🎥 Watch my video Why Dave Ramsey's 7 Baby Steps Still Work (Addressing the Criticisms).

For decades, Dave Ramsey has been telling people no when they’re about to make a dumb financial decision. Today, we’re breaking down 14 times Dave Ramsey wants you to say no—and why you should listen.

Next Steps:

• 💵 Start your free budget today. Download the EveryDollar app!

• 📈 Are you on track with the Baby Steps? Get a free personalized plan.

• 📙 Order my book, Breaking Free From Broke, in hardcover.

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Say "No" to These 14 Things If You Want to Build Wealth