Radical Personal Finance

1097-Friday Q&A: Build or Buy, Signaling Theory, Switching Jobs, Moving From Canada to USA

May 23, 2025
Explore the debate of building versus buying a home, with insights on financial implications and market dynamics. Discover the challenges of boosting a YouTube channel and the significance of niche specialization. Delve into the complexities of moving from Canada to the USA and the essential steps for job sponsorship. Learn how signaling theory applies to modern dating and career transitions, including potential job switches. Plus, practical advice on navigating the CPA to a Certified Financial Planner journey.
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ADVICE

Proper Rental Income Reporting

  • If tenants (in-laws) rent from you, record their payments as rental income with a market-rate rent.
  • Avoid below-market rents disguised as gifts to comply with tax laws.
ADVICE

Buy House Over Building One

  • Building a custom house requires expertise, time, and managing contractors, and can lead to costly decisions.
  • Buying an existing home often saves turmoil and is more practical, especially with a young family and career changes.
INSIGHT

Signaling Shapes Dating Reality

  • Perception shapes reality; signaling your values and stability through appearance influences dating outcomes.
  • Authentic presentation melds who you are with how you want to be perceived to attract the right partner.
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