

Radical Personal Finance
Joshua Sheats
Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.
Episodes
Mentioned books

Sep 19, 2025 • 59min
1109-It Matters Not What You Think; It Matters All What You Do
In a thought-provoking discussion, the host emphasizes that actions speak louder than beliefs. He delves into the importance of evaluating people by their deeds, highlighting various examples from relationships and personal confessions. The conversation shifts to motivation, framing love as a conscious choice and contemplating the societal impacts of no-fault divorce. Finally, he advocates for creating cultural and legal frameworks that support positive actions, inviting listeners to apply these principles in their own lives.

Sep 18, 2025 • 30min
1108-Who Will Marry Your Widow and Raise Your Children If You Die on The Field of Battle?
A thought-provoking exploration of duty and legacy kicks off with alarming real-world events. The discussion delves into the important question of who would care for loved ones if tragedy strikes. Listeners gain insight into the limitations of financial tools in providing for families. Practical tips are shared on building supportive, action-oriented communities to ensure that relationships endure. The closing reflections urge everyone to honor their commitments and cultivate the networks essential for sustaining families in times of need.

4 snips
Sep 11, 2025 • 9min
How Did You Die?
Explore the ripple effects of our words and actions, revealing how kindness can uplift while unkindness can scar. Delve into the virtues of resilience and perseverance, emphasizing the courage needed to face adversity. Discover the power of prayer and love as guiding forces in tough times. Meet an extraordinary man whose integrity inspires others, highlighting the importance of living truthfully and making a positive impact.

20 snips
Sep 3, 2025 • 30min
1107-The Importance of Excellent Infrastructure for Big Impact
The host shares heartfelt updates about life after paternity leave, emphasizing the importance of strong infrastructure for personal growth. He discusses how a stable environment can significantly impact achievements, using his own childhood and RV adventures as examples. The conversation also highlights the critical role of reliable technology in enhancing productivity and communication in both professional and family life. Thoughtful investments in resources are portrayed as essential for adapting to changing circumstances.

29 snips
Aug 4, 2025 • 27min
1106-In What Form Do You Hold Your Wealth?
Discover the striking differences in wealth perception between Americans and Europeans, from home sizes to community values. Dive into the cultural contrasts of wealth holdings, highlighting Americans' paper assets against Europeans' preference for tangible ones. Explore the meaningful relationships and community impacts that define true wealth. Lastly, reflect on the intersection of wealth and health by examining personal stories that reveal how prioritizing connections and well-being can redefine success.

20 snips
Jul 25, 2025 • 33min
1105-Building a Billion-Dollar Nest Egg With a Roth IRA, Realistically
Discover the incredible growth potential of Roth IRAs and their tax benefits. Learn how early contributions can unleash the power of compounding interest, paving the way for generational wealth. Delve into the importance of financial discipline and strategic saving, and how investing today can secure a prosperous legacy for your family. This insightful discussion reveals key strategies for building a solid financial future through smart retirement planning.

15 snips
Jul 14, 2025 • 1h 59min
1104-Friday Q&A: Investing in Tools of the Trade, Socialization for Children, Financial Support of Adult Children, etc.
The discussion kicks off with the importance of investing in the right tools for productivity, especially for specialized jobs. Insights on the socialization of children reveal alternatives to traditional schooling while emphasizing community connections. The complexities of financially supporting adult children are explored, balancing assistance with fostering independence. Additionally, diverse investment strategies tailored to unique circumstances are highlighted, alongside tips for adapting to smaller living spaces in busy cities.

13 snips
Jul 9, 2025 • 1h 8min
1103-Changes From The One Big Beautiful Bill and the New Trump Accounts
Dive into the ramifications of recent tax reforms brought by the One Big Beautiful Bill Act. Discover permanent tax brackets, revamped itemized deductions, and the introduction of 'Trump accounts' designed for children's financial futures. Learn how upcoming changes in 2025 will affect business losses and local tax deductions, particularly for families and seniors. Explore the new thresholds for estate taxes and the political branding that influences financial legislation. This episode is packed with insights on adapting your investment strategies!

11 snips
Jul 3, 2025 • 1h 1min
OUT & ABOUT: Unschooling: Learning Off the Beaten Path (Expat Money 291)
In this discussion, Joshua Sheats, a financial planner and host of a popular podcast, dives into the world of unschooling and alternative education. He highlights how self-directed learning can nurture genius, sharing an inspiring story of a psychologist who raised chess champions. The conversation also explores language acquisition in homeschooling, emphasizing immersive methods over rote memorization. Joshua advocates for personalized education, blending interests with structure for holistic development, and discusses the economic benefits of multilingualism.

4 snips
Jun 26, 2025 • 42min
1102-It's Always Cheaper to Feed the Meter Than to Pay The Ticket
The host reflects on evolving personal philosophies, using the metaphor of 'feeding the meter' to underscore the benefits of proactivity. Childhood privilege and rule-breaking provide insights into the balance of immediate gains versus long-term preparation. The value of a steady, consistent life is contrasted with dramatic success narratives, emphasizing realistic stories for children. Finally, proactive habits are celebrated as essential for achieving financial and personal success, demonstrating that preparation often outshines sensational tales of sudden triumph.