Risk Parity Radio

In this episode we answer emails from Julie, Pat, Craig, Chris and Matt, in which we discuss the Retirement Spending Calculator at Portfoliocharts, leveraged portfolios and ETFs in taxable and tax-protected accounts, crypto-fund alternatives, risk parity research and articles, and asset location in Roth vs. taxable.  And THEN And then we go to our weekly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity RadioAdditional Links:The Retirement Spending Calculator Tutorial is here (added November 2):   Retirement Spending Calculator Tutorial - YouTubeRetirement Spending Calculator:  RETIREMENT SPENDING – Portfolio ChartsChooseFI/M1 Experimental Risk Parity Portfolio:   M1 Pies: Manage and Optimize Your Portfolio Like a Pro (choosefi.com)Kiplinger Article Re 11 Crypto-Funds:  11 Bitcoin ETFs and Cryptocurrency Funds You Should Know | KiplingerEpisode 5 and Links to Articles:  Podcast 5| Risk Parity RadioEpisode 7 and Links to Videos:  Podcast 7| Risk Parity RadioAQR Risk Parity Article:  Understanding Risk Parity (aqr.com)Bridgewater Site:  Research & Insights — Bridgewater AssociatesBonus Panagora Article from earlier episode:  PanAgora-Risk-Parity-Portfolios-Efficient-Portfolios-Through-True-Diversification.pdfEpisode 93 re I-bonds:  Podcast 93 | Risk Parity RadioTreasury Direct Website:  Individual - Buying Series I Savings Bonds (treasurydirect.gov)Support the show

In this episode we address the seemingly intentional friction imposed by the financial services industry preventing us from moving our own retirement accounts around.  Then we tackle emails from Jay, Andrew, Dave (x2) and Justin about Vanguard funds, Mel Brooks and quadruple-witching days, cockroach portfolios and the bias-variance dilemma, and modelling low-volatility funds.Partial list of useful Vanguard ETFs:Total Market:  VTILarge Cap Growth Stocks:  VUGSmall Cap Value Stocks:  VIOV or VBRREITs:  VNQ and VNQI (International)Utilities:  VPULong-Term Treasury Bonds:  VGLT and EDV (extended duration)Intermediate-Term Treasury Bonds:  VGITShort-Term Treasury Bonds:  VGSHThere do not appear to be any good Vanguard fund options for investing in gold, commodities, preferred shares, volatility, crypto-currency-related assets or leveraged stock and bond funds.Morningstar Long View Podcast with Rick Bookstaber:  Rick Bookstaber: Avoiding Complexity Is 'Risk 101' | MorningstarAnalysis of commodities fund COM:  Podcast 99| Risk Parity RadioRisk vs. Uncertainty Discussions:  Podcast 64| Risk Parity Radio and Podcast 66| Risk Parity RadioThe Bias-Variance Dilemma:  Podcast 49| Risk Parity RadioSupport the show

In this episode we answer questions from Joel, Javen, Bradley and Brian.  We discuss leveraged portfolios, GOLD, the BTAL episode, accumulation portfolios, brokerage comparisons and how we calculate the returns on our sample portfolios.And THEN And then we go to our weekly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity RadioAdditional links:Portfolio Visualizer Analysis of Joel's Portfolio:  Backtest Portfolio Asset Allocation (portfoliovisualizer.com)Bonus "Not an Improvement" Video Clip from Joel:  YARN | that's not an improvement | Homestar Runner Strong Bad Trogdor | Video clips by quotes | f27b57a5 | 紗Portfolio Charts Portfolios Page:  Portfolios – Portfolio ChartsSupport the show

In this episode we analyze the Amplify Black Swan Growth & Treasury Core ETF, ticker symbol SWAN, using David Stein's Ten Questions to Master Investing, which are:1.  What is it?2.  Is it an investment, a speculation, or a gamble?3.  What is the upside?4.  What is the downside?5.  Who is on the other side of the trade?6.  What is the investment vehicle?7.  What does it take to be successful?8.  Who is getting a cut?9.  How does it impact your portfolio?10.  Should you invest?Additional Links:SWAN FAQ:  Amplify_SWAN_faqs.pdf (amplifyetfs.com)SWAN Prospectus:  https://www.amplifyetfs.com/Data/Sites/6/media/docs/swanpartf.htmSWAN Review Article:  SWAN - A Review of the Amplify BlackSwan ETF for Downturns (optimizedportfolio.com)Analysis of Synthetic SWAN vs Levered Golden Ratio Portfolio:  Backtest Portfolio Asset Allocation (portfoliovisualizer.com)Analysis of Synthetic SWAN vs. SWAN-based Levered All Weather Portfolio:  Backtest Portfolio Asset Allocation (portfoliovisualizer.com)The NTSX Episodes are Episodes 59 and 61.RPR Sample Portfolios:  Portfolios Page | Risk Parity RadioSupport the show

This podcast covers topics such as long-term treasury bond funds and STRIPS funds, a Ray Dalio article about bonds, Iowa's Field of Dreams, and weekly portfolio reviews. The episode also explores alternative ETFs, discusses listener emails, investment advice, and asset class performance analysis.

In this episode we answer emails from Ralph, Justin, Rikki, Dan, Anderson and Phil.  We address, dividends, bonds vs. bond funds, portfolio visualizer vs. portfolio charts, a PIMCO bonds correlations paper, ideas from Dan, and the Hedgefundie portfolio (again).Links:The PIMCO Stock-Bond Correlation Paper:  displaydocument.ashx (pimco.fi)Dan's Blog:  KEEP INVESTING $IMPLE, $TUPID! | But not simpler than it needs to be! (keepinvestingsimplestupid.com)Experimental Leverage Risk-Parity Portfolio At ChooseFI/M1:  M1 Pies: Manage and Optimize Your Portfolio Like a Pro (choosefi.com)Support the show

In this episode we answer four emails from Dave, or Zanzibar Buck-Buck McFate if you prefer.  We address foolish consistencies and conflicts of interest, the reason we have sample portfolios, interest rate hysteria and Vanguard's VPGDX fund.  And then we go to our weekly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity RadioAdditional Links:Contents of VPGDX:  VPGDX - Vanguard Managed Allocation Fund | VanguardAnalysis if VPGDX vs. Golden Butterfly vs. Golden Ratio:  Backtest Portfolio Asset Allocation (portfoliovisualizer.com)Support the show

In this episode we analyze the AGFiQ  US Market Neutral Anti-Beta Fund ETF, ticker symbol BTAL, using David Stein's Ten Questions to Master Investing, which are:1.  What is it?2.  Is it an investment, a speculation, or a gamble?3.  What is the upside?4.  What is the downside?5.  Who is on the other side of the trade?6.  What is the investment vehicle?7.  What does it take to be successful?8.  Who is getting a cut?9.  How does it impact your portfolio?10.  Should you invest?This fund analysis was suggested/requested by listener Javen S.Additional Links:BTAL Fact Sheet:  AGFiQ U.S. Market Neutral Anti-Beta Fund - - Fund ProfileBTAL Prospectus:  AGFiQ Annual ProspectusBTAL Correlation Matrix:  Asset Correlations BTAL (portfoliovisualizer.com)Backtest Golden Butterfly Portfolio Example:  Backtest GB Portfolios (portfoliovisualizer.com)Backtest Golden Ratio Portfolio Example:  Backtest GR Portfolios (portfoliovisualizer.com)Backtest Leveraged Portfolios Examples:  tinyurl.com/8t62zjhkSupport the show

In this episode we answer questions from Greg, David, Chris, Rikki and John-Michael.  We discuss the "Weird Portfolio", do a Vanguard Life-Strategy Funds comparison, using a risk-parity style portfolio for intermediate needs, alternative allocations and related tax issues, treasury bonds, emerging markets funds and tax-advantaged transactions, and the Experimental Risk Parity Lever portfolio at ChooseFI and M1.Links:Weird Portfolio Article:  The Weird Portfolio. How To Avoid Bubbles, Limit Drawdowns… | by Value Stock GeekWeird Portfolio vs. Golden Butterfly vs. Golden Ratio comparison:  Backtest Weird Portfolio Vanguard Moderate Life Strategy vs. Golden Butterfly vs. Golden Ratio comparison:  Backtest Vanguard Moderate Life Strategy Episode 27 re Utility Funds:  Podcast 27 Episode 9 re Preferred Shares Fund PFF:  Podcast 9 Episode 31 re RPAR:  Podcast 31 Optimized Portfolios Article re Leveraged ETFs:  What Is a Leveraged ETF . . .?Experimental Risk Parity Lever M1 PSupport the show

In this episode we answer emails from Bob, Zahir, Melanie, Pat and Rob.  We address sound effects, strange voices, analyzing leveraged investments, test-driving risk-parity portfolios, selling bad investments in individual stocks, small-cap value stock investments over time and balancing safe/perpetual withdrawal rates vs. projected drawdowns.Then we go to our weekly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity RadioAdditional Links:Episode 111 Notes Page:  Podcast Episode 111 | Risk Parity RadioPortfolio Charts Golden Butterfly Analysis:  Golden Butterfly – Portfolio ChartsRisk Parity Ultimate Restructuring Episode And Analysis Notes:  Podcast Episode 109 | Risk Parity RadioSupport the show