Earn & Invest

Do we have a problem with over saving? Well, if you are part of the portion of the population who actually has a retirement portfolio, then yes, you probably are. We discuss with Nick Maggiulli and Brandon Ganch their article on MAD FIENTIST. Be sure to click over the article to look at the heat chart and go more in depth. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mike Piper, author of 'More Than Enough', dives into the intriguing question of what to do with wealth beyond your needs. He discusses the significance of prudent financial moves and how to navigate the psychological impacts of financial security. Learn about maximizing charitable giving with tax-efficient strategies, and explore the importance of defining what 'enough' means in life. With insights on wealth management and the joy of meaningful moments, Mike encourages a balanced approach to wealth and fulfillment.

Ed Slott, an IRA expert and author, dives into the critical issue of tax planning for retirement savings. He warns about the 'ticking tax time bomb' that could undermine your financial future. Slott offers innovative strategies like Roth conversions and emphasizes the need for proactive planning. He outlines a five-step tax strategy to safeguard retirement accounts and discusses the significance of beneficiary designations. His insights are essential for both young savers and those nearing retirement, aiming to empower listeners to navigate the complex tax landscape.

Join Jesse Cramer, an expert in conservative retirement planning, as he explores the dangers of excessive caution in financial strategies. They discuss how being too conservative can push retirement age significantly later, and the misconceptions surrounding Social Security. Cramer challenges traditional views on investment returns, emphasizing the need for flexibility and adjustment. The conversation also highlights the risks of inflation and the importance of a balanced approach to secure a fulfilling retirement.

Darla Bishop, an author and public health expert, shares her insights on financial management through her book, "How To Afford Everything." She introduces her Ten Commandments of Spending, emphasizing the importance of mindful spending and prioritizing value over price. The discussion explores generational differences in financial literacy, highlights the significance of having a purpose in life, and underlines the connection between financial health and overall well-being. Listeners gain practical strategies for aligning spending with personal values.

Disha Spath, a fiscal expert focused on the financial implications of elections, dives into how upcoming presidential campaigns might affect personal finance. She discusses the emotional impact of political events on market fluctuations and stresses the importance of maintaining a long-term investment perspective. Listeners gain insights into managing finances during political uncertainty, including the potential of cryptocurrency as a protective asset. Disha also highlights the influence of election policies on young borrowers and the importance of informed voting.

Financial experts Joe Saul-Sehy and Catie Lawrence discuss Grant Cardone's criticism of 401ks, debating traditional retirement accounts vs. real estate investments. They explore tax strategies, income maximization, and the importance of financial gurus in shaping one's financial journey.

Financial journalist Kerry Hannon discusses the financial struggles of Gen Xers, focusing on retirement savings disparities, strategies for saving, and working in retirement. She explores the impact of job fluidity, ageism in the workplace, and pursuing purpose-driven careers for financial security.

Milos Maricic is a philanthropy expert who uses artificial intelligence in his philanthropy consultancy, the Altruist League. In this episode we talk about what he learned about purpose working on philanthropy. We also discuss how philanthropy and humanitarianism has changed over the last few decades. Learn more about your ad choices. Visit megaphone.fm/adchoices

Garrett Gee was pulled out of high school to go work for a governmental agency to crack cybersecurity systems. Today, we discuss his book, The Hacker Mindset, and how we can bring a better understanding of systems into winning at every day life. Listen as he describes how we can all get ahead. Learn more about your ad choices. Visit megaphone.fm/adchoices