IBS Intelligence Podcasts

Andrew Bud, Founder & CEO, iProoviProov's threat intelligence research shows an unprecedented escalation in attacks designed to bypass KYC checks across not only neobanks but also banking in generaal, crypto exchanges, e-wallets, and digital payment platforms. Andrew Bud, Founder & CEO of iProov discusses what can be done to block such attacks with Robin Amlôt of IBS Intelligence, explaining how facial biometric verification with certified liveness detection, tied to a government-issued ID, should be a non-negotiable security measure for secure identity verification in financial services. 

Max Schertel, Co-Founder & CEO, finmidWhat’s next for embedded financing? Business platforms are already emerging as critical providers of capital for their SME clientele – customers who have been traditionally underserved when it comes to funding options. Now, the fastest growing platforms may well be making more money from embedded financial services than from their core business! Max Schertel of embedded finance provider finmid speaks to Robin Amlôt of IBS Intelligence about the business opportunity being created. 

Mishal Ruparel, Chief Commercial Officer, Banking CircleUltra high-speed access to global, multi-currency instant payments appears to be the new backbone of payments infrastructure. The aim is to overhaul legacy payments using interoperable APIs. Robin Amlôt of IBS Intelligence speaks to Mishal Ruparel of Banking Circle about next generation banking and the increasing role likely to be played by stablecoins.

Justin Kuruvilla, Chief Cyber Security Strategist, Risk Ledger Justin Kuruvilla is a former UK National Cyber Security Centre (NCSC) advisor and ex-US Department of Defense technical director. He speaks to Robin Amlôt of IBS Intelligence about how cyber operations are evolving in times of geopolitical instability, and the growing risks to both national infrastructure and enterprise supply chains. Most organisations only monitor their first-tier suppliers, but real resilience demands visibility all the way down the chain.

Puja Singh, Chief Executive Officer, Manipal FintechIn this episode, Vriti Gothi sits down with Puja Abhishek Singh, CEO of Manipal Fintech, to discuss how the company is bridging India’s credit divide. They explore the role of gold loans in providing quick, reliable access to funds, how AI and technology are transforming onboarding, underwriting, and collections, and the importance of designing customer-centric solutions that reach rural and semi-urban populations. Puja also shares insights from her career across Paytm, Mastercard, SBI Cards, and GE, discussing inclusive leadership, fintech-bank partnerships, and the future of lending in India.

Sameer Mathur, MD and Founder of Roinet SolutionsIndia’s financial inclusion landscape is rapidly expanding beyond cities, with technology-driven models bridging access gaps in rural and semi-urban areas. Puja Sharma speaks with Sameer Mathur about how the company is empowering women entrepreneurs, using AI to drive inclusion, and shaping the next phase of digital financial growth across underserved communities. 

Simon Ellis, Head of Operations EMEA, AirwallexGlobal business payments platform Airwallex reported triple digit growth in its UK division, driven by an uplift in the volume and value of deals. Revenue in H1 2025 grew by 109% versus the same period last year. Against that background, Robin Amlôt of IBS Intelligence speaks to Simon Ellis of Airwallex about the prospects for the business, managing regulatory compliance across 60 licences and registrations worldwide, and the challenges of expanding his team with the right talent.

Lionel Grosclaude, CEO, FimeFime provides consulting services and testing services in the areas of payments, smart mobility, and digital identity. According to Fime CEO Lionel Grosclaude, digital identity will help in creating the economic resilience that is needed for the future. He tells Robin Amlôt of IBS Intelligence how digital identity should sit at the heart of payment evolution, offering a faster and more secure way of verifying customers. 

Ed Barrow, Chief Executive Officer, Cloud CapitalThe cost of being on the cloud is rising. It has been suggested that cloud costs are already, on average, the second-largest line item after headcount for FinTechs. Add in the bump up in costs caused by AI adoption and it’s easy to see that while CTOs may be happy with their ‘new toys’, CFOs could be looking worried. Robin Amlôt of IBS Intelligence discusses the cloud and financial accountability with Ed Barrow, CEO of Cloud Capital. 

Dan Holt, CEO, BillGODespite innovation in real-time rails, US small businesses are still stuck waiting days, or weeks for payments to clear. That delay is more than an inconvenience. It’s a cash flow threat that puts jobs and businesses at risk. BillGO CEO Dan Holt explains why simplifying receivables is the next frontier in US B2B payments, how better identity and data infrastructure can accelerate digital adoption, and what banks and FinTechs can do to serve small businesses.