George Kamel

Bankruptcy filings are surging, yet many are clueless about the process. Discover the harsh realities behind this supposed quick fix and the potential cost to your assets. The discussion covers the nuances of Chapter 7 and Chapter 13, revealing how they affect credit scores. Practical alternatives to bankruptcy are laid out, offering listeners useful strategies for managing debt more effectively. Tune in to grasp what nobody seems to understand until it's too late!

💰 Get Ramsey’s Complete Guide to Investing for free.   Remember back in April when Trump announced tariffs and the stock market plummeted? Wellin this episode, you’re going to find out what actually happened, plus what smart investors do when the market takes a dip. Next Steps: • 🎥 Watch my video How Much You Should Have in Your 401(k)—by Age. • 📖 Read The National Study of Millionaires. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📗 Order my hardcover book, Breaking Free From Broke, or listen to the audiobook. Are you smarter than the average American when it comes to money? In this episode, I’mtackling three of the hardest questions from a personal finance quiz (so test your knowledge byplaying along)! Next Steps: • 🎥 Watch my video 9 Ways You’re Losing Money Without Realizing It. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📗 Listen to my audiobook, Breaking Free From Broke. Think you’re living the frugal life? In this episode, I’ll share 11 places frugal people avoid and how to tell if it’s time to rethink your money habits. Next Steps: • 🎥 Watch my video ⁠12 Rules for (a Frugal) Life⁠. • 📈 ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠ • ⁠💵⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠•  Connect With Our Sponsors: 🔒 Get 20% off when you join ⁠DeleteMe⁠. • 💸 Learn more about opening a high-yield savings account with ⁠Laurel Road⁠. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💰 Find out your earning potential with the Investment Calculator.  TikTok is full of free money advice—proceed with caution, folks. In this episode, I react to the latest roundup of personal finance content sweeping the internet. Next Steps: • 🎥 Watch my video 21 Things Broke People Waste Money On. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover the 11 financial milestones that indicate you're making significant progress toward your money goals. From cutting credit cards to achieving debt freedom, celebrate your wins! Dive into the rising trend of American debt and learn how saving for a car and owning a home can enhance financial stability. Explore the importance of building an emergency fund and the benefits of early mortgage payoff as you work toward millionaire status. Your financial journey is worth recognizing and celebrating!

💸 Take the free, five-minute Side Hustle Quiz and start growing your income!   Is it possible to make money without doing anything? In this episode, I’m reacting to a list of eight ways to make money with no effort. You’ll learn what’s nonsense, what’s smart, and a few real ways to make money with minimal work required.   Next Steps: • 🎥 Watch my videos:o ⁠17 Things Frugal People REFUSE to Buy⁠ o ⁠Best Way to Pay Off Debt Fast (That Actually Works)⁠ • 📈 ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠ • 💵 ⁠Start your free budget today. Download the EveryDollar app!⁠ Connect With Our Sponsors: • 🔒 Get 20% off when you join ⁠DeleteMe⁠. • 💸 Learn more about opening a high-yield savings account with ⁠Laurel Road⁠. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Could we be heading into a recession—or is the media just being dramatic to get clicks? In this episode, you’ll learn what a recession really is and how to protect your money if the economy goes south. Next Steps: • 🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works). • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join⁠ DeleteMe⁠. • 💸 Learn more about opening a high-yield savings account with⁠ Laurel Road⁠. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!    Buckle up as I hit the road with mental health expert (and my best friend) Dr. John Delony. Find out the top money mistake couples are making in 2025, how to get on the same page financially, plus the answer to the biggest question of all: Is John even a real doctor?   Next Steps:  • 📞 Ask Dr. John Delony a question! Call 844-693-3291 or ⁠send him a message⁠. • 🎥 Watch my video ⁠Millionaires in Cars Getting Coffee With Arthur Brooks⁠. • 📈 ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.    Explore More From Ramsey Network:  🎙️ The Ramsey Show    🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

A new partnership between DoorDash and Klarna allows you to finance your fast food cravings, but it raises some serious red flags. The discussion humorously highlights the dangers of the buy now, pay later trend, warning of the slippery slope towards debt. Ethical concerns are brought up, critiquing how such promotions might prey on vulnerable consumers. Ultimately, it's a wake-up call about the importance of sound budgeting and avoiding financial traps in a world of convenient spending.