The Curve

🌟 WATCH THIS EPISODE ON YOUTUBE 🌟It’s not the most romantic topic - but it is one of the most important. In this episode, Soph and Vic sit down with licensed financial adviser and author Helen Baker to talk about what really happens when a relationship ends - emotionally, practically, and financially. Whether you’re navigating a split, supporting a friend through one, or just want to make sure your future self is protected, this conversation is packed with essential info. Helen walks us through the key financial steps to take before and after a separation, what to do if you're suddenly left picking up the pieces, and why being informed doesn’t mean being pessimistic - it means being empowered. You’ll learn about asset splitting, the importance of financial visibility, and how to set yourself up to thrive after a major life shake-up. This episode is all about giving you the tools to feel confident, calm and in control - no matter what life throws your way.On Your Own Two Feet: https://onyourowntwofeet.com.au/Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF ⁠⁠⁠here.⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

With Vic off the grid (literally) on a Greek island, Soph calls in some brilliant backup - enter first-time podcaster Sophie G, a financial whizz and all-round legend. The duo dives into the unexpected fallout (or lack thereof) from Trump’s tariffs, why Ozempic-maker Novo Nordisk just lost billions (lol ouch), and what Denmark’s retirement age hike says about your financial future. Oh, and there’s also a juicy story about a prenup gone rogue (Simon wants how much for flights?!). Plus, we celebrate the Lionesses’ win and the unstoppable rise of women’s sport. GO THE GIRLS!⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

🌟 WATCH THIS EPISODE ON YOUTUBE 🌟Emily’s back from Europe with a stolen backpack, a £500 fine, and a newly converted love for travel insurance (turns out it isn’t just a scam after all). Meanwhile in the finance world, meme stocks are doing the rounds again - meet the DORKS (yes, that’s what they’re calling them) and why everyone’s suddenly investing in Krispy Kreme, Rocket, and GoPro like it’s TikTok for stocks. We also explore how unusual banking behaviour could be an early sign of dementia, why Starbucks’ CEO is earning 6,000 times more than your local barista (yes, really), and which country officially ranks as the richest in the world right now. Hint: it’s chilly, efficient, and very into recycling.👉 Sign the petition to support safer online spaces for youth👉 Chloe Swarbrick ep⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

We weren’t sure if we should release this episode. Some told us it wasn’t appropriate, others said it was exactly the conversation we need right now. And honestly… both sides make a good point.In this wide-ranging chat with politician Chlöe Swarbrick, we dig into the uncomfortable stuff - dogmatism (we’ll explain, don’t worry), capitalism, inequality, power, and why politics often feels like an exhausting mess. Chlöe breaks down how the systems around us shape everything from the price of electricity to who gets heard (and who doesn’t), and why staying out of politics doesn’t mean politics stays out of your life.This episode doesn’t have all the answers, but it will make you think - and probably text your group chat afterwards. If you’ve ever felt politically lost, financially frustrated, or just sick of the noise... this one’s for you.Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF ⁠here⁠: https://manage.kmail-lists.com/subscriptions/subscribe?a=RkwjHW&g=Uvwei5⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

It’s our last week UNEDITED (promise). Emily’s back next week thank goodness. Please excuse any brain farts, or unusually long tangents in this one... The first 20 minutes are not your usual headlines. Soph shares a personal realisation that led her to book a very last-minute flight to Turkey, if you want to skip straight to the headlines, head to 20:00.This week in money news:💸 Crypto is soaring - what’s behind the latest spike?☕ Coffee prices might be going up (crying)🌮 And the investing trend everyone’s watching: TACO (spoiler: not snack-related)Want to get ahead of the curve with investing ideas that we don't talk about on the pod? Join us inside ⁠⁠⁠The Investing Club⁠⁠⁠.And if you want to leave us a voice message - you can on The Curve Hotline! 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Today we are joined by the amazing Tegan Yorwarth - radio host, proud Māori wāhine, and lowkey money mastermind for our second instalment of The Property Podcast - in partnership with BNZ! In this conversation, we spoke to Tegan about how she bought her first house before 30 - while working in one of the most unstable industries out there. We chat about growing up with a scarcity mindset, the thrill (and trauma) of auctions, how she tricks herself into saving, and why she used to send her money to her mum to stop herself spending it (genius). Plus, we cover what it's like being a Māori woman navigating wealth-building, the pros and cons of dating a spender, and why true wealth is... sleeping in on a Monday, not buying a jet ski.We’re proud to be partnering with BNZ, because no two journeys to home ownership are the same. BNZ’s home loan experts are there to help you navigate the process with confidence - from search to signing. To learn more, head here  👉 bnz.co.nz/homeloanpartners⁠⁠⁠⁠⁠.BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.

This week on The Curve Weekly, we’re doing things a little differently - no edits, no cuts, just the full unfiltered conversation. From Nvidia’s mind-blowing $4 trillion milestone (yes, trillion) to Wimbledon’s £53.5 million prize pool and the financial legacy of Venus Williams, we’re unpacking all of this weeks money headlines. We’re also diving into why interest rates are pausing, what Nutella’s parent company is buying now, and how the cost of climate change is creeping up faster than you might think. If you’ve ever been curious as to what goes on behind the scenes, you’ll enjoy this one.Want to check out the Honeybloom necklaces we mention in this podcast? Here is the link!⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Welcome to our New York miniseries! Soph was in the states not too long ago and was lucky enough to sit down with the incredible Caitlyn Kumi, founder of Miss Empowher, Forbes 30 Under 30 honouree, and an all-around powerhouse. Caitlyn opens up about growing up Ghanaian-American, dealing with wildly inappropriate career advice from men in suits which became the catalyst for building her now global community of confident, empowered women.They talk about the emotional side of money and how that stems into relationships, why confidence (not just credentials) can be your biggest asset, and the actual financial red flags to look out for when dating. From managing your finances to managing your mentors (yes, there’s a whole strategy), Caitlyn shares - this episode is perfect for someone looking for career + money motivation. ________________Follow Caitlyn KumiInstagram TikToc Miss Empowher Buy her book________________Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF ⁠⁠⁠here⁠⁠⁠. You're welcome in advance.________________BePure is your go-to for immune health this winter. Whether you’re already sniffling or just prepping to dodge the seasonal lurgy, check out their Immune Essentials Bundle: three hero products, delivered monthly, and 20% off exclusively for The Curve community. ⁠⁠⁠⁠⁠Grab the bundle here⁠⁠⁠⁠⁠ (discount auto-applied, no faffing required).________________WTF Does That Mean? A Guide to All the Jargony BitsMentorSomeone you go to for guidance and advice based on their own experience.CoachGives you practical, step-by-step advice and feedback to help you level up specific skills.ConnectorThe friend with the Rolodex—makes intros, links you with helpful people, and opens doors.StrategizerHelps you map out your goals and figure out the best moves to get there.SponsorA powerful advocate who champions you behind closed doors, think: putting your name forward for opportunities.Financial InfidelityWhen someone hides or lies about money matters in a relationship, like secret spending or hidden debt. Big yikes.Waist BeadsTraditional accessories worn around the waist or hips, often used in West African cultures for confidence, femininity, and body awareness.High-Yield Savings AccountA savings account that earns more interest than your basic one—perfect for building up that emergency fund.Index Fund (e.g. S&P 500)A type of investment that tracks a broad group of companies. Less risky, more chill. Great for long-term investing.Emergency FundA stash of cash (usually 3–6 months of expenses) to cover unexpected life curveballs like job loss or surprise vet bills.Personal Finance is PersonalA running theme of this ep—aka there’s no one-size-fits-all. Your money strategy should fit your life.________________⁠⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠________________For more from The Curve:⁠⁠⁠⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Newsletter⁠⁠⁠________________Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Vic flies solo today, covering a wide range of money and market moments. From Jeff Bezos’s high-profile wedding (and the importance of prenups) to how women invest differently than men, there’s plenty to unpack.Vic also breaks down what an IPO is, why Figma’s filing is big news, and what it means for Adobe and the broader stock market. Plus, she touches on Australia’s new financial year and generous superannuation changes, Tesla’s slipping sales, Warren Buffett’s latest $6 million donation, and how Glastonbury might have pulled in a massive £80 million. It’s a fun, info-packed episode — no jargon, just clarity._______________________WTF Does That Mean? A Guide to All the Jargony BitsPrenup (Prenuptial Agreement): A legal contract signed before marriage that outlines how assets and finances will be handled in case of divorce.IPO (Initial Public Offering): The process where a private company offers its shares to the public for the first time.Superannuation (Super): A retirement savings scheme, especially prominent in Australia, where employers contribute to a fund on behalf of employees.Market Sentiment: The overall attitude of investors toward a particular security or the financial market as a whole.Dividend: A portion of a company's earnings paid to shareholders — not mentioned directly, but useful in investment discussions!________________⁠⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠________________For more from The Curve:⁠⁠⁠⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Newsletter⁠⁠⁠________________Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

In a thrilling new property series, Soph shares her incredible journey of making $122,000 in just six weeks. Listeners get insight into the tricky world of mortgage approval, especially for self-employed individuals. Personal anecdotes reveal the emotional ups and downs of buying a home. There's humor in navigating the auction process and the renovations that follow. The discussion also highlights the importance of diverse investment strategies and the power of resilience in overcoming personal hurdles.