Risk Parity Radio

In this episode we answer emails from Alexi (a/k/a "the Dude"), MyContactInfo and James.  We discuss a couple new ETFs, CAOS and AHLT, follow up on earlier discussions about retirement calculators and investing in long term treasury bonds (VGLT and EDV).And THEN we our go through our weekly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity Radio.Additional links:CAOS on Morningstar:  CAOS – Alpha Architect Tail Risk ETF – ETF Stock Quote | MorningstarKhan Academy link -- Geometric Sums:  Finite geometric series word problem: mortgage (video) | Khan AcademyRisk Parity Chronicles Article on Long Treasuries:  The Long Bond Apocalypse (riskparitychronicles.com)Yours Truly on "Catching Up to FI":  044 | Sponge Bob and Drawdown Strategies | Frank Vasquez - YouTubeSupport the show

In this episode we answer emails from Mark, Mark and Cody.  We discuss what first Mark learned by investigating JEPI, the history of investing in gold over the past 100 years and how that may affect the data, and potential data limitations in Portfolio Visualizer on very long Monte Carlo simulations.Bonus Links:The Mysterious London Gold Pool:  London Gold Pool - WikipediaGold Mining Shares In the Great Depression:  Gold Stocks Were Financial Saviors During The 1930s | Gold Eagle (gold-eagle.com) Support the show

In this episode we answer questions from BuilderMan, Drew and MyContactInfo.  We discuss how to incorporate farmland and other illiquid, income-producing assets in retirement expense planning, the perilous process of trying to manage a portfolio based on expert picks -- here, Ray Dalio -- and why venture capital may not be so smart.And then we discuss the new Risk Parity Chronicles Monthly Roundup and a rebalancing of the Accelerated Permanent Portfolio sample portfolio.And we sing the Iowa Corn Song!Links:Gladstone LAND ETF:  LAND - Gladstone Land Corp Chart - NASDAQ | MorningstarRay Dalio Article About Cash:  (24) The Thinking Behind Why Cash Is Now Good (and not Trash) | LinkedInAswath Damodaran Blog Article on Venture Capital:  Musings on Markets: Putting the (Insta)cart before the (Grocery) horse: A COVID Favorite's Reality Check! (aswathdamodaran.blogspot.com)Risk Parity Chronicles Risk Parity Roundup:  Risk Parity Roundup: October 2023 (riskparitychronicles.com)Support the show

In this episode we answer questions from Jeff, Geordi and Eames.  We discuss wrangling with a Fidelity advisors and assorted salespeople, the difference between naïve or static portfolio construction versus using crystal balls for that purpose, a modified Golden Ratio-style portfolio, the pitfalls of buy-write funds like JEPI and BALI and a small issue with the website.And THEN we our go through our weekly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity Radio.Support the show

In this episode we answer emails from MyContactInfo, Kyle and Eric.  We discuss the pitfalls of retirement tools with help from Newman,  Bob Ross and a contribution question and our old semi-nemesis, TIPS.Link:Bill Bernstein TIPS Ladder Article:  Riskless at Age 104 - Articles - Advisor PerspectivesSupport the show

In this episode we answer emails from Dave and Kanembou (from Chad).  We discuss the ins and outs of various data sets (as opposed to crystal balls), choosing a portfolio based on aggressiveness or conservativeness, related safe withdrawal rate issues and Donor Advised Funds.And THEN we our go through our weekly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity Radio.Additional links:Portfolio Charts Portfolio Matrix Tool:  PORTFOLIO MATRIX – Portfolio ChartsEarly Retirement Now Toolbox:  An Updated Google Sheet DIY Withdrawal Rate Toolbox (SWR Series Part 28) - Early Retirement NowSupport the show

In this jam-packed episode we answer questions from Luke, Ethan, and Garry.  We discuss a modified Golden Butterfly portfolio, some meta-withdrawal strategy ideas and concepts, a process for deciding what to do with oneself, small-cap vs. small-cap value investments, some esoteric international tax issues and the new QQQY gambling problem fund.  And throw in some Tom Waits to boot.Links:Portfolio Charts Portfolio Matrix Tool:  PORTFOLIO MATRIX – Portfolio ChartsFive Regrets of the Dying:  The Top Five Regrets of the Dying - WikipediaStephen Kotler "Flow" Video -- Short Version:  How to enter ‘flow state’ on command | Steven Kotler for Big Think - YouTubeEthan's International Tax Article:  Nonresident alien investors and Ireland domiciled ETFs - BogleheadsQQQY Summary Prospectus:  Microsoft Word - qqqy_497k-091523.docx (defianceetfs.com)Support the show

In this episode we answer an email from Jeffrey about the "4% Rule".  We discuss its origins, its three parameters (portfolio construction, time frame, and withdrawal mechanism), how it works, what it means and doesn't mean, its uses and misuses and how to make adjustments to improve your own outcomes.And THEN we our go through our weekly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity Radio.   We have a rebalancing of the Levered Golden Ratio portfolio.Additional links:Bill Bengen's Original 1994 Safe Withdrawal Rate Paper:  FPA Journal - The Best of 25 Years: Determining Withdrawal Rates Using Historical Data (financialplanningassociation.org)2022 Morningstar Report on Withdrawal Strategies:  Six Retirement Withdrawal Strategies that Stretch Savings | MorningstarRisk Savvy Video Lecture:  Risk Savvy: How to Make Good Decisions - YouTubeBias-Variance Dilemma Dartboard Explanation (also listen to Episode 49 of this podcast):  WTF is the Bias-Variance Tradeoff? (Infographic) (elitedatascience.com)Support the show

In this episode we answer emails from Brown, Justin, MyContactInfo and an Anonymous Trending Value Investor.  We discuss investing in baskets of property & casualty insurance companies for effective diversification, what's happening at Risk Parity Chronicles, general thoughts about brokerages for DIY investors and an assortment of leveraged momentum-based strategies.Links:  Walk4McKenna:  Walk4McKenna - Father McKenna Center KBWP Portfolio:  KBWP – Portfolio – Invesco KBW Property & Casualty Ins ETF | MorningstarPortfolio Visualizer of KBWP vs. Direct Indexes:  https://tinyurl.com/4sfh3s49Risk Parity Chronicles:  Risk Parity ChroniclesAVGV Article:  AVGV ETF Review - Avantis All Equity Markets Value ETF (optimizedportfolio.com)Swedroe Article on Diversification:  How to think differently about diversification | TEBI (evidenceinvestor.com)Anonymous Factor Regression Analysis:  https://tinyurl.com/2vymptuzAnonymous Portfolio Analysis:  https://tinyurl.com/yzcwazdyTrending Value Blog Post:  100% Factor Focused Equities vs Diversification Reigns Supreme (pictureperfectportfolios.com)Support the show

In this episode we answer emails from Owen, Jeff and Will.  We discuss the commonly believed misinformation about TIPS, the ins and outs of quality dogs and investing principles, and talk about backtesting data and how it is used and misused.And THEN we our go through our weekly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity Radio.   We have a rebalancing of the Levered Golden Ratio portfolio.Additional links:Bloomberg Presentation on How Various Assets Perform in Inflationary Environments:   MH201-SteveHou-Bloomberg.pdf (markethuddle.com)Market Huddle Video discussing Bloomberg Presentation:  To Survive Disasters, You Need Smiles (guest: Steve Hou) - Market Huddle Ep.201 - YouTubeRisk Parity Chronicles series on TIPS:  Eight Observations About TIPS (riskparitychronicles.com) Bill Bernstein TIPS Ladder Article:  Riskless at Age 104 - Articles - Advisor PerspectivesWalk4McKenna:  Walk4McKenna - Father McKenna CenterSupport the show