Risk Parity Radio

This discussion dives into the nuances of leveraged investments, comparing margin and leveraged ETFs for savvy portfolio management. Couples are encouraged to communicate openly about finances, particularly as they transition into retirement strategies. Weekly portfolio reviews offer insights into both conservative and aggressive investment approaches, emphasizing the importance of patience during market downturns. Listeners also gain valuable tips for navigating the unpredictable world of investing with confidence and humor.

In this episode we answer emails from Ned, Kyle and Willy.  We discuss tools for the sight-impaired, building out from an accumulation portfolio, the new bitcoin ETFs, and what to do in a complex Coast FI situation involving both an invested portfolio and some raw land.Link:Father McKenna Center Donation Page -- Remember to mention "The Financial Quarterback match" in new donations:  Donate - Father McKenna CenterAmusing Unedited AI-bot Summary:Can a legally blind investor successfully navigate the complex world of DIY investing? Tune in as we uncover the inspiring story of Ned, who shares his personal journey and the accessibility tools that empower him to make informed investment decisions. Learn how he balances his focus on large and mid-cap growth stocks while exploring the potential benefits of adding small-cap value, long-term treasuries, and alternative assets like gold and managed futures to his portfolio.In another fascinating segment, we break down the power of ETFs for investing in digital assets such as Bitcoin and Ether, and how platforms like Fidelity and Schwab make it seamless. We then tackle a challenging financial scenario with Willy, who is on the brink of transitioning to Coast FI. Delve into strategies for evaluating his portfolio mix, the implications of selling rural recreational land, and the potential benefits of reallocating to more liquid investments. Discover practical tips and thoughtful analysis to help you make smarter investment choices and achieve financial independence.Support the show

In this episode we answer emails from Frank, Michael and Aaron.  We discuss four good portfolio analyzer tools, the hidden meanings in the Risk Parity Radio logo, the deficiencies of the website and where to find good international funds to use for portfolio construction.And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional links:Father McKenna Center Donation Page -- Remember to mention "The Financial Quarterback match" in new donations:  Donate - Father McKenna CenterPortfolio Visualizer Monte Carlo Simulator:  Monte Carlo Simulation (portfoliovisualizer.com)Portfolio Charts Portfolio Matrix Tool:  Portfolio Matrix – Portfolio ChartsEarly Retirement Now Toolbox:  An Updated Google Sheet DIY Withdrawal Rate Toolbox (SWR Series Part 28) - Early Retirement NowTestfolio Calculator:  testfol.ioGeometric Golden Ratio Pentagon:  Golden Ratio in Regular Pentagon (cut-the-knot.org)Misbehavior of Markets Book:  The (Mis)Behavior of Markets by Benoît B. Mandelbrot | GoodreadsMore Than You Know Book:  More Than You Know: Finding Financial Wisdom in Unconventional Places by Michael J. Mauboussin | GoodreadsMerriman Best In Class ETF List:  Best-in-Class ETF Recommendations | Merriman Financial Education Foundation (paulmerriman.com)Video Re Best In Class ETFs:  Bootcamp #9 Best in Class ETF Update 2024 (youtube.com)DFA Mutual Fund List:  Funds | DimensionalTruncated AI-bot Summary:Can you imagine transforming your financial journey in the same way you might find camaraderie in your favorite dive bar? Welcome to Risk Parity Radio! Listener Frank reaches out with gratitude and a request for the best tools to backtest portfolios and determine safe withdrawal rates. We also tip our hats to Frank's generous donation to the Father McKenna Center, underscoring our ongoing charity drive in collaboration with the Financial Quarterback podcast.Ever wondered which platforms provide the most reliable data for crafting your financial future? We break down some of the top tools in the industry, like Portfolio Visualizer, Portfolio Charts, and the Early Retirement Now toolbox, along with the new player, Testfolio.  Along the way, we debunk myths around CAPE ratios and share a heartfelt story about our Risk Parity Radio logo, born out of the creativity sparked during the 2020 lockdown.From a cheerful Scottish greeting to a deep dive into international investing, this episode promises both humor and expertise. We tackle Aaron’s email about international ETFs, emphasizing the importance of non-overlapping funds for true diversification. Drawing from resources like the Merriman Foundation and Chris Pedersen's analyses, we guide you in selecting top-tier funds from DFA and Avantis. Support the show

In this episode we answer emails from Jared, Jon and Jimmy.  We got the three Js!  We discuss Jared's work to create AI Uncle Frank, his accumulation variation of the O.P.T.R.A. sample portfolio, carry strategies, whether to reinvest distributions and using multiple managed futures funds.Links:Father McKenna Center Donation Page (don't forget to include "The Financial Quarterback Match" in the comment/dedication box):  Donate - Father McKenna CenterJared's Accumulation O.P.T.R.A. Portfolio:  testfol.ioResolve Asset Management Video on Carry Strategies:  Navigating Market Volatility Mastering Managed Futures and Carry Strategies (youtube.com)CCRV Fund:  CCRV – iShares® Commodity Curve Carry Strat ETF – ETF Stock Quote | MorningstarICITF Fund:  ICITF – iPath® Optimized Currency Carry ETN – ETF Stock Quote | MorningstarVideo on QIS Fund:  Simplify QIS Fund Deep Dive (youtube.com)Amusing AI-Bot Generated Summary:Ever wondered if leveraging your investment portfolio could lead to better returns? Discover Jared's transformative journey from a mechanical engineer to a machine learning enthusiast and the creator of a Risk Parity Radio chatbot! Jared shares his intricate process of optimizing a traditional 50-50 stock allocation into a more diversified and leveraged strategy. We’ll dissect the potential benefits and pitfalls of his approach, with a spotlight on managing leverage, mitigating drawdowns, and enhancing overall risk management.We also extend our heartfelt thanks for your generous contributions to the Father McKenna Center. Dive into the exciting realm of AI as we discuss how it's revolutionizing podcast transcriptions and even mimicking the host's voice. Plus, we explore translating podcast episodes into a book with the help of AI. Don't miss our deep dive into listener questions about leveraging portfolios for accumulation, the intricacies of handling dividends and distributions, and an examination of managed futures funds like DBMF and KMLM. Whether you’re in the accumulation or decumulation phase, we’ve got actionable strategies to help you stay on track for long-term success.Support the show

Join Ben Felix, an expert on investment strategies, and Tyler from Portfolio Charts as they engage in a lively debate about the role of gold in modern portfolios. They share insights on basic accumulation principles using stock market index funds, likening the journey to financial independence to the Wizard of Oz. The conversation shifts to the importance of diversification and the recent performance of various sample portfolios amidst market volatility. Plus, don’t miss their promotion for charitable contributions to the Father McKenna Center!

Discover the ins and outs of preferred shares funds and their significance in a diversified portfolio. Learn why rebalancing is crucial for effective financial management. Dive into the podcast creation process and how listener feedback shapes future content. Don't miss an exciting charitable matching opportunity for the Father McKenna Center! Plus, explore strategies to enhance your portfolio stability with the golden butterfly approach while navigating today's market challenges.

Join Nonamed, a curious financial questioner, Ronald, a macro-economics enthusiast, and Jose, a media sensationalism critic, as they dive into the pitfalls of sensational financial media. They advocate for critical thinking and explain the intricate world of asset correlation, introducing the 'Holy Grail principle' for smart portfolio construction. They also discuss recent market trends, the importance of diversification, and their charitable efforts to support the Father McKenna Center. Get ready for insightful dialogue that cuts through the noise!

Grant, a gambling enthusiast with a penchant for leveraged funds and Metaverse escapades, joins Steve and Alexi, who dabbles in investing discussions. They dive into the intricacies of managed futures and property insurance as alternative investments. Grant shares insights about his gambling challenges, while the trio hashes out effective rebalancing strategies tailored to volatile markets. They also lament recent usability issues with Portfolio Visualizer, all while promoting a charity effort for the Father McKenna Center's mission to support the hungry and homeless.

In this final episode of Season Four we discuss the concepts of rebalancing and reallocating in all their glory and go through the planned annual rebalancings for four of the sample portfolios in excruciating detail.  We also discuss all of the assets and allocations in the Risk Parity Ultimate portfolio and which ones we actually own in real life.And we go through our weekly portfolio reviews of all eight of the sample portfolios you can find at Portfolios | Risk Parity Radio.Additional link:Father McKenna Center Donation Page -- Remember to mention "The Financial Quarterback match" in new donations:  Donate - Father McKenna CenterSupport the show

In this episode we answer emails from Judy, Steve and MyContactInfo.   We discuss a recent offer by The Financial Quarterback podcast to match donations the the Father McKenna Center (yay!), why you should buy gold ETFs and NOT physical gold, Cartman and Kyle, and the varying value of education depending on the individual.Links:Father McKenna Center Donation Page -- Remember to mention "The Financial Quarterback match" in new donations:  Donate - Father McKenna CenterETF Database -- Gold ETFs:  Gold ETF List (etfdb.com)Listener John's Gold ETF link:  9 low cost physical Gold ETFs for portfolio parity - SmartMoneyToolboxGLD FAQs:  FAQs > USA > SPDR Gold Shares (GLD). Bringing the gold market to investorsSupport the show