Risk Parity Radio

In this Barry-Barry-nice episode, we address an email from "Mandy" about her transition to retirement.  We discuss minimizing the taxes with long-term capital gains rates, a proposed NTSX-based portfolio, preferred shares funds and how to think about setting your personal withdrawal rate in a flexible way that matches your actual expenses.Links:  NTSX-Based Portfolio Analyses:  Backtest Portfolio Asset Allocation (portfoliovisualizer.com)Article re Preferred Shares Funds:   Preferred Stock ETFs: Taking A Closer Look At PFFD, PFFR, PSK | Seeking AlphaPFFV Fund Page:  Variable Rate Preferred ETF (globalxetfs.com)Risk Parity Radio YouTube Channel:  Risk Parity Radio - YouTubeSupport the show

In this episode we celebrate our latest patron Jake, announce our latest YouTube Tutorial, and then get to some emails from Ben, Andy and Keith, where we discuss accumulation portfolios and transitions, Andy's mania for Risk Parity Radio NFTs and what to do about ONL.  Then we finish up with our weekly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity Radio and look at the textbook performance of treasury bonds on Friday.Additional Links:New Tutorial on Portfolio Visualizer Backtester:  Portfolio Visualizer Ticker Symbol Backtester Tutorial - YouTubeNew Crypto Access at Interactive Brokers:  Trade Crypto for Less Coin | Interactive Brokers LLCRisk Parity Radio NFTs at Opensea!:  Risk Parity Radio - Collection | OpenSeaSupport the show

In this episode we answer emails from Stephen, James, Randy and David.  We address a proposed 70/20/10 portfolio construction, rebalancing UPRO/TMF portfolios, portfolio constructions with trading strategies, and potential future rants.  Then we discuss our NFT experiment, what you might consider for Giving Tuesday and Lessons and Carols.Links:Stephen's Interview of Me:   ‎Superb Diamond Range: Frank Vasquez of Risk Parity Radio (The Financial Series) | #49 | Risk Parity Investing | podcast | superb diamond range on Apple PodcastsGold Episodes:    Podcast #12 and Podcast #40| Risk Parity RadioPortfolio Charts Portfolio Analyzer:   MY PORTFOLIO – Portfolio ChartsRandy's website:  Dual Momentum SystemsBias-Variance Dilemma Episode:  Podcast #49| Risk Parity RadioMoney For The Rest Of Us BITO Episode:  Should You Invest in a Bitcoin ETF? | Money For The Rest of UsPolygon Network Links:  Polygon Father McKenna Center Giving:   Donate - Father McKenna CenterFather McKenna Center Lessons and Carols Program:   Lessons and Carols - Father McKenna CenterSupport the show

In this episode we answer emails from Anderson, Brad, David, Ana and Christy.  We discuss I-bonds vs. TIPS, John Kimble, Portfolio Builder, Steve Van Metre and new-fangled ETFs, and Uncle Frank's advice to newer investors.  Then we finish up with our weekly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity RadioAdditional Links:I-Bonds vs. TIPS Article:  I Bonds vs. TIPS: What’s the best bet for inflation protection? | Treasury Inflation-Protected Securities (tipswatch.com)I-Bonds Episode:  Podcast Episode #93 | Risk Parity RadioOne of the TIPS Episodes:  Podcast Episode #78| Risk Parity RadioPortfolio Builder Sensational Video From April 2020:  Greatest Stock Crash In History Ahead Build This Portfolio ASAP - YouTubeMeb Faber Podcast Re Levered Risk-Parity Style Portfolios (re-labelled "Return Stacking"):  Episode #368: Rodrigo Gordillo & Corey Hoffstein, “You Now Get To Have Your Beta Cake While Eating Your Alpha Too" - Meb Faber Research - Stock Market and Investing BlogSupport the show

In this episode we, ahem, "address" a recent attempt by Morningstar to predict the future returns and performance of markets for the next 30-40 years using a bag of crystal balls and their conclusions about safe withdrawal rates.Links:  The Report in Question:  State-of-retirement-income.pdf (morningstar.com)The Data They Should Have Been Using:  Diversification_Landscape_033021v2.pdf (morningstar.com)The Track Record Of These Methodologies According To Morningstar:  Your Forecasts for Stock and Bond Returns  (2011)| MorningstarAnd a nice tax advisor:  The FI Tax Guy (Sean Mullaney)– Tax, Financial Independence, and FunSupport the show

In this email we answer emails from John, Gary, Chuck, PJ, Dave and Brandon.  We discuss crystal-ball-laden  catastrophes, modern alternative asset fund opportunities, help with the Portfolio Visualizer calculators, my recent absence, my lack of written output, Roth 401k and IRAs.Links:Big Ern Sequence of Return Series #34 and Comments:  Using Gold as a Hedge against Sequence Risk – SWR Series Part 34 – Early Retirement NowEpisode 40 re Gold:  Podcast #40 | Risk Parity RadioEpisode 70 re CAPEd Crystal Balls:  Podcast #70 | Risk Parity RadioGary's Links to Private Alternative Asset Funds:  Hedonova and https://orthogonalglobal.comChuck's Older Fund Identifications for Portfolio Visualizer:  . NAESX - Small Cap;  VFITX - Intermediate Treasuries;  VUSTX - Long Term Treasuries; VFINX - S&P 500; and ^gold - Gold. Sector Funds:  FSUTX - Utilities; FSRBX - Banks; FIDSX - Financial Services; FRESX - REIT; FSPHX - Healthcare; FIREX - Intl. Reit; FSDPX - Materials; FCYIX - Industrials; FSENX -Energy; FDFAX - Consumer Staples; FSCPX - Consumer Discretionary; and FSPTX - Tech.Portfolio Visualizer Asset Backtester:   Backtest Portfolio Asset Class Allocation (portfoliovisualizer.com)Support the show

In this episode we answer a trifecta of questions from Christopher and emails from JonB and Value Stock Geek.  We discuss accumulation, dollar-cost averaging, a Bridgewater paper, calculating withdrawals from the sample portfolios and the Weird Portfolio.And then we go to our weekly and monthly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity RadioAnd then we crawl back in the morass of our NFT experiment.Additional links:Bridgewater Paper from Episode 49:  2009.12 AW Info Pack.doc (granicus.com)Kitces Four Phases of Investing Article:  The Four Phases Of Saving For Retirement (kitces.com)Bogleheads Tool and Data:  Simba's backtesting spreadsheet [a Bogleheads community project] - Page 25 - Bogleheads.orgValue Stock Geek Portfolio:  The Weird Portfolio. How To Avoid Bubbles, Limit Drawdowns… | by Value Stock GeekOpensea Polygon Transfer Instructions/Links:  How do I find my funds on Polygon? – OpenSeaEconoMe Conference:  EconoMe Conference - Nov 13th & 14th, 2021Support the show

Listeners dive into the world of leveraged all-weather portfolios, weighing their pros and cons against conservative strategies. Brookfield Infrastructure Partners is hailed as a compelling REIT alternative for diversification. The discussion then shifts to the complexities of closed-end funds and the Global Asset Allocation fund's performance challenges. Finally, there's an exploration of the hurdles in purchasing NFTs, including understanding pesky gas fees and platform differences to avoid scams.

In this episode we start by answering emails from Melanie, David, Jeffrey and Richard about Schwab ETF alternatives, Mary Mary, the financial podcasts I listen to, sector and other stock funds in the context of the Holy Grail and Macro-Allocation Principles, leveraged bond funds and the whys of the bonds we use in the sample portfolios.  One additional excellent personal finance podcast I neglected to mention is The Earn & Invest Podcast (earnandinvest.com) with Doc G.Then we roll out some Risk Parity Radio NFTs (non-fungible tokens), which you may acquire through the support page of the website at Support | Risk Parity Radio or here: Risk Parity Radio - Collection | OpenSeasAfter that we go to our weekly and monthly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity RadioAdditional links:Flight to Safety Research Paper About Treasuries:  delivery.php (ssrn.com)Our Three Principles of Portfolio Construction:  Episode 7 | Risk Parity RadioREIT Funds Episodes:  Episode 19 | Risk Parity Radio and Episode 21 | Risk Parity RadioUtilities Funds Episode:  Episode 27 | Risk Parity RadioPreferred Shares Fund Episode:  Episode 9 | Risk Parity RadioSupport the show

Topics include analyzing risk-reward metrics, corrections to SWAN modeling, using asset class analyzers, 'bracketed rebalancing', adding gold to portfolios, and examining the bond breakdown of NTSX.