I am joined by Harry Stout, author and host of FinanciaVerse Podcast, as we continue our Intentional Money Matters Series on the BetterWealth Show. In this episode we go in depth about 7 drawbacks of annuities you need to know.Episode Links and resourcesThe FinancialVerse Podcast - https://www.financialverse.com/fvpodcast FinancialVerse.com https://www.financialverse.com/ #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

I am joined by Harry Stout, author and host of FinanciaVerse Podcast, as we continue our Intentional Money Matters Series on the BetterWealth Show. This episode is being recorded just as Russia has invaded Ukraine. This event has the stock markets reeling, commodity prices soaring and energy costs on the rise. So the question for you is – What Actions Should You Take to Better Manage Your Money in Uncertain Times?1. Stay relaxed but increase your focus on money matters. Events like this have happened in the past and will in the future. You need to manage through them.2. Implement better digital hygiene. A cyberattack could happen. You should revisit your passwords and use of multi-factor authentication to protect your digital presence.3. Lock your credit reports to keep them accurate and free from tampering.4. Inflation is likely to increase – take a careful look at your living expenses to see where you can reduce the impact of this silent tax.5. Look to better manage your consumption of energy. Energy costs will likely spike in the short-term and increase in the long-term as the transition from carbon fuels takes place.6. Revisit your investing and saving risk appetite and adjust your holdings accordingly. For example, bitcoin has lost 50% of its value since its November 2021 high. Do you want to stay the course?7. Keep investing – dollar cost averaging works.8. Be sure your emergency fund is adequately funded. Adjust is needed.9. Validate all your insurance coverages to make sure they are up to date. Adjust coverage amounts, deductibles and coinsurance amounts consistent with your emergency fund assumptions.Be sure to check out Harry’s podcast or buy a book:The FinanciaVerse Podcast - https://www.financialverse.com/fvpodcast FinancialVerse.com https://www.financialverse.com/ #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

I am joined by Harry Stout, author and host of FinanciaVerse Podcast, as we continue our Intentional Money Matters Series on the BetterWealth Show. Harry shares with us about health insurance, medicare and medicaid and how to be strategic about being covered. What’s The Difference Between Medicare and Medicaid?1. Although both are government-run health care programs, the similarities end there.2. Medicaid is available if you have low income, while Medicare eligibility kicks in when you turn 65 or have a qualifying disability.3. If you meet the income eligibility thresholds, Medicaid can be an essential resource for covering health care expenses that Medicare does not. But not everyone can qualify for Medicaid, so you should enroll in Medicare when you reach retirement age.4. Both programs are designed to offset the costs of healthcare services. Medicaid offers additional coverages that Medicare does not. If you’re “dual-eligible,” based on your income status, you can qualify for Medicaid and Medicare and get coverage from both. Is Medicare the Same Thing as Medicaid?1. Although they sound similar, Medicare and Medicaid aren’t the same. The only similarityis that both government programs help cover health care costs for Americans.2. Medicaid doesn’t have an age requirement, so adults of all ages and dependent childrencan enroll. In 2021, there were 75.4 million people covered with Medicaid. Medicaidplans are administered by the states but funded jointly by the state and federalgovernment.3. Medicare is a federal program managed by the United States Centers for Medicare andMedicaid Services (CMS). The U.S. Social Security Administration (SSA) handlesMedicare enrollment and premium payments. It has an age requirement (65) unlessyou’ve been on disability for 24 months or have specific medical conditions.Episode links and resourcesThe FinanciaVerse Podcast - https://www.financialverse.com/fvpodcast FinancialVerse.com https://www.financialverse.com/ #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today’s interview I had the privilege of sitting down with Kim Daly, a franchise consultant for over two decades and the top franchise consultant in the country. Today Kim talks with us about how you can start a franchise, the pros and cons, and some of the best ways to profit from the start. Guest Bio:For the past 20 years Kim Daly has been helping people realize their dreams of business ownership through franchising. While helping thousands of other people to live their dreams of business ownership, she has been living her own. Today, she is recognized as one of America’s top franchise consultants. She is an international best-selling co-author of Franchising Freedom and the founder and host of KimDaly.tv. Before becoming a franchise consultant, she was an entrepreneur and highly sought-after consultant in the health and fitness industry working with brands such as Denise Austin, Dr. Denis Waitley, Gold’s Gym and eDiets.com. She is the creator of “The Daly Plan” – a millionaire mindset coaching program that enabled her to build the largest franchise consulting business in the history of franchise consulting in 2012. She aspires to be the most influential and motivational voice in the franchise industry. Kim is a mom of two teenage boys. She is passionate about fitness and nutrition. She loves to workout and ski, and she lives on the beach in southern New Hampshire.Check out Kim’s YouTube Channel: https://www.youtube.com/channel/UCUJB6d4Efu5-DUFXraRdAIA #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

I am joined by Harry Stout, author and host of FinanciaVerse Podcast, as we continue our Intentional Money Matters Series on the BetterWealth Show. Harry shares with us The Great Resignation and the 6 things people need to do to plan for a job change.1. Make an accounting of how much cash and other financial resources you have to tide you over until you get a new job. Look before you leap.2. On the other hand, it is easier to find a job if you still have one. This is the old, but still correct adage, that for most people they should not quit their current job unless you have a new one.3. Be sure to determine if you will lose any stock options, 401(k) employer contribution vesting or other forms of compensation that are tied to your length of service with your current employer before quitting.4. Research your new employer to make sure you know what kind of organization you are joining and that it matches your values and workstyle.5. Nail down all the details of the new position including job description, compensation, benefits and the dates all benefits start. Ask for a copy of the employee handbook to do your research as part of the hiring process. In particular, determine when any new health and vacation benefits accrue and can be used.6. Don’t forget about your old 401(k) as you change jobs. Plan to move the assets to an individual IRA or into your new employer’s plan to keep these assets working for you.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

I am joined by Harry Stout, author and host of FinanciaVerse Podcast, as we continue our Intentional Money Matters Series on the BetterWealth Show. Harry continues his talk to us about the seven best lessons for getting a job, keeping it and growing. 1) Skills education is primary2) Have a positive, expectant attitude3) Preparation is primary4) Feedback is the breakfast of champions5) Failure is fertilizer6) Learn to communicate7) Be authentic – be yourself#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today’s video I give you the highlights of the interview I had with Taylor Welch. Listen as we take some of the best pieces from his interview on his philosophy on stewardship and leadership sales, his rules of wealth building with the concept “Dig the Tree Deep”, and finally a few highlights on his money philosophy around emergency funds, control and risk.To catch the full episode check out that video: Building Wealth with Taylor Welch, CEO of Traffic and Funnels https://www.youtube.com/watch?v=MF7ZiYFPsUw #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

On today’s episode I welcome back Bryan Bloom, CPA and author of The Confessions of a CPA book series. Join me as Bryan and I talk about capital equivalents, life insurance, the perfect loan, inflation, the correlation between tax and debt and his new book Confessions of a CPA: Why What I Thought To Be True Has Turned Out Not To BeGuest bio:Byan is a CPA and has been for more than 35 years. Most of those years he prepared personal income tax returns as a side to his normal activities involved in planning a retirement. Early on in his career, he was the Chief Financial Officer of the State Universities Retirement System of Illinois. This provided him with an understanding of the retirement plans of people who work in the public sector. Next, he worked with a Third-Party Administrator, Benefit Planning Consultants, designing 401(k) plans for small businesses. This provided him with an understanding of retirement plans of people who work in the private sector. About 15 years ago, Byan ventured into the arena he is in right now – helping individuals practically plan for their retirement years. During these 15 years, he has been understanding more and more about how different financial strategies and financial products work and more importantly why they don’t work. Bryan has authored 5 books. The series Confessions of a CPA, reveals why what he taught to be true as a CPA has turned out not to be true. We have no chance of success if we follow what we are taught in academia, traditional planning, and the popular media. Together with his wife Pam, they celebrate 40 years of marriage together, have 2 daughters and 3 granddaughters and a grandson. They are the joy of their lives. For Byan – this is retirement! Sharing with people around the country some of the financial realities in life that differ greatly from what we have all been taught to believe.Guest links:Get Bryan’s new book Confessions of a CPA: Why What I Thought To Be True Has Turned Out Not To Be https://amzn.to/3GmwFYT Episode Resources:Check out Bryan’s other book Confessions of a CPA: The capital equivalent of Life Insurance https://amzn.to/3riLAPf Check out my first interview with Bryan Bloom: Understanding the Capital Equivalent of Life Insurance https://betterwealth.captivate.fm/episode/understanding-the-capital-equivalent-value-of-life-insurance-with-bryan-bloom #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

I am joined by Harry Stout, author and host of FinanciaVerse Podcast, as we continue our Intentional Money Matters Series on the BetterWealth Show. Harry continues his talk to us about the four best ways to practically protect your #1 Asset now and in the future. 1.) Reskilling2.) Upskilling3.) Buying income protection insurance during your working years4.) Carefully planning your income once you stop working using personal saving and insurance solutions like annuities and cash value life insurance. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In this video I share a highlight reel of an interview I did with The FI Show. In speaking on shows I often get multiple questions about the And Asset and in today’s video I wanted to share with you one of the best interviews I had with incredible questions from the hosts as they dive deep into learning more about the And Asset. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor