The Curve

Part two of Meet the Founders. After Soph shared her money story, the requests for Vic's kept coming, so our Producer, Emily, and Digital & Social Manager, Lucy, sat her down for the full version.Vic takes us from selling her sister's clothes on Trade Me as a kid to choosing a South America trip over a job offer at Goldman Sachs, then starting out answering phones at Milford Asset Management. She shares the employee share offer she nearly turned down and what it grew into, what she learned as one of the only women in the room, and how her salary went from $45k to over $400k.Then it's on to The Curve. She talks about the friends who wouldn't stop telling her to start it, what raising money from investors was really like, her lowest point with money, and why she launched The Curve Investments. She also answers your community questions and gives her advice for anyone on the edge of a big decision.Watch Soph’s money story if you haven’t already! https://youtu.be/6NrkbtrC_Qg?si=U4dTbKku2I3XUwF0We're so proud to have created a fund shaped by you, The Curve community. To find out more, visit thecurveinvestments.co.nz.The Curve Investments Limited is the issuer and manager of The Curve Fund. The Product Disclosure Statement is available at thecurveinvestments.co.nz/pages/the-legal-stuff. The Curve Investments Limited is part of The Curve group, and the hosts of this podcast have an interest in it. This is general information only, not financial advice. Investing involves risk and returns aren't guaranteed. Credits:Hosts: Victoria Harris, Emily Rigby, and Lucy MunroProducer: Kate CallaghanEditor: Emily RigbySocial & Digital Manager: Lucy Munro⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline)For more from The Curve:⁠⁠⁠⁠⁠⁠⁠⁠Instagram:⁠⁠ https://www.instagram.com/thecurveplatform/?hl=enSubstack: https://thecurveplatform.substack.com/Website: https://thecurveplatform.com/The Curve Investments: https://thecurveinvestments.co.nz/⁠YouTube⁠⁠: https://www.youtube.com/channel/UCFT_HdjhtoRIwPTmQy2TNLw⁠TikTok: https://www.tiktok.com/@thecurveplatformChapters00:00:00 Coming up in this epsiode ...00:01:02 Intro00:04:02 Vic's relationship with money growin up00:09:05 Turning down Goldman Sachs 00:14:55 Working as a woman in finance00:30:00 Building The Curve 00:37:30 Your questions 00:45:30 Final advice00:48:59 Thanks for listening!00:49:19 Financial DisclaimerDisclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.!

Bumble was once worth US$14 billion. Now it’s being bought for US$1.3 billion and taken private, and the app built on women going first will be run by two men. Soph and Emma get into what went wrong, what happens to your shares when a company leaves the stock market, and why LVMH shares are down around 40% while Uniqlo keeps breaking records. Plus, is a Chanel bag ever really an investment?In case you missed our lab-grown vs natural diamonds episode … https://youtu.be/0qCN7Z1XFKM?si=KLlYJa-2hA5wu4LtThanks so much to Generate for making The Curve Weekly possible. Generate has a really impressive 10-year track record, to find out more about their performance click here: generatekiwisaver.co.nz/performance. But remember, a great track record doesn’t guarantee future returns! If you’d like to speak to an advisor, to see if Generate is right for you, you can book time with someone here: https://www.generatewealth.co.nz/curveCredits:Host: Sophie Hallwright & Emma-Louise BoyntonProducer: Kate CallaghanSocial & Digital Manager: Lucy Munro⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline)For more from The Curve:⁠⁠⁠⁠⁠⁠⁠⁠Instagram:⁠⁠ https://www.instagram.com/thecurveplatform/?hl=enSubstack: https://thecurveplatform.substack.com/Website: https://thecurveplatform.com/The Curve Investments: https://thecurveinvestments.co.nz/⁠YouTube⁠⁠: https://www.youtube.com/channel/UCFT_HdjhtoRIwPTmQy2TNLw⁠TikTok: https://www.tiktok.com/@thecurveplatformChapters00:00:00 Coming up in this episode …00:01:05 Generate x The Curve00:01:22 Are we Karen’s now?00:05:49 The Bumble Stumble00:30:18 Generate x The Curve00:30:54 Is Luxury dead?00:47:52 Thanks for listening!00:48:11 Financial disclaimerDisclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.Generate’s Product Disclosure Statement and Financial Advice Provider License can be found here: GenerateKiwiSaver.co.nz/disclosures.*Morningstar KiwiSaver Survey March Quarter End 2026. The Generate Focused Growth Fund returns have ranked in the top three of NZ Multi Sector Aggressive Category Funds for 10 year returns every quarter since becoming eligible in June 2023. Most recently the fund ranked 2nd out of 10 funds for 10 year returns to 31 March 2026.

Vic is officially back in New Zealand with big news: The Curve Fund is now live on Sharesies. She explains why September is so often a rough month for markets, the best analogy you’ll hear all year for how AMD became a trillion-dollar company without making a single chip, and why the company everyone should be watching isn’t Nvidia. Plus, how Warner Bros.’ CEO walked away with US$606 million after losing his job, and why stock options are worth asking about next time you negotiate your pay.Can’t get your head around bonds? https://youtu.be/BVhMzrp9jo0?si=IJF7VYP2PyZjwGGHHow to ride the peptide wave … https://youtu.be/cKoNDrtjp_U?si=fIOe6BzImsgkDSO7We're so proud to have created a fund shaped by you, The Curve community. To find out more, visit thecurveinvestments.co.nz. The Curve Investments Limited is the issuer and manager of The Curve Fund. The Product Disclosure Statement is available at thecurveinvestments.co.nz/pages/the-legal-stuff. The Curve Investments Limited is part of The Curve group, and the hosts of this podcast have an interest in it. This is general information only, not financial advice. Investing involves risk and returns aren't guaranteed. Wondering whether an investment actually lines up with your values? 👉 Submit your money and morals question to The Ethical Hotline: https://form.typeform.com/to/BZHujjGM Credits:Hosts: Sophie Hallwright & Vic HarrisProducer: Kate CallaghanSocial & Digital Manager: Lucy Munro⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠⁠⁠Instagram:⁠⁠ https://www.instagram.com/thecurveplatform/?hl=enSubstack: https://thecurveplatform.substack.com/Website: https://thecurveplatform.com/The Curve Investments: https://thecurveinvestments.co.nz/⁠YouTube⁠⁠: https://www.youtube.com/channel/UCFT_HdjhtoRIwPTmQy2TNLw⁠TikTok: https://www.tiktok.com/@thecurveplatformChapters00:00:00 Coming up in this episode …00:00:45 Pathfinder x The Curve00:01:10 Vic’s back in NZ00:08:35 The Fund announcement you’ve been waiting for!!00:11:31 How to understand fund results00:14:59 What’s the fund investing in00:24:24 Pathfinder x The Curve00:24:58 The payout00:36:15 Thanks for listening!00:36:36 Financial disclaimerDisclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Lab-grown or natural: what really makes a diamond valuable? This conversation explores the Four Cs, celebrity engagement rings, resale value, and the marketing campaign that tied diamonds to everlasting love. It also tackles who should pay, whether rings are investments or heirlooms, ethical sourcing, and why some wealthy buyers are choosing lab-grown stones.

Emma-Louise Boynton, writer, broadcaster and author of Pleasure: The Reclamation of My Body, joins the conversation on Sydney Sweeney’s investment in prediction market Novig. They explore how these markets blur the line between trading and betting, plus the booming but overlooked beauty market for women over 40, Sarah Creal’s new brand and the commercial power of the menopause generation.

Nicole Bremner, an international investor across property, markets and private companies, joins the conversation on mortgage rates climbing to 6% without a Bank of England hike. They explore the race to turn weight-loss injections into pills and ways to invest across the wider peptide ecosystem. Plus, a listener’s loss-making property raises the emotional challenge of letting go of bad investments.

It’s time to talk about "looksmaxxing," the internet's term for optimising everything about your appearance, and why so many of us are quietly pouring hundreds (or thousands) of dollars every month into it. Soph is joined by Hanna Horvath, author of the money and culture Substack ‘Your Brain on Money’. Together they dig into why Love Island contestants are the extreme end of a spectrum we're all on and why the return on investment for looking good is way blurrier than we like to admit. We also get into the psychology of impulse beauty spending and how to actually start pulling yourself off the hot girl hamster wheel.Hanna’s links …Substack (https://yourbrainonmoney.substack.com/)Instagram (https://www.instagram.com/yourbrain_onmoney/?hl=en)TikTok (https://www.tiktok.com/@yourbrainonmoney)Credits:Hosts: Sophie HallwrightProducer: Emily RigbyEditor: Kate CallaghanSocial & Digital Manager: Lucy Munro⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline)For more from The Curve:⁠⁠⁠⁠⁠⁠Website⁠⁠ (https://thecurveplatform.com/)⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3)⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly)Substack (https://thecurveplatform.substack.com/)Chapters00:00:00 Coming up in this episode …00:01:02 Are we low-key Love Island contestants?00:10:10 Hot girl hamster wheel00:14:07 What's the ROI on tweakments?00:23:04 Where did “looksmaxxing” come from00:27:57 How to opt out00:49:16 Thanks for watching00:49:46 Financial disclaimerDisclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Oura’s shelved $15 billion IPO opens a discussion about market timing, wearable health tech, and the appeal of subscription revenue. Meanwhile, AI agents are taking on bookings, purchases, emails, and business operations. The conversation explores how people use AI, the cognitive costs of outsourcing thought, and ways to keep curiosity and critical thinking alive.

We're back from our break, and we're kicking things off with not one but two personal updates. Soph opens with some very happy news, and Vic's comes right at the very end, so make sure you stick around.Trigger warning: this episode discusses the Cornell University sexual assault case. We look at who holds the power and the purse strings at elite universities, why donors could be the key to real change, and why this is exactly why we do what we do. Women do the work, men have the power, and money is a big part of that.Then, Nvidia writes the biggest cheque in US corporate history and makes it out to itself. We break down what a share buyback actually is and why Vic calls it the greenest flag of all time. Plus, its closest rival AMD becomes the first company led by a woman to hit US$1 trillion, and we look at what happens when a household name like Nike stops innovating.Interest in The Curve Investments? Read more info here: https://thecurveinvestments.co.nz/?srsltid=AU7gw4UndzAS-IYAxL0y4DggVR25nsl3fQyGTqIo_B6OK8_lhga1UROtCheck out the scary AI consciousness article from The Economist: https://www.economist.com/interactive/briefing/2026/08/20/the-search-for-consciousness-inside-llmsWondering whether an investment actually lines up with your values? 👉 Submit your money and morals question to The Ethical Hotline: https://form.typeform.com/to/BZHujjGM Credits:Hosts: Sophie Hallwright & Vic HarrisEditor: Kate CallaghanSocial & Digital Manager: Lucy Munro⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠⁠⁠Instagram:⁠⁠ https://www.instagram.com/thecurveplatform/?hl=enSubstack: https://thecurveplatform.substack.com/Website: https://thecurveplatform.com/The Curve Investments: https://thecurveinvestments.co.nz/⁠YouTube⁠⁠: https://www.youtube.com/channel/UCFT_HdjhtoRIwPTmQy2TNLw⁠TikTok: https://www.tiktok.com/@thecurveplatformChapters00:00:00 Coming up in today’s episode00:00:46 Pathfinder x The Curve00:01:11 Soph’s got BIG news!00:16:04 The financial repercussions for Cornell University00:26:35 Pathfinder x The Curve00:27:17 Heated chipmaker rivalry00:42:15 Vic’s got BIG news00:45:14 Thanks for listening00:45:53 Financial disclaimerDisclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

What is a share price, how is it actually set, and what makes it move up or down. This episode breaks the stock market down to its most basic level, buyers and sellers in a marketplace, and explains why getting emotionally attached to a stock (much like a bad relationship) is one of the easiest ways to make a bad decision. A great primer before you buy your first share.Credits:Hosts: Sophie Hallwright & Victoria HarrisEditor: Kate CallaghanSocial & Digital Manager: Lucy Munro⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline)For more from The Curve:⁠⁠⁠⁠⁠⁠⁠⁠Instagram:⁠⁠ https://www.instagram.com/thecurveplatform/?hl=enSubstack: https://thecurveplatform.substack.com/Website: https://thecurveplatform.com/The Curve Investments: https://thecurveinvestments.co.nz/⁠YouTube⁠⁠: https://www.youtube.com/channel/UCFT_HdjhtoRIwPTmQy2TNLw⁠TikTok: https://www.tiktok.com/@thecurveplatformChapters00:00:00 Welcome to The Curve Throwbacks00:00:57 Soph’s intro00:01:57 Beginners guide to stocks00:24:56 Thanks for listening!00:25:23 Financial DisclaimerDisclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.