Positive Financial Outcomes

The decision to stop using credit cards resulted in a noticeable improvement in financial health, with average bank account balances increasing by approximately 18%. Participants found that maintaining the practice of assigning a job to every dollar continued to be effective without the distraction of credit cards. Concerns regarding renting vehicles or fraud were addressed, showing that using debit methods like Apple Pay did not hinder normal transactions. Overall, the approach led to reduced costs associated with credit cards while maintaining similar lifestyle goals and ultimately resulted in more savings.