Risk Parity Radio

Learn how to educate an 11-year-old about investing with strategies like the golden butterfly and golden ratio portfolios. Discover the benefits of starting early to build personal finance skills. The discussion also dives into enhancing traditional portfolios with return stacking and the implications of recent updates to the Fama-French database. A lighthearted break is announced, inviting listener engagement while teasing future surprises. It's an insightful mix of child-friendly investing and critical finance discussions!

In this episode we answer emails from Steven, Kaleb and Reynolds.  We discuss a levered small cap fund (SAA), short-term cash management and related ETFs, and how to compare and use bond funds of differing durations.And THEN we our go through our weekly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity Radio.Additional links:ETF Database -- Ultra Short Term Bond Funds:  The Web's Best ETF Screener | ETF Database (etfdb.com)Morningstar Article on BOXX:  BOXX ETF Promises T-Bill Returns Without Taxable Income | MorningstarMorningstar Analysis of IEF:  IEF – Portfolio – iShares 7-10 Year Treasury Bond ETF | MorningstarKitces Re-balancing Article:  Optimal Rebalancing – Time Horizons Vs Tolerance Bands (kitces.com)Support the show

In this episode we answer emails from Mark, Casey, and Kyle.   We discuss transitioning from a drecky complicated Personal Capital/Empower portfolio to a simple risk-parity style portfolio, the song "Anchorage", and Sam Kinison's take on an IUL policy.Links:Father McKenna Center Donation Page:  Donate - Father McKenna CenterMark's Portfolio Analysis:  Backtest Portfolio Asset Class Allocation (portfoliovisualizer.com)Testfol.io Analysis of Mark's Portfolio:  testfol.ioLarry Kennedy Album on Spotify:  Everybody Knows - Album by Larry Kennedy | SpotifyAndy Panko's Insurance Playlist:  Insurance - YouTubeSupport the show

Financial commentator Mike Green discusses concerns about index fund trends potentially impacting market stability. The podcast also dives into the cult classic 'Road House,' Larry Swedroe's unique portfolio strategies, college savings, and risk management strategies for DIY investors.

Topics discussed include finding a lawyer, extended term bond funds, gold ETFs, and how ETFs are constructed. Insights on specialized legal representation, performance of VGLT and EDV, various gold ETFs, and differences between ETFs and hedge funds.

Topics include predicting interest rates, fallacious reasoning, levered inverse treasury bond funds, and target date fund glide paths. The episode discusses managing volatility, skepticism towards long term bonds, and the unpredictability of the stock market.

Topics include Portfolio Charts matrix and metrics, analysis of Cockroach portfolio approach, timing 401k to IRA transfer, reasons for keeping traditional IRAs, and weekly portfolio reviews of sample portfolios

In this episode we talk about some recent unfavorable changes to Portfolio Visualizer, have a look at a new backtesting tool, and then get back at it with emails from James, Andrew, Phil and Frodo.  We discuss how flexible withdrawal strategies improve safe withdrawal rates and how we use them as a fail-safe or backstop to our 3-1-1 plan, options for financing buying a house, a funny Avengers video and transitioning grandma's 19-fund portfolio to something simpler and better.Links:Rob Berger Video re Portfolio Visualizer:  Navigating Portfolio Visualizer's New Design and a Free Alternative (youtube.com)Testfol Backtester with A Sample Analysis:  testfol.ioMorningstar Report re Variable Withdrawal Strategies:  Six Retirement Withdrawal Strategies that Stretch Savings | MorningstarPortfolio Charts Variable Withdrawal Calculator:  Retirement Spending – Portfolio ChartsPhil's Video:  Introducing NOW internet (youtube.com)Big ERN Article Re Cederburg Paper:  100% Stocks for the Long Run? - Early Retirement NowSupport the show

Discussing national debt apocalypse theories, debunking bad data analyses, exploring umbrella insurance benefits. Detailed portfolio reviews of sample portfolios and a temporary hiatus announcement for personal reasons.

Topics discussed include the 5% withdrawal rule for financial planners, financial independence, preferred shares fund PFF, a proposed portfolio, and managing portfolio check-ins to avoid insanity. Humorous responses to negative reviews and listener emails add entertainment to the episode.