
Radical Personal Finance
Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.
Latest episodes

44 snips
Feb 26, 2025 • 35min
1083-Why Boomer Advice Still Works in a Zoomer World
Explore the clash of perspectives between Baby Boomers and Zoomers on job market strategies. Discover how respecting generational wisdom can bridge the divide for better collaboration. Delve into the unique challenges of modern dating and how they resonate across generations. Learn how traditional advice can be adapted to today's challenges, highlighting the timeless values of initiative and perseverance that remain crucial for success.

34 snips
Feb 20, 2025 • 1h 1min
1082-Invest Without Wall Street and Build Your Community: Interview with Tim Yarbrough
Tim Yarbrough, a keynote speaker at Radical Family Camp 2025, dives into the transformative power of community and mentorship in entrepreneurship. He shares the inspiring turnaround of a struggling coffee business that grew significantly through collective efforts. Yarbrough also discusses a unique mentoring program focused on ethical practices and character development, emphasizing the integration of biblical wisdom. Additionally, he highlights how a community-centered approach can empower young entrepreneurs and build sustainable businesses.

28 snips
Feb 11, 2025 • 35min
1081-Will DOGE Save Us All From US Government Default?
Discover the significance of community involvement at Radical Family Camp 2025 as tickets sell fast. Dive into the complexities of U.S. federal debt, where simply taxing the wealthy isn't enough to avert a crisis. Explore the surprising rise of Dogecoin from a meme to a potential player in fiscal reforms. The discussion also critiques government funding and accountability, highlighting corruption issues. Finally, it emphasizes the urgent need for unity in addressing economic challenges like military spending and tax policy.

Feb 7, 2025 • 23min
Buy Your Tickets Now for RPF Family Camp 2025!
Explore the excitement of Family Camp 2025, where community connections take center stage. Engage in workshops that emphasize building lasting family legacies over mere wealth. Discover the bustling activities planned for families and anticipate the enriching discussions designed for all ages. Join in creating unforgettable memories in a rustic setting, fostering bonds that will last for generations.

17 snips
Jan 28, 2025 • 23min
1080-Private Schools are a Complete Waste of Money Compared To This Alternative
The discussion kicks off with a bold financial analysis, comparing the high costs of private school tuition to alternatives like public schools or home education. The speaker argues that investing that money in the stock market could provide superior long-term returns. Listeners are presented with thought-provoking insights on making financial decisions that could better benefit their children's future.

27 snips
Jan 21, 2025 • 43min
1079-My Thoughts on the Birthright Citizenship Executive Order and Situation
A recent executive order about birthright citizenship raises questions about the legal implications of the 14th Amendment. There's a critical look at how this impacts families with temporary visas and the overall narrative of American identity toward immigrants. The discussion contrasts historical welcoming attitudes with present-day opposition. The complexities of U.S. immigration policies are scrutinized, emphasizing the need for legislative reform over executive actions, while encouraging proactive planning for those navigating the system.

18 snips
Jan 17, 2025 • 1h
1078-Friday Q&A: Business Skills, Productive Vacations, Radical Consistency, Appreciating What You Have
The discussion dives into innovative ways to teach business skills and languages to children. It highlights the value of productive travel, encouraging a balance between adventure and intent. The concept of Radical Consistency is explored, emphasizing daily practice for education success. Listeners are reminded to appreciate life's simple pleasures amidst the pursuit of wealth. The podcast also offers tax-efficient investment strategies tailored for growth, aiming to optimize financial gains while minimizing tax burdens.

40 snips
Jan 15, 2025 • 41min
1077-How to Make Good Decisions: A Framework
Dive into the intricate world of decision-making, where health and finances collide. Explore the illusion of certainty and learn to embrace life's probabilities for better outcomes. Discover the unique ways individuals respond to diets based on genetics and lifestyle, advocating for a personalized approach. Cultivate an open mindset to make more informed choices while enhancing your financial well-being. This journey navigates the complexities of human choices and the power of experimentation.

13 snips
Jan 10, 2025 • 1h 23min
1076-Friday Q&A: Second Citizenships, Finances for a 70-Year-Old, Asset Allocation, 2024 Taxes, etc.
Discover the ins and outs of securing a second citizenship and the surprising benefits it can bring. Explore tailored financial strategies for caring for a 70-year-old widow while ensuring her independence. Delve into investment allocation and risk perception to help couples enhance their financial literacy together. Learn about the role of assumable mortgages in today's market and find out how to optimize tax strategies for a financially savvy future. Plus, hear insights on embracing community through first-time church experiences.

4 snips
Jan 6, 2025 • 23min
1075-A Billion Dollar Exit Doesn't Lead to Automatic Happiness
Explore the emotional whirlwind experienced after achieving financial success, as the speaker reflects on identity beyond wealth. Hear about a transformative mountain climbing journey that reveals personal challenges and growth. Discover the complex relationship between financial achievement and true fulfillment, emphasizing the pursuit of happiness and purpose over mere monetary gain. This journey highlights that wealth does not guarantee contentment, and meaningful living is an essential pursuit.