

IBS Intelligence Podcasts
IBS Intelligence Podcasts | A Cedar Consulting Unit
IBSi podcasts for insights and discussions from the world of FinTech and Banking. Listen in to what’s trending in the ever-evolving financial industry.
Episodes
Mentioned books

Dec 18, 2025 • 14min
EP944: An all-in-one payments platform for emerging markets
Pedro Arnt, Chief Executive Officer, dLocaldLocal simplifies cross-border transactions in emerging markets, connecting global enterprise merchants with billions of emerging market consumers across APAC, the Middle East, Latin America, and Africa. Through the "One dLocal" concept (one direct API, one platform, and one contract), global companies can accept payments, send payouts, and settle funds globally—without the need to manage separate processors or set up local entities of their own. Robin Amlôt of IBS Intelligence speaks to Pedro Arnt, CEO of dLocal.

Dec 18, 2025 • 10min
EP945: Meeting compliance and consumer trust goals with biometric ID frameworks
Veena Nair, Head of Content, Humanity ProtocolHumanity Protocol aims to verify people, not passwords through palm biometrics converted into zero-knowledge proofs so platforms can block bots and fraud while keeping biometric data private and off-chain. It works on a smartphone and is already rolling out to users and enterprise pilots in finance. The firm is backed by Animoca and was most recently valued at over $1 billion. Robin Amlôt of IBS Intelligence speaks to Veena Nair, Head of Content at Humanity Protocol.

Dec 17, 2025 • 9min
EP943: Enabling near-instant settlement of cross-border transactions
Prabhakar Reddy, Founder & CEO, OpenFXOpenFX is building a real-time, open and transparent FX network, aiming to solve the last-mile problem in international money movement by using stablecoins as an intermediary – bringing FX transactions kicking and screaming into the 21st century! Robin Amlôt of IBS Intelligence discusses the future of FX, and how spreads and fees are already being compressed, with Prabhakar Reddy, Founder and CEO of OpenFX

Dec 17, 2025 • 12min
EP942: The business cases for large language models in trade finance
Chandrasekhar Somasekhar, Chief Technology Officer, cleareye.aiThe business of trade finance is traditionally exhaustively documented but mix in a large language model (LLM) and that business can suddenly become much less of a challenge for those who must review the documentation. Chandrasekhar Somasekhar is CTO of cleareye.ai and also leads the firm’s Product Engineering team. He discusses the adoption and use cases of LLMs in trade finance with Robin Amlôt of IBS Intelligence.

Dec 10, 2025 • 14min
EP941: How New-Age Lending Aims to Outrun the NPA Trap
Mahesh Shukla, Founder & CEO, PayMeIndia’s digital lending space is shifting toward trust, compliance, and responsible growth. Puja Sharma speaks with Mahesh Shukla, Founder and CEO of PayMe, on building a sustainable, AI-enabled lending model for Bharat. The conversation unpacks instant credit access, data-driven underwriting beyond CIBIL, and what responsible FinTech scale looks like in 2025.

Dec 8, 2025 • 18min
EP940: Securing Bharat’s Financial Future: Digital Inclusion in Life Insurance
Casparus Kromhout, Managing Director & CEO, Shriram Life InsuranceLife insurance in India is undergoing a pivotal shift from traditional, agent-driven models to digitally enabled, inclusion-led experiences. Rural and emerging India, once underserved, has now become the next frontier for financial protection and long-term security. In this episode, Vriti Gothi sits down with Casparus Kromhout, MD & CEO at Shriram Life Insurance, to explore how the industry is evolving with technology, simplified onboarding, and trust-driven distribution. They discuss the unique needs of rural India, the rise of digital channels, the role of AI in risk evaluation and customer engagement, and Shriram Life’s approach to building accessible financial protection for every Indian household.

Dec 2, 2025 • 15min
EP939: How to stay competitive in today’s changing payments landscape
Buddhadeb Das Gupta, EVP & Global Head of Payments & Digital Solutions, Yethi ConsultingIncreasing architectural complexity and ever-changing regulatory demands have left the global payments ecosystem at a critical inflection point. Transformation and compliance are now a matter of business survival. Robin Amlôt of IBS Intelligence talks to Buddhadeb ‘Deb’ Das Gupta of Yethi Consulting about the economics of competitive positioning and how to build sustainable competitive advantage.

Dec 1, 2025 • 13min
EP937: How lending to SMBs is being disrupted in the US by embedded finance
Kunal Bhasin, Founder & Chief Executive Officer, 1WestSmall businesses in the US now have more choice in financing but closing the lending gap comes at a price. Small loans don’t make economic sense to the banks, At the same time bank loans are still taking too long to arrange. Addressing both those issues allows alternative lenders to carve out a profitable niche and provides SMBs with solutions to their funding needs. Robin Amlôt of IBS Intelligence talks to Kunal Bhasin, Founder and CEO of platform provider 1West.

Dec 1, 2025 • 8min
EP938: Looking to the real time future of payments
Mike Walters, Chief Executive Officer, Form3Form3 offers a cloud-native, real-time account-to-account payment platform. Robin Amlôt of IBS Intelligence discusses the recent introduction of verification of payee with Mike Walters, CEO of Form3. What do the new requirements mean for payment services providers (PSPs) and banks, and what does the future hold for FinTechs in payments processing? We also discuss Nationwide’s recent ‘strategic’ investment in Form3 and what it will enable the company to do.

Nov 28, 2025 • 14min
EP936: India’s AI Breakout: 87% of Enterprises Are In, But Who’s Winning the Intelligence Race?
Mathangi Sri Ramachandran, Co-Founder & CEO, YuVerse (A Yubi Company)India’s AI landscape is entering a golden phase, with enterprises rapidly moving from basic workflow automation to intelligence-driven decisioning across core operations. Against this backdrop, Puja Sharma speaks with Mathangi Sri Ramachandran, Co-Founder & CEO of YuVerse, about building an “Intelligent Core” for enterprises, spanning voice automation, document intelligence, video personalisation, and decisioning at scale for leading banks and regulators, and what responsible, compliant, multilingual AI deployment will mean for the next wave of AI-led enterprise transformation.


