BetterWealth with Caleb Guilliams

In today's BetterWealth episode, I am joined in the studio by Dan Kaminski, the head of operations at BetterWealth and today on the BetterWealth breakdown we are talking about refinancing your car. Dan shares with us a statistic he read that 5million car loans are 90 days overdue. Listen as we talk about refinancing, cash out refinancing, How you pay for a car is extremely important. Most Americans are only aware of their monthly payments and know very little about the terms of their loan. Listen as Dan and I talk about some fascinating stats and the implications that could have on our economy. Here at BetterWealth we are not encouraging people away from taking loans or having loans, it is our goal to help you think differently first, in what you are purchasing and then what is the most efficient way to purchase that thing. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I had the pleasure of interviewing a father and son duo as we discussed their expertise in estate planning, LLC’s and Trusts. Mark is the Senior Partner at Wyoming LLC Attorney and is accompanied by his son Andrew the firm's Paralegal. Listen as we discuss the benefits of LLC’s and Trusts that when set up and used properly can protect assets, anonymously title property or as part of a larger estate plan. In my time with Mark and Andrew we only scratched the surface of LLC’s and Trusts, but our episode focus was discussing the importance of protection and legacy. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio: Mark PierceMark Pierce is an attorney, an accountant, and the owner of Cloud Peak Law. With over three decades of experience, Pierce has truly “seen it all” - at least from a legal perspective. This is apparent from the diversity of fields in which he’s assisted clients over the years. Those fields range from bankruptcy and estate planning for oil/gas and securities. From being an entrepreneur, Pierce has undoubtedly gained a deep awareness of what it takes to run a successful business. Combine that with his experiences as an attorney and CPA, and Mark Pierce becomes the proverbial “triple threat”. He knows first-hand what it’s like “in the trenches” as a business owner, yet can also speak on a much higher level - bringing in knowledge of accounting and offering definitive legal guidance from three decades as an attorney. It’s a winning combination and if nothing else, the basis for a great conversation.Andrew PierceAndrew Pierce is an independent asset protection consultant and the creator of WyomingLLCAttorney.com. In these roles, he helps business owners from nearly every industry and with nearly any size company, to effectively protect their assets through forming LLCs. Having personally formed over 5,000 LLCs for his clients, Andrew can safely be called an expert on both LLC formation and entity protection overall. His expertise is further demonstrated by having deliberately chosen to focus on Wyoming LLCs. This decision comes from years of experience in the entity formation space, coupled with a deep, insider’s knowledge of Wyoming’s unique benefits for those forming LLCs.Guest Links: Wyoming LLC Attorney https://wyomingllcattorney.com/ Why Establish An Asset Protecting Trust - https://wyomingllcattorney.com/Wyoming-Asset-Protection-Trust Why An LLC Wyoming LLC Holding Company - https://wyomingllcattorney.com/Form-a-Wyoming-LLC/Holding-Company-Setup #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt breaks down in an easy step-by-step comprehensive approach investing into real estate. On today’s episode Matt shares with us the 3 Principles of Real Estate 1.) Buy For Cash Flow 2.) Secure Long Term Low Leverage Finance 3.) Keep Cash For A Rainy Day. Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors”https://ice-cream-with-investors.captivate.fm/ #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I am joined by Dominic Rufran our And Asset Specialist as we discuss legacy and the Rockefeller Method. Join us on our YouTube Channel as I use my own family as an example on the whiteboard to demonstrate the power of the waterfall method. If you want to learn more about the Rockefellers be sure to check out our episode with Garrett Gunderston and his book “What Would The Rockefellers Do?”. Be sure to check out our And Asset Vault to learn all you can about the And Asset. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Episode #340 How To Create Your Own Personal Tax Free Bank with Garrett Gunderson - https://youtu.be/E1rqD7DXwOU The And Asset Vault - https://www.betterwealth.com/vault #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I have the pleasure of introducing a dear friend, Matt Fore. Listen as Matt discusses his story and journey to discovering his niche and love for finances and real estate.  Matt joins me here in my studio today, because we are introducing a real estate mini series we have done together and will be releasing on the BetterWealth podcast over the next several weeks. We have also been working alongside Matt in helping him produce his own real estate podcast called “Ice Cream With Investors.” In today’s episode Matt shares the reasoning behind the podcast title and the description of his show. Be sure to subscribe so you can catch our real estate mini series launching next week and check out Matt’s Podcast Ice Cream With Investors https://ice-cream-with-investors.captivate.fm/  #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ Ice Cream With Investors - https://icecreamwithinvestors.com/ #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I share with you a training I had with a group of agents as we dove into the third section of the AND Asset. Listen as I share my perspective on section two of the AND Asset book: The Controlled Compounding Strategy#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Check out the AND Asset Vault: https://www.betterwealth.com/vault Section 1 of the And Asset Book Review https://betterwealth.captivate.fm/episode/section-1-of-the-and-asset-book-reviewSection 2 of the And Asset Book Review https://betterwealth.captivate.fm/episode/section-2-of-the-and-asset-book-review#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, Dom and I address how to properly structure a whole life policy. While most financial influencers, such as Dave Ramsey, think life insurance is a horrible place to put your money, I share with you why I agree but why I also know that a properly structured policy is night and day difference. Listen as Dom and I talk about the power of a properly structured whole life insurance policy. Be sure to join us on YouTube as we demonstrate with numbers three different policies structures. Listen as we describe the difference between a poorly structured policy and a properly structured policy. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast, visit us at www.betterwealth.com/podcast.Episode Links & Resources: https://www.betterwealth.com/vault #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I interview Mario Torrez, Firefighter/Paramedic from Phoenix, Arizona, and BetterWealth client, who talks about his challenging upbringing and home life, and struggle with substance abuse since the young age of 13. After losing his family and barely hanging onto his career, Mario embarks on his personal journey of sobriety, invests in finding himself, and begins immersing himself with financial knowledge, including The And Asset.  With a renewed sense of purpose and inspiration, Mario creates ways to help others through business ventures and partnerships. Listen as Mario shares his story of turning his life around from rock bottom to thriving.#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio: I am Mario Torrez I am 30 years old. I’m a native from Phoenix, AZ. I have 4 children. 8-year-old daughter, 3-year-old son, 2 identical twin girls 17 months old. My current full-time career is a Firefighter/Paramedic with the City of Phoenix. I have had a Life Insurance Policy with Ohio National Life Insurance and applying IBC since September 2020 and been a BetterWealth member since September 2020 as well. I grew up in a broken home and lived with my sister and mom in Washington State. I grew up without my father most of my young life. He came back into my life and I moved back to AZ with him back in 2001 and have stayed out in AZ ever since. I’ve struggled with substance abuse since the age of 13. 2019 came and my family left me and I almost lost my career as a Fireman. At the age of 28 I got sober through Alcoholics Anonymous and various treatment programs. I lived in Sober Living for approximately 1 year. 2020 came around and I started to feel discontent with my role as a firefighter and realized I hadn’t made amends with myself. I went on a spiritual journey to discover my purpose in life again. I was not allowed to be apart of my twin daughters life at the time and was in litigation with the mother of my kids since I did not have 50% custody of my kids. After my journey I decided to open up a sober living home and October 2020 is when I obtained a property and started working on the project. Currently New Method Sober Living is ranked #2 in Phoenix. We are currently converting New Method to a Behavioral Health Residential Treatment Center starting June 1, 2021. Safe and Sound Transitional Living is a Non-Profit established in October 2020 as well. We are opening our first sober living home for men June 1st 2021. I have also started a Real Estate Business called Impact Capital LLC this year 2021 focusing on rental properties, JV deals and consulting. Guest Links: Safe & Sound Transitional Living https://safeandsoundliving.org/ New Method Healing Center https://newmethodsoberliving.com/ #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I share with you a training I had with a group of agents as we dove into the second section of the AND Asset. Listen as I share my perspective on section two of the AND Asset book: Compounding & Control.#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Check out the AND Asset Vault: https://www.betterwealth.com/vault #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I am joined by Dominic Rufran as we talk about the AND Asset and get into the nitty gritty of what happens when lapsing your policy. The policy is a contract between the company and the owner, both people are contracted to uphold specific requirements. Listen as we talk about the details of ways you can have your policy lapse, the tax implications, premium payment deadlines, and other options you have regarding your policy. It is extremely important in the end to really understand the value of life insurance and the long term benefits of your policy. Go check out the AND Asset Vault https://www.betterwealth.com/vault #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Go check out the AND Asset Vault https://www.betterwealth.com/vault #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor