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Earn & Invest

595. How to Mess Up Retirement w/ Benjamin Brandt

Jan 16, 2025
Joining the discussion is Benjamin Brandt, a certified financial planner and founder of Capital City Wealth Management, who also wrote "Retirement Starts Today." He uncovers the common pitfalls that retirees face beyond finances. Brandt emphasizes the importance of finding personal joy and purpose in retirement, as it’s more than just a financial milestone. He outlines how to balance spending and saving, tackle spending fears, and integrate passions into daily life, encouraging listeners to redefine what a fulfilling retirement looks like.
50:34

Episode guests

Podcast summary created with Snipd AI

Quick takeaways

  • Retirement should be redefined as a phase of freedom and passion, rather than merely a financial milestone to achieve.
  • Many people mistakenly focus solely on financial security, overlooking the emotional aspects that contribute to a fulfilling retirement life.

Deep dives

The Concept of Retirement Starts Today

Retirement is often mistakenly associated solely with the end of one's working life, but it is possible to redefine it as a phase of freedom where individuals pursue their passions without the constraints of traditional employment. Many people perceive retirement as a distant goal linked to financial independence, yet the message conveyed is that one can begin living a fulfilling retirement lifestyle today. This entails prioritizing activities that bring joy and purpose rather than postponing them until sufficient funds are accumulated. By embracing this mindset, individuals can cultivate a life aligned with their interests, allowing for enjoyment and growth even before reaching traditional retirement age.

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