

The Jesse Mecham Show
Jesse Mecham
Money shouldn’t be this hard - and it isn’t! Join YNAB founder Jesse Mecham each week as he dives into spendfulness, a mindset that will help you stop second-guessing, spend more confidently, and live the life you want.
Episodes
Mentioned books

4 snips
Dec 2, 2024 • 4min
I Am Not Even a Little Bit Frugal. Here's Why
Jesse shares his journey from a frugal upbringing to a new approach that embraces purposeful spending. He emphasizes that frugality often overlooks the joy of investing in what truly matters. With YNAB's four rules, he encourages listeners to double down on personal values rather than scrimping. Money, he argues, should reflect one’s identity, not just a tool for saving. The discussion also hints at the excitement for the upcoming YNAB FanFest, highlighting the importance of community in financial growth.

5 snips
Nov 25, 2024 • 7min
What If Being Good At Money Is Just Skill Acquisition?
Discover the idea that being good with money isn't an innate talent but a skill that can be learned through practice. The discussion emphasizes mastering financial management by building sustainable habits and learning from mistakes. Fun insights about the 2025 YNAB FanFest tour offer a glimpse into exciting community events and keynotes. The focus is on embracing the journey of financial skill acquisition, where every correct decision counts towards a brighter financial future.

Nov 18, 2024 • 6min
Infinitely Finite
Exploring the chaos of mental math, the discussion reveals how complex it can be to manage finances in today's world. Listeners learn a straightforward budgeting method that helps clearly designate what their money needs to do. The hosts share insights on the nature of money and the problem of fungibility, emphasizing intentional spending. Exciting announcements for the upcoming FanFest highlight the importance of community and engagement in financial journeys. It's all about making money work for you!

Nov 11, 2024 • 5min
Know Thyself
Managing money can feel boring, but it’s actually a fascinating journey of self-discovery. Each time you engage with budgeting, you uncover insights about your priorities and desires. The process fosters awareness and growth while teaching you what you truly want your finances to achieve in your life. Embracing this approach can transform how you view your financial habits, turning the mundane into an empowering experience.

Nov 4, 2024 • 5min
YNAB: The Long Con
What if budgeting is just a clever ploy to drive demand for better products like toasters? The discussion dives into the importance of durable goods and how our spending choices shape market trends. It challenges the idea of disposable items versus long-lasting products, urging a shift towards intentional purchasing. This thought-provoking take encourages listeners to rethink their consumer habits for a more sustainable future.

Oct 28, 2024 • 9min
Ask Jesse: Reading Habits, Debit Card Update, and More!
Jesse dives into his love-hate relationship with reading Marx's Das Kapital, ultimately casting it aside. He shares an update on his experiences with debit and credit card usage that might surprise you. The discussion takes a turn to the effects of being overly aware of your investments, highlighting how it can lead to stress rather than clarity. Listeners will appreciate the practical advice on balancing debt and building a solid financial foundation.

Oct 21, 2024 • 5min
Error Correction
Discover how YNAB'ers excel in iterating their financial plans! They reflect on spending, learn what truly matters, and adjust their strategies accordingly. This method not only enhances money management skills but also fosters personal growth. Embrace your mistakes and transform them into valuable lessons—it's all about finding contentment in discontent as you navigate your financial journey!

Oct 14, 2024 • 6min
Wielding Money Against Yourself
Explore how we often use money as an excuse to dismiss our dreams. The discussion urges a deeper reflection on motivations behind financial constraints. It's time to uncover the real reasons for our feelings of inadequacy. Are we seeking escape from discomfort? Discover how to shift your mindset and allow money to support rather than hinder your goals. Dive into rethinking priorities and embark on a journey toward fulfilling your true aspirations.

4 snips
Oct 7, 2024 • 10min
What YNAB REALLY Does For You
Explore the transformative journey of discovering your financial self. Learn how effective budgeting can eliminate doubt, empowering confident spending decisions. Hear stories of improved relationships and reduced stress through mindful financial practices. Delve into the true essence of budgeting, which is about aligning your spending with your personal values and desires.

Sep 30, 2024 • 6min
The Paradox of Money
Explore the intriguing paradox that engaging with money can lead to greater freedom in life. Discover how managing finances mirrors personal growth and self-awareness. Learn that intentional budgeting can reduce financial stress, allowing you to focus on what truly matters in life and relationships. It's not just about money; it's about understanding your desires and values. Tune in to uncover insights that blend money management with self-care.