
Radical Personal Finance
Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.
Latest episodes

Jul 31, 2024 • 33min
1043-Financial Goals You Should Set (7): Own a Dwelling Place, Free & Clear!
Discover the liberating concept of owning your dwelling free and clear, emphasizing stability beyond conventional housing norms. Explore alternative living arrangements like RVs, tiny houses, and even vehicles, showcasing how these choices can lead to remarkable savings and financial freedom. Real-life stories illustrate how breaking away from traditional housing can foster independence and creativity in your living situation.

Jul 30, 2024 • 15min
Errata et eorum causa (in Roth IRA show)
Discover the updated Roth IRA contribution limits for 2024, now set at $7,000. Enjoy a humorous tale of confusion between two companies named Cisco, underlining the need for clear communication. Delve into the author's changing perceptions of classical education and the role of AI in modern learning. Finally, learn about the importance of verifying AI-generated information, emphasizing that technology should complement, not replace, critical thinking.

Jul 29, 2024 • 40min
1042-Financial Goals You Should Set (6): Max Out A Roth IRA Every Single Year
Discover the power of fully funding a Roth IRA as a must-have strategy for building wealth. Learn about the perks of tax-free growth and the flexibility of withdrawals. Explore ways to access funds penalty-free and the benefits of passing on a Roth IRA to heirs. Uncover the advantages of setting up a Roth IRA for children, including tax breaks and its influence on future financial aid. Dive into strategies for contributions from family to maximize long-term gains!

4 snips
Jul 25, 2024 • 54min
1041-Financial Goals You Should Set (5): Get As Much of the Highest-Quality Education You Possibly Can, As Soon As You Can
Exploring the importance of setting educational goals for achieving high-quality education efficiently, emphasizing early education's role in opening doors to higher-paying opportunities, the significance of structured education in schools and specialized programs, tips on pursuing the best education possible, and the benefits of continuous education and self-improvement.

Jul 19, 2024 • 2h 4min
1040-Friday Q&A: IT Outages, Preparing a Business for Sale, Scarcity Mindset, Mass Inflation, Teaching Children About Money, etc.
Topics discussed include IT outages, preparing a business for sale, overcoming scarcity mindset, planning for mass inflation, teaching children about money, high-paying job categories, and utilizing free-money grants.

Jul 18, 2024 • 38min
1039-Financial Goals You Should Set (4): Build a Career Plan to Get Into the Top 20%
Learn about setting financial goals to reach the top 20% income earners, the importance of skill development and strategic planning, and how saving and budgeting can lead to long-term financial independence and wealth building.

Jul 17, 2024 • 38min
1038-Financial Goals You Should Set: (3) Give Away 10% From the Very Beginning
Explore the significance of setting financial goals like obtaining a job, saving half of income, and consistently giving 10%. Learn how starting small with charitable giving can lead to large-scale philanthropy. Discover the transformative power of consistent giving and delayed gratification for personal growth and financial success.

Jul 16, 2024 • 25min
1037-A Few Useful Lessons and Inspiration from Trump and the Assassination Attempt
The podcast discusses the failed assassination attempt on a presidential candidate, lessons from Donald Trump's career, importance of civil debate and political moderation, risks of political violence, and how Trump's resilience and drive can inspire listeners to persevere and make a positive impact.

Jul 12, 2024 • 1h 56min
1036-Friday Q&A: Internationalization for Indians, Selling Assets to Get Out of Debt, Lifestyle Design, Saving for a New Car, etc.
Topics include internationalization options for Indian immigrants in the USA, selling assets to eliminate debt, designing a fulfilling lifestyle, saving for a new car vs. investing, son of a rich man's success, and deciding on a voluntary severance package.

4 snips
Jul 11, 2024 • 34min
1035-Financial Goals You Should Set: (2) Save Half, Spend Half
Learn the importance of saving half of your income for financial freedom. Explore strategies for increasing income and developing frugality. Discover practical tips for setting financial goals and avoiding lifestyle inflation
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