The Curve

🌟 WATCH THIS EPISODE ON YOUTUBE 🌟What happens when your “dream first home” turns into the ultimate financial horror story? Enter Gabby, who found herself tangled in $700,000 of debt, a collapsing relationship, disappearing tenants, and the kind of stress that ages you a decade in six months. In this episode, she shares the rollercoaster of buying a property with her ex - from the excitement of auctions and shiny new builds to the gut-punch of surprise valuations and last-minute scrambles for tens of thousands of dollars. It’s brutal, it’s eye-watering, but it’s also packed with must-know lessons about contracts, worst-case planning, and why you should never assume property ownership is a simple path. Grab a wine (you’ll need it) and get ready to hear how Gabby turned her property nightmare into resilience, wisdom, and a story you won’t forget.📝 Read Gabby’s original blog hereWe’re proud to be partnering with BNZ, who know that home ownership isn’t a straight line. Sometimes life throws curveballs, and BNZ is all about supporting you through the hard stuff, not just the highlights. Whether you’re at the start of your journey or rebuilding after a setback, BNZ’s home loan experts have the tools and people ready to help you find a way.👉 To learn more, head here: bnz.co.nz/home-loan-partners-spotify-ep5BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.⁠⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Newsletter⁠⁠⁠Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

🌟 WATCH THIS EPISODE ON YOUTUBE 🌟Bitcoin billionaires are swapping airport queues for £80k charters (cool cool cool), while the rest of us are price-checking Skyscanner and pretending our carry-on will magically zip. We chat why luxury travel is booming for the crypto-rich, gold hitting record highs as everyone panic-cuddles a safe haven, Jet2’s very un-holiday update, and how a viral jingle, Sydney Sweeney’s American Eagle moment, and Gap’s 90s groove actually moved markets. Plus: Nestlé’s CEO scandal and the succession-plan shambles, Pepsi getting an activist knock at the door, and real-life travel hacks that don’t nuke your payday. Takeaways: new money changes old habits, leadership risk matters, fear lifts gold, timing kills flight costs.Sorry for the late drop but we hope it was worth the wait!!👉 JOIN THE CURVE INVESTING CLUB⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

🌟 WATCH THIS EPISODE ON YOUTUBE 🌟This week we’re diving into the engagement that shook both the charts and the stock market - yep, Taylor and Travis are officially on! From Krispy Kreme donuts to diamond stocks, Vic unpacks how one love story is moving billions. We also chat about Grindr’s surprising business pivot, whether Nvidia can keep bulking up the AI boom, and why boomers are quietly widening the generational wealth gap. Plus: Puma’s possible sale, Sophie’s singles party dilemma, and a curveball question involving sugar daddies and pineapple on pizza (spoiler: it’s a hard no).👉 JOIN THE INVESTING CLUB!Watch / Listen: How Sophie Actually Bought Her Investment PropertyWTF Does That Mean? A Guide to All the Jargony Bits:Prenup – A marriage contract about money.Market Cap – A company’s total value on the stock market.Shares / Stock – Tiny slices of a company you can own.Revenue – Money a company makes before expenses.AI Bubble – When AI hype risks popping like a balloon.Generational Wealth Gap – Boomers rich, millennials broke.ETFs – Bundles of shares in one handy package.Private Equity – Buying companies that aren’t on the stock market.Premium – Paying extra when buying a company.⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Know a small human? Cool - this one’s for you. Whether you’re a parent, godparent, auntie, uncle, or just someone who buys cute baby outfits on impulse, this episode is all about giving the kids in your life a serious financial head start (spoiler: it’s not another teddy bear). In this highly demanded episode, we unpack the power of investing for children - how even small, regular amounts can grow into life-changing money thanks to the magic of time and compound interest. We also dive into the when, how, and what to invest in, plus genius ways to teach kids the value of money without sounding like a boring textbook. Because nothing says “I love you” like an S&P 500 fund with their name on it.Link to the surveyWant the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF ⁠⁠⁠here.⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

🌟 WATCH THIS EPISODE ON YOUTUBE 🌟This week kicks off with Sophie’s birthday (!!) - complete with surprise cake, a video montage, and a pair of speed-dealer sunnies that may or may not become her new personality. But once the candles are blown out, we get into friendflation: the growing cost of weddings, hens’ weekends, and keeping up with your mates when every catch-up seems to come with a price tag. We also dig into Soho House being taken private, the frustrating reality that the gender pay gap starts as soon as you graduate, and launch our brand-new Ask the Curve segment - tackling your big money questions. Got any to add? Leave a comment and we’ll get back to you in the next episode!WTF Does That Mean? A Guide to All the Jargony Bits:Friendflation – When hanging out with mates drains your bank account.Going Private – Company leaves the stock market. No more public shares.Takeover – One company buys another.Hostile Takeover – The “we said no, they did it anyway” takeover.Drag-Along – Big investors sell, you’re dragged along too.Tag-Along – Big investors sell, you can join the sale.Short Sellers – Betting a stock will crash.Meme Stocks – Shares that go viral online.Gender Pay Gap – Men get paid more than women (yep, still).Roadshow – Company road trip to woo investors.⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

In part two of our chat with property coach Peter West, Sophie walks us through the real, messy, and surprisingly empowering process of pulling off her first BRRR deal - and making $125K in five weeks. From dodging catfish listings and surviving auction-day adrenaline, to underspending on renos (yes, really) and using equity to go again, this episode is full of gold for anyone dreaming of getting on the ladder. There’s talk of foam mattresses, flipping fails, rentvesting revelations, and one very smug WhatsApp group called ‘Property Moguls’.Keen to work with Pete or learn more about what he does? Fill in this quick form and we'll connect you: ⁠https://crtfumnrsp0.typeform.com/to/y5GyHMcLWe’re proud to be partnering with BNZ, because no two journeys to home ownership are the same. BNZ’s home loan experts are there to help you navigate the process with confidence - from search to signing.To learn more, head here 👉 ⁠https://www.bnz.co.nz/personal-banking/home-loans/mobile-mortgage-managersBNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

🌟 WATCH THIS EPISODE ON YOUTUBE. 🌟This week we’re kicking off with Vic’s childhood jazz ballet ambitions (complete with fake panting for dramatic effect) before diving into a very big week in tech. We unpack why Apple’s been oddly quiet on AI while quietly buying back billions in shares, what Perplexity’s $35B bid for Google Chrome even means, and why meme stocks like American Eagle can skyrocket for all the wrong reasons. Plus, the luxury brand–name-drop effect in music, Duolingo’s glow-up, Gregg’s woes, and why it’s definitely not too late to invest in AI.WTF Does That Mean? A Guide to All the Jargony Bits:Share Buyback – Company buys its own shares to boost value.Dividend – Cash thank-you to shareholders.Capital Gain – Profit from selling for more than you paid.Laggard – Company that’s falling behind.Meme Stock – Share hyped online, not by profits.Short Seller – Bets a share price will drop.Antitrust – Rules to stop companies getting too powerful.Spin-Off – Company splits off part into a new business.ETF – Bundle of shares in one go.AI Value Chain – Companies powering AI, not just building it.⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

🌟 WATCH THIS EPISODE ON YOUTUBE 🌟So… Sophie bought an investment property. But instead of chasing a dream home, she flipped the script and went full BRRR (that’s Buy, Renovate, Rent, Refinance, Repeat, btw). In this episode, we’re joined by property investor Peter West to unpack how this strategy works, why Soph teamed up with a flatmate she’d known for all of three weeks, and what rentvesting actually means (spoiler: yes, you can rent in the city and still own property). Whether you’re saving for a deposit or just nosy, this one’s for anyone rethinking the whole “get on the ladder” thing. And good news - Pete’s back next week to share exactly how they pulled it off, what the numbers looked like, and what they’d do differently.Keen to work with Pete or learn more about what he does? Fill in this quick form and we'll connect you: https://crtfumnrsp0.typeform.com/to/y5GyHMcLWe’re proud to be partnering with BNZ, because no two journeys to home ownership are the same. BNZ’s home loan experts are there to help you navigate the process with confidence - from search to signing.To learn more, head here 👉 https://www.bnz.co.nz/personal-banking/home-loans/mobile-mortgage-managersBNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

🌟 WATCH THIS EPISODE ON YOUTUBE 🌟This week we’re bringing you two sizzling investment ideas that are turning heads - one’s riding a tech-powered boom you’ve definitely felt, and the other’s making serious moves in how we get from A to B (no, not Tesla). We also unpack the $500B private company quietly overtaking SpaceX, why Warren Buffett stepping down has markets spooked, and how Elon Musk just scored himself another jaw-dropping payday. Plus: Spotify’s price hikes, BP’s mega oil find, and the usual dose of financial gossip you didn’t know you needed.JOIN OUR INVESTING CLUB HEREWatch the Annie Stafford (Ford Wardrobe) Youtube EpWTF Does That Mean? A Guide to All the Jargony BitsS&P 500 – Top 500 US companies. Big deal.Valuation – What a company’s worth (on paper).Private Company – Not on the stock market.Share Sale – Employees cashing in their shares.Buyback – Company buys its own shares.Price Inelasticity – Prices go up, we still buy.Data Centre – Giant buildings powering the internet.⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

🌟 WATCH THIS EPISODE ON YOUTUBE 🌟It’s not the most romantic topic - but it is one of the most important. In this episode, Soph and Vic sit down with licensed financial adviser and author Helen Baker to talk about what really happens when a relationship ends - emotionally, practically, and financially. Whether you’re navigating a split, supporting a friend through one, or just want to make sure your future self is protected, this conversation is packed with essential info. Helen walks us through the key financial steps to take before and after a separation, what to do if you're suddenly left picking up the pieces, and why being informed doesn’t mean being pessimistic - it means being empowered. You’ll learn about asset splitting, the importance of financial visibility, and how to set yourself up to thrive after a major life shake-up. This episode is all about giving you the tools to feel confident, calm and in control - no matter what life throws your way.On Your Own Two Feet: https://onyourowntwofeet.com.au/Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF ⁠⁠⁠here.⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.