The Advantages of Apple Pay Over Traditional Credit Cards

Apple Pay is recognized for enhancing the safety and privacy of payment transactions compared to traditional credit card swiping. Unlike credit card payments, which transmit sensitive information such as the credit card number, expiration date, and CVV code to merchants, Apple Pay utilizes a system called tokenization. This means that when a transaction occurs, a unique encrypted token is provided instead of the card details, which dramatically reduces the risk of credit card fraud. As a result, even if someone were to intercept the token, they cannot initiate further transactions without access to the physical device.