recurring Payments, TinkThe UK payments landscape is changing; you might even say it is getting more complex with a multiplicity of payment options now on the table for consumers. Latest to the table is ‘pay by bank’ and coming soon to a bank near you, VRPs in 2 flavours, sweeping and commercial. All of which is fascinating, not to say, exciting for the industry but do banking customers understand what’s coming? Robin Amlôt of IBS Intelligence speaks to Andrew Boyajian, Head of VRP at European open banking platform and Visa subsidiary Tink. 

Ashok Hariharan, co-founder, and CEO The DPDP Act of 2023 in India is a law that focuses on handling digital personal data. It aims to balance the right of individuals to keep their personal data safe with the necessity of processing that data for legal reasons. Puja Sharma speaks with Ashok Hariharan of IDfy about the growing importance of DPDP act in the country. 

Sanjiva Weerawarana, CEO, WSO2WSO2 provides foundational technologies for application development and identity and access management… and that’s in addition to its original focus on integrating APIs, applications, and web services. Crucially, the company does this with open-source code and does it for more than 200 financial services organisations. Included in the company’s current product range are a full life cycle API management platform and an Identity-as-a-Service solution, among others. Robin Amlôt of IBS Intelligence speaks to the CEO of WSO2, Sanjiva Weerawarana. 

Mousami Kshirsagar, Vice President & Head Solution Consulting, Global Transaction Banking – EMEA & APAC, iGTB; Nikhil Gokhale, Head of Research, IBS IntelligenceHanoi-based VietComBank chose Intellect Design Arena’s iGTB – Intellect Global Transaction Banking’s digital solution to create its Cashup range of digital banking products targeting large and small corporates. In discussion, Robin Amlôt of IBS Intelligence speaks to Mousami Kshirsagar (pictured), Vice President & Head Solution Consulting, Global Transaction Banking – EMEA & APAC, iGTB, about the project, together with Nikhil Gokhale, Head of Research, IBS Intelligence. 

Giles Rowlinson, Senior Payments Manager, FlywireMany consumers across Europe just don’t understand the value of open banking, preferring to use local payment methods. Has open banking actually failed to take off in Europe, or is it just slow to take off? Robin Amlôt of IBS Intelligence speaks to Giles Rowlinson, Senior Payments Manager at payments platform Flywire. 

Emma Steeley, Chief Executive Officer, AroAro claims to be the UK’s largest digital lending platform. Previously known as Freedom Finance, it rebranded as Aro in September 2023, with the company saying at the time that the rebrand signifies ‘a departure from the outdated credit scoring systems of pre-approvals and unattainable offers’. While lending in the UK, as with other developed markets, works and works well for most consumers, there is still a significant part of the population not being served to their best advantage. Robin Amlôt of IBS Intelligence discusses the issues and potential solutions with Emma Steeley, Chief Executive Officer of Aro.