

Radical Personal Finance
Joshua Sheats
Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.
Episodes
Mentioned books

Dec 31, 2025 • 1h 4min
1121-New Year Resolutions and Goals That Will Pull You Into The Future
Explore smart strategies for setting New Year's resolutions that foster growth. Learn about the importance of brain health, from nutritious choices to daily mental exercises like math. Discover how bilingualism can combat dementia and enhance cognitive abilities. Delve into the idea of viewing life in phases, prioritizing meaningful challenges over transient joys. Embrace a mindset geared towards legacy-building and nurturing successors, while cultivating the courage to take risks and innovate for a fulfilling future.

Dec 30, 2025 • 1h 28min
1120-The Moral Tragedy of Government Welfare
Explore the moral dilemmas surrounding government welfare, as it creates dependency and harms society. Discover the argument that local charity is more effective than impersonal state aid. Delve into the concept of subsidiarity and how solutions should be implemented at the closest level. Hear real-life anecdotes of immigration challenges and the impacts of welfare on cultural integration. Joshua emphasizes parental responsibility, accountability in aid, and the need for reform in philanthropic approaches to truly help those in need.

10 snips
Dec 30, 2025 • 57min
1119-The Biggest Fraud Story of The Year; What Comes Next?
Explore a staggering fraud case in Minnesota involving billions allegedly funneled into fraudulent businesses. Hear insights on why government programs attract theft and how initial reactions to the viral report highlight potential inaccuracies. Delve into the consequences of unchecked corruption, government default scenarios, and the balance between a welfare state and open borders. The discussion touches on the need for justice and restitution for victims, emphasizing that community unrest could follow if local prosecutions fail.

47 snips
Dec 11, 2025 • 1h 41min
1118-Building Joshua's Great House, Step by Step: Pt 2, Covenantal Relationships: Interview with Gregory Treat
In this engaging discussion, attorney Gregory Treat, an expert on covenantal relationships, shares insights on building a 'Great House.' He contrasts covenantal and transactional exchanges, emphasizing the importance of long-term relationships. Gregory dives into the dynamics of power in partnerships, critiques corporate short-termism, and advocates for long-range planning. They discuss the evolving role of marriage, the economic foundations of families, and the potential of modern technology to foster community living. Tune in for transformative ideas on restructuring familial bonds!

38 snips
Dec 5, 2025 • 1h 6min
1117-I Started a New Business! (please help me)
A new language-learning app aims to transform how children acquire languages. The host shares his personal journey of teaching his kids and struggles with Spanish in Costa Rica. He discusses innovative methods like graded readers and AI-generated materials that enhance engagement. Lessons learned from intensive reading and bilingual translations highlight the importance of storytelling. An invitation for listeners to participate in a beta launch encourages feedback, making this a community-driven endeavor.

8 snips
Nov 25, 2025 • 40min
"An Old-Fashioned Thanksgiving" by Louisa May Alcott
A delightful unabridged reading brings Louisa May Alcott's charming Thanksgiving tale to life. The Bassett family, rich in love and land, prepares a heartwarming feast amid playful sibling antics and kitchen mishaps. As a winter storm rages outside, laughter and teamwork dominate their cozy home. Unexpected visitors and a hilarious bear scare add to the festive joy, culminating in family games, dance, and a heartfelt prayer of gratitude. It's a touching reminder of the simple pleasures and rich blessings of life.

31 snips
Nov 14, 2025 • 1h 54min
1116-Friday Q&A: Faster Progress Towards FI, Moving Closer to Family, Opinion of Brazil, Stress and Panic Attacks
Discover essential tips for achieving financial independence and the best ways to keep the momentum going. Explore the benefits of moving closer to family versus maintaining the status quo. Delve into the pros and cons of living in Brazil, from its vibrant culture to the challenges it presents. Unpack effective strategies for managing stress and panic attacks, emphasizing the importance of reframing stress and practical tools like breathing and incremental exposure. Join for insightful advice that can shape your approach to finance and well-being!

32 snips
Nov 6, 2025 • 39min
1115-I Bought A Business!
Joshua shares his journey to buying a business, reflecting on life changes and the appeal of entrepreneurship. He discusses the balance between freedom and responsibility, contrasting jobs with business ownership. Discovering the Life of Fred curriculum sparks his interest, leading to an unexpected opportunity to purchase the company. Joshua dives into the unique math teaching approach and his ambitions for growth while advocating for business ownership as a powerful wealth-building strategy. Mistakes are acknowledged, setting the stage for future improvements and exciting new ventures.

46 snips
Nov 4, 2025 • 57min
1114-I Have Changed Everything in My Life
A captivating journey unfolds as Joshua shares his profound life reset, revealing how a shift in personal philosophy reshaped his views on finance and independence. He discusses the allure of RV life and minimalism while confronting the realities of living abroad. Joshua explores the tension between the glamorous portrayal of travel and its daily challenges, especially when children are involved. Embracing hard work over easy shortcuts, he renounces early retirement, opting instead for lifelong growth and community interdependence, envisioning a purposeful future.

12 snips
Oct 24, 2025 • 1h 21min
1113-Friday Q&A: Lower Tax Bill For This Year, Why Do Family Planning Before Financial Planning
Listeners dive into strategies for lowering tax bills, including maximizing retirement contributions and timing deductions for business expenses. The discussion also explores innovative tax frameworks, like using AI as a tax coach. A deeper conversation challenges traditional life priorities, highlighting the urgency of family planning over financial pursuits. Joshua emphasizes the importance of clear communication in relationships regarding marriage and children, addressing biological clocks and the pivotal nature of time-bound goals.


