

Radical Personal Finance
Joshua Sheats
Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.
Episodes
Mentioned books

Nov 15, 2024 • 59min
1068-RPF Academy: Walking With You Step-by-Step to Financial Freedom
Get ready for a deep dive into a groundbreaking approach to personalized financial advice. The discussion reveals an innovative financial academy designed to fill gaps in education. Participants can expect tailored learning experiences, incorporating live classes and even AI support. The coaching program aims to guide listeners week-by-week toward financial freedom. With a focus on inclusivity, it promises value for individuals from all financial backgrounds. A must-listen for anyone eager to transform their financial future!

Nov 8, 2024 • 1h 10min
1067-Friday Q&A: Liability Insurance Amounts, Gifting Money, International Privacy, Pathways to Financial Advisor
Explore how to determine the right amount of liability insurance tailored to your unique risks. Discover the ins and outs of gifting money and navigating tax implications while maintaining privacy during travel. Delve into the complexities of digital privacy and encrypted communication to safeguard your data. Finally, learn essential steps to transition into a career as a financial advisor, including the vital importance of hands-on experience and understanding different advisory roles.

Nov 6, 2024 • 34min
1066: You—And the Country—Are Ten Years From a Total Transformation; Don't Give Up!
Discover how a decade can lead to total transformation in personal finances. Explore the resilience of those who refuse to give up amidst challenges. Learn about the power of a hopeful perspective and community engagement in driving cultural revival. Be inspired by historical examples that demonstrate how facing adversity fosters significant growth and authenticity. Embrace a mindset of persistence and envision a brighter future despite current uncertainties.

Oct 30, 2024 • 57min
1065-Understanding American Culture: American Football
The discussion dives deep into how American football mirrors U.S. business practices, drawing intriguing parallels between game strategy and corporate ethics. It highlights NFL football's cultural significance, showcasing the vibrant traditions of game day and the camaraderie it fosters among fans. The conversation examines the role of competition and individualism, the relationship between football and nationalism, and how sports reflect broader societal values and dynamics, even touching on income inequality and the cultural impact of events like the Super Bowl.

Oct 28, 2024 • 47min
1064-Should I Relocate From Brazil to USA for More Opportunity?
A Brazilian father grapples with the idea of relocating to the U.S. for greater opportunities for his son. He considers the trade-offs between his comfortable life in Brazil and the potential for a brighter future. The discussion delves into visa options, cultural identity, and the importance of education in the U.S. Coaching plays a pivotal role in helping students achieve academic success, especially for Ivy League aspirations. The complexities of moving, from immigration to community building, are also explored, offering insights for families facing similar decisions.

Oct 18, 2024 • 1h 1min
1063-Friday Q&A: Choosing Content, Renting House, Planning a Family Trip to Europe
Discover how to filter content intake while enhancing creativity. Explore real estate strategies like renting rooms and the importance of finding the right roommates. Dive into the obligations of landlords regarding property safety. Learn vital tips for planning a memorable family trip to Europe, weighing the pros and cons of RV travel versus traditional tourism. Navigate iconic cities with kids, focusing on logistical planning and enriching experiences.

Oct 16, 2024 • 8min
1062-Should I Focus On Getting a Different Job With Better Benefits?
A listener grapples with a significant career choice: should they take a new job that offers a mega backdoor Roth 401k or stick with a higher-paying position? The conversation dives into strategies for negotiation, emphasizing how to assess job quality beyond the paycheck. There's also a focus on weighing future growth potential and long-term satisfaction in one's career. Ultimately, it’s about finding the balance between benefits and opportunities that align with personal goals.

Oct 15, 2024 • 1h 31min
1061-My Favorite Personal Finance School Curriculum Author: Stanley Schmidt, Life of Fred
Stanley Schmidt, author of the Life of Fred series, discusses his innovative approach to teaching personal finance through mathematics and storytelling. He shares his unconventional path to early retirement, emphasizing the importance of frugality and real estate. The conversation highlights alternative education methods, exploring the successes of homeschooling and self-directed learning. Schmidt critiques traditional education's costs and values integrating diverse subjects to foster deeper understanding, all while making math engaging and relevant to real-life scenarios.

Oct 14, 2024 • 39min
1060-Financial Goals Everyone Should Set (11): Always Be Fully and Properly Insured
Insurance plays a vital role in shielding against financial disasters. Key types such as health, property, and liability insurance are crucial, especially as life stages change. Finding the right balance between self-insurance and adequate coverage is essential. The historical significance of insurance in personal finance highlights how it adapts with one’s changing wealth and circumstances. Understanding this evolution helps individuals assess their risks and secure their financial future.

Oct 10, 2024 • 1h 24min
1059-Lessons I Learned From 6 Countries In Asia
Join a captivating journey through six Asian countries as insightful lessons unfold. Discover the unique dynamics of modern life and sustainability in South Korea amid demographic challenges. Explore the vibrant culture of Jakarta, the cleanliness of Singapore, and rapid development in Malaysia and China. Reflect on Hong Kong's political complexities and transformative experiences. Embrace travel's power to reshape biases and foster humility, while advocating for constructive dialogue and innovative solutions in America.