IBS Intelligence Podcasts

Mahesh Shukla, Founder & CEO, PayMeIndia’s digital lending space is shifting toward trust, compliance, and responsible growth. Puja Sharma speaks with Mahesh Shukla, Founder and CEO of PayMe, on building a sustainable, AI-enabled lending model for Bharat. The conversation unpacks instant credit access, data-driven underwriting beyond CIBIL, and what responsible FinTech scale looks like in 2025.

Casparus Kromhout, Managing Director & CEO, Shriram Life InsuranceLife insurance in India is undergoing a pivotal shift from traditional, agent-driven models to digitally enabled, inclusion-led experiences. Rural and emerging India, once underserved, has now become the next frontier for financial protection and long-term security. In this episode, Vriti Gothi sits down with Casparus Kromhout, MD & CEO at Shriram Life Insurance, to explore how the industry is evolving with technology, simplified onboarding, and trust-driven distribution. They discuss the unique needs of rural India, the rise of digital channels, the role of AI in risk evaluation and customer engagement, and Shriram Life’s approach to building accessible financial protection for every Indian household. 

Buddhadeb Das Gupta, EVP & Global Head of Payments & Digital Solutions, Yethi ConsultingIncreasing architectural complexity and ever-changing regulatory demands have left the global payments ecosystem at a critical inflection point. Transformation and compliance are now a matter of business survival. Robin Amlôt of IBS Intelligence talks to Buddhadeb ‘Deb’ Das Gupta of Yethi Consulting about the economics of competitive positioning and how to build sustainable competitive advantage.

Kunal Bhasin, Founder & Chief Executive Officer, 1WestSmall businesses in the US now have more choice in financing but closing the lending gap comes at a price. Small loans don’t make economic sense to the banks, At the same time bank loans are still taking too long to arrange.  Addressing both those issues allows alternative lenders to carve out a profitable niche and provides SMBs with solutions to their funding needs. Robin Amlôt of IBS Intelligence talks to Kunal Bhasin, Founder and CEO of platform provider 1West. 

Mike Walters, Chief Executive Officer, Form3Form3 offers a cloud-native, real-time account-to-account payment platform. Robin Amlôt of IBS Intelligence discusses the recent introduction of verification of payee with Mike Walters, CEO of Form3. What do the new requirements mean for payment services providers (PSPs) and banks, and what does the future hold for FinTechs in payments processing? We also discuss Nationwide’s recent ‘strategic’ investment in Form3 and what it will enable the company to do.

Mathangi Sri Ramachandran, Co-Founder & CEO, YuVerse (A Yubi Company)India’s AI landscape is entering a golden phase, with enterprises rapidly moving from basic workflow automation to intelligence-driven decisioning across core operations. Against this backdrop, Puja Sharma speaks with Mathangi Sri Ramachandran, Co-Founder & CEO of YuVerse, about building an “Intelligent Core” for enterprises, spanning voice automation, document intelligence, video personalisation, and decisioning at scale for leading banks and regulators, and what responsible, compliant, multilingual AI deployment will mean for the next wave of AI-led enterprise transformation. 

Matt Whetton, CTO, Acquired.comWhat lessons can the US learn from open banking in the UK and Europe? Three areas spring to mind – data privacy, user empowerment and government-industry coordination. The question is how likely is progress in these areas? In the last case, probably none at all (!) with open banking in the US being market driven. Matt Whetton, Chief Technology Officer at Acquired.com discusses open banking with Robin Amlôt of IBS Intelligence.

Annemarie Bona & Melissa Stevenson, Product Managers, ION Group If your bank is not ready for the transition to support the new messaging format, the risk is that transactions may get derailed with payments being refused. With the deadline just weeks away, what steps should treasurers put in place, including how to lead on communication with banks and corporates? There is also an opportunity to leverage the ISO project for greater Treasury transformation, including enhanced data analysis and real-time treasury. Robin Amlôt of IBS Intelligence speaks to Melissa Stevenson and Annemarie Bona, both Product Managers at ION Group.

Robert Mallernee, Chief Executive Officer, Eton SolutionsEton Solutions offers a platform that helps family offices across 15+ countries manage $1 trillion in ultra-high-net-worth family wealth, pulling together investment, accounting, tax, and additional data from countless sources. UHNW families can see their net worth in real time from a mobile app. Robert Mallernee, CEO of Eton Solutions discusses the challenge of building FinTech for the most complex and private clients in the world with Robin Amlôt of IBS Intelligence.

Peter O’Brien, Head of Global Growth+Partnerships, AddeparSome 87% of UK wealth managers believe that AI is crucial to the future of the wealth management industry yet over half believe their current technology systems still need to be upgraded. Alternative investments, from art and wine to vintage cars, are booming, but UK firms are struggling to access and track them. Peter O’Brien, Head of Global Growth+Partnerships, at Addepar speaks to Robin Amlôt of IBS Intelligence about how wealth managers can attract both new clients and young talent, by investing in smarter technology tools.