

Radical Personal Finance
Joshua Sheats
Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.
Episodes
Mentioned books

12 snips
Oct 24, 2025 • 1h 21min
1113-Friday Q&A: Lower Tax Bill For This Year, Why Do Family Planning Before Financial Planning
 Listeners dive into strategies for lowering tax bills, including maximizing retirement contributions and timing deductions for business expenses. The discussion also explores innovative tax frameworks, like using AI as a tax coach. A deeper conversation challenges traditional life priorities, highlighting the urgency of family planning over financial pursuits. Joshua emphasizes the importance of clear communication in relationships regarding marriage and children, addressing biological clocks and the pivotal nature of time-bound goals. 

Oct 21, 2025 • 1h 15min
1112-Building Joshua's Great House, Step by Step: Interview with Gregory Treat
 In this engaging discussion, Gregory Treat, a former estate-planning attorney and founder of AvalonCircle.com, illuminates the importance of building multigenerational households. He outlines how a compelling vision can create a 'Great House' that retains both people and property over generations. Treat stresses adaptability in business models and emphasizes the role of training in raising industry standards. He also advocates for discovering a family's unique calling and the long-term value of nurturing relationships, reshaping notions of personal and community responsibility. 

30 snips
Oct 10, 2025 • 23min
1111-A Relentless Commitment to the Boring Fundamentals Will Make You Rich
 Living in Brazil, the host highlights the safety and quality of life in Florianopolis and discusses public safety as a core government responsibility. He emphasizes mastering fundamentals in personal finance and life, drawing on Vince Lombardi's training camp story to illustrate their importance. The conversation explores why people abandon the basics, the necessity of systems to keep fundamentals engaging, and the value of hobbies for ongoing learning. Lastly, listeners are encouraged to persevere through boredom to gain a competitive edge. 

58 snips
Oct 6, 2025 • 35min
1110-An Estate Sale: How To End Your Life Poorly
 Discover the poignant reality of estate sales and what they reveal about our lives. Explore the concept of Swedish death cleaning as a proactive way to ease burdens on loved ones. Imagine transforming homes into vibrant spaces for family gatherings rather than mere storage for possessions. Consider innovative housing strategies like modular designs and intergenerational living to create a lasting legacy. Ultimately, reflect on investing in relationships and experiences rather than accumulating material goods for a meaningful life. 

43 snips
Sep 19, 2025 • 59min
1109-It Matters Not What You Think; It Matters All What You Do
 In a thought-provoking discussion, the host emphasizes that actions speak louder than beliefs. He delves into the importance of evaluating people by their deeds, highlighting various examples from relationships and personal confessions. The conversation shifts to motivation, framing love as a conscious choice and contemplating the societal impacts of no-fault divorce. Finally, he advocates for creating cultural and legal frameworks that support positive actions, inviting listeners to apply these principles in their own lives. 

10 snips
Sep 18, 2025 • 30min
1108-Who Will Marry Your Widow and Raise Your Children If You Die on The Field of Battle?
 A thought-provoking exploration of duty and legacy kicks off with alarming real-world events. The discussion delves into the important question of who would care for loved ones if tragedy strikes. Listeners gain insight into the limitations of financial tools in providing for families. Practical tips are shared on building supportive, action-oriented communities to ensure that relationships endure. The closing reflections urge everyone to honor their commitments and cultivate the networks essential for sustaining families in times of need. 

9 snips
Sep 11, 2025 • 9min
How Did You Die?
 Explore the ripple effects of our words and actions, revealing how kindness can uplift while unkindness can scar. Delve into the virtues of resilience and perseverance, emphasizing the courage needed to face adversity. Discover the power of prayer and love as guiding forces in tough times. Meet an extraordinary man whose integrity inspires others, highlighting the importance of living truthfully and making a positive impact. 

20 snips
Sep 3, 2025 • 30min
1107-The Importance of Excellent Infrastructure for Big Impact
 The host shares heartfelt updates about life after paternity leave, emphasizing the importance of strong infrastructure for personal growth. He discusses how a stable environment can significantly impact achievements, using his own childhood and RV adventures as examples. The conversation also highlights the critical role of reliable technology in enhancing productivity and communication in both professional and family life. Thoughtful investments in resources are portrayed as essential for adapting to changing circumstances. 

29 snips
Aug 4, 2025 • 27min
1106-In What Form Do You Hold Your Wealth?
 Discover the striking differences in wealth perception between Americans and Europeans, from home sizes to community values. Dive into the cultural contrasts of wealth holdings, highlighting Americans' paper assets against Europeans' preference for tangible ones. Explore the meaningful relationships and community impacts that define true wealth. Lastly, reflect on the intersection of wealth and health by examining personal stories that reveal how prioritizing connections and well-being can redefine success. 

20 snips
Jul 25, 2025 • 33min
1105-Building a Billion-Dollar Nest Egg With a Roth IRA, Realistically
 Discover the incredible growth potential of Roth IRAs and their tax benefits. Learn how early contributions can unleash the power of compounding interest, paving the way for generational wealth. Delve into the importance of financial discipline and strategic saving, and how investing today can secure a prosperous legacy for your family. This insightful discussion reveals key strategies for building a solid financial future through smart retirement planning. 


