
The Jesse Mecham Show
Money shouldn’t be this hard - and it isn’t! Join YNAB founder Jesse Mecham each week as he dives into spendfulness, a mindset that will help you stop second-guessing, spend more confidently, and live the life you want.
Latest episodes

Oct 14, 2024 • 6min
Wielding Money Against Yourself
Explore how we often use money as an excuse to dismiss our dreams. The discussion urges a deeper reflection on motivations behind financial constraints. It's time to uncover the real reasons for our feelings of inadequacy. Are we seeking escape from discomfort? Discover how to shift your mindset and allow money to support rather than hinder your goals. Dive into rethinking priorities and embark on a journey toward fulfilling your true aspirations.

4 snips
Oct 7, 2024 • 10min
What YNAB REALLY Does For You
Explore the transformative journey of discovering your financial self. Learn how effective budgeting can eliminate doubt, empowering confident spending decisions. Hear stories of improved relationships and reduced stress through mindful financial practices. Delve into the true essence of budgeting, which is about aligning your spending with your personal values and desires.

Sep 30, 2024 • 6min
The Paradox of Money
Explore the intriguing paradox that engaging with money can lead to greater freedom in life. Discover how managing finances mirrors personal growth and self-awareness. Learn that intentional budgeting can reduce financial stress, allowing you to focus on what truly matters in life and relationships. It's not just about money; it's about understanding your desires and values. Tune in to uncover insights that blend money management with self-care.

Sep 23, 2024 • 7min
Money Gets Out of the Way
Jesse, a dedicated father and financial enthusiast, shares his evolving perspective on funding his children's college education. He candidly discusses how his previously rigid stance transformed as he faced the reality of having kids in college. With strategic savings, Jesse and his wife were able to prioritize their family's needs without the stress of financial burden. This transition has not only allowed them to assist their children but also provided a sense of freedom in making significant life decisions.

Sep 16, 2024 • 10min
20 Years!
Jesse Mecham, the founder of a popular budgeting software that began as a simple spreadsheet, reflects on 20 years of financial evolution. He shares how his initial goal of covering rent has transformed into a thriving platform for personal finance. Jesse discusses the importance of adaptability in budgeting and thanks the YNAB community for their support throughout the journey. He also hints at exciting possibilities for the next two decades, making it clear that financial growth is a shared adventure.

Sep 9, 2024 • 5min
Money Ready, Spend With Joy
Andrew, an enthusiastic YNAB user and strength coach, shares his inspiring take on mindful spending. He recounts a delightful encounter at REI where he snagged a pair of discounted ski boots, illustrating how budgeting can transform purchasing decisions. By allocating funds specifically for this purchase, Andrew experienced no second-guessing—just pure joy. This discussion highlights the empowerment that comes from effective budgeting and how it leads to stress-free buying experiences.

Sep 2, 2024 • 6min
More Isn't More
Many believe that earning more money will solve their financial issues, but it often leads to even more spending problems. The discussion highlights that broken spending habits will persist regardless of income. Instead of focusing solely on increasing earnings, the importance of intentional spending and proactive financial planning is emphasized. Learn how to address your habits to achieve your personal financial goals more effectively!

Aug 26, 2024 • 10min
Earning With Purpose
In this enlightening discussion, Jesse emphasizes the significance of giving every dollar a job, transforming the relationship with money from mere obligation to purposeful engagement. He shares insights on balancing purposeful spending, joyful giving, and aspirational saving, using humor and personal anecdotes. Jesse encourages listeners to align their earning and spending with their values, revealing how this approach can imbue financial decisions with deeper meaning and empower individuals to pursue their passions.

Aug 19, 2024 • 10min
Tentacles and Rainbows
Jesse, an advocate for seeing money as a positive force, shares insights on how financial stress can entangle our lives. He likens the impact of money to tentacles, but encourages a shift in perspective to see the rainbows it can create. Jesse discusses four key principles that empower individuals to transform their relationship with money, emphasizing its role as a tool for self-expression and alignment with personal values. Tune in to discover how to turn financial worries into opportunities for fulfillment.

Aug 12, 2024 • 7min
You Need Frugality?
Frugality takes center stage as the discussion explores its deeper purpose beyond just saving money. Historical contexts and personal interpretations of frugality are examined, urging listeners to re-evaluate their own definitions. The hosts emphasize that being frugal should lead to meaningful financial goals rather than being an end in itself. This conversation intertwines ethical and environmental implications, inviting a reflective approach to one’s relationship with money.