

The Rachel Cruze Show
Ramsey Network
Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love. Get even more money saving tips at www.RachelCruze.com.
Episodes
Mentioned books

Sep 22, 2022 • 26min
Bonus Episode: Is Convenience Culture Worth Being Broke?
Hey guys! I’m so excited to announce mine and George’s brand new podcast, Smart Money Happy Hour is officially live! Like any good happy hour, we start with a drink, and then give you our hot take on pop culture, what’s going on in the world and of course…money. Check out this first episode and subscribe to Smart Money Happy Hour to get in on the fun! Scroll! Swipe! Spend? Rachel Cruze and George Kamel pour one out for the convenience culture trends making us BROKE (hello, Amazon Prime). In This Episode:
Feel-good free shipping, influencer recs and other things that make us say, “Take my money!”
George’s super SMART secret weapon for avoiding impulse buys
Rachel and George may or may not plead guilty to accidental theft
Helpful Resources:
Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think.
Do you have a Guilty As Charged question for Rachel and George? Send a direct message to @rachelcruze or @georgekamel on Instagram!
This Week’s Happy Hour Special:Basil Gimlet
6 fresh basil leaves
1 ounce lime juice
3/4 ounce simple syrup
1 1/2 ounces gin
In a cocktail shaker, muddle five basil leaves with lime juice and simple syrup. Add ice and gin. Shake it like a Polaroid picture. Strain and top with remaining basil. *clink* Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 19, 2022 • 16min
27 Money-Saving Food Hacks Most People Don’t Know About
Get ready to see BIG savings in your food budget! Join me to hear about the deals, fast-food secrets, and cash-saving hacks that will help you take control of your money and create a life you love. Here’s the lineup:
Save Big at Aldi by Spotting THIS
18 Money Hacks for Underrated Fast-Food Chains
Helpful Resources:Meal Planner & Grocery Savings GuideChristian Healthcare MinistriesSponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 12, 2022 • 21min
The Biggest Financial Mistakes Americans Are Making Right Now
The economy may suck right now, but your bank account balance doesn’t have to. Let’s talk about how to avoid making big mistakes with your money. I’ll cover the crypto meltdown, the impact of upcoming elections, and why buy now, pay later companies are losing money (and if you use them, you are too).In this episode:
Is This the End for Crypto?
Why the Government Shouldn’t Be in Charge of Your Finances
The Biggest Financial Mistake Americans Are Making Right Now
Helpful Resources:Christian Healthcare MinistriesSponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 5, 2022 • 26min
Should You Avoid These Popular Money Moves?
Get ready to hear my hot take on the FIRE movement! Plus, we’ll talk about inflation and some strategies for dealing with it, and I’ll react to a hilariously honest video about credit card companies. In this episode:· Was It a Mistake to Pull Your Money Out of the Market?· Is It Really Possible to Retire Before 35?· The Video Credit Card Companies Don’t Want You to See Helpful Resources:Christian Healthcare MinistriesFinancial Peace UniversityEveryDollar Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 29, 2022 • 27min
How Inflation Has Changed the Middle Class
How much money do you need to be “financially comfortable”? Inflation has reshaped the middle class, but there’s plenty you can do to keep your financial peace. From groceries and utilities to your everyday choices and “fun money”—we’ve got tips to help you save money and create a life you love!Here’s what’s coming up:
Does America Still Have a Middle Class?
The Four Keys to Financial Security
Sneaky Ways Movie Theatres Rip You Off
Helpful Resources:
Christian Healthcare Ministries
EveryDollar
Financial Peace University
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 22, 2022 • 36min
Life-Changing Habits That Can Save You Time and Money
Forming good habits is one of the best ways to stay in control of your money and create a life you love for the long term—so let’s talk about some of those wealth-building and time-saving habits. Plus, we’ll find out the top 10 things people get wrong about money. In this episode:· The Best Money Habits to Have Before Your 30s· One Routine That Can Save You Time and Money with Clean Mama· The Top 10 Things People Get Wrong About Money Helpful Resources:Christian Healthcare MinistriesHow Well Do You Know Money? QuizFinancial Peace UniversityEveryDollar Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 15, 2022 • 33min
How to Inflation-Proof Your Grocery Budget
Looking for more ways to save money on groceries? You can beat inflation without sacrificing the healthy food choices you love. I’ll show you how!In this episode:· Beat Rising Food Costs by Shopping Here· 10 Healthy Food Swaps on a Budget with George KamelHelpful resources:Christian Healthcare MinistriesFinancial Peace UniversityEveryDollar Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 8, 2022 • 38min
3 Major Money Stressors and What to Do About Them
Let’s be real: Anything money-related can be pretty stressful these days, but having a clear plan can really help. We’ll walk through some tips to help you deal with high interest, save money by decluttering, and understand why it’s so important to have a will. In this episode:· 5 Things With the Highest Interest Rates Right Now· 5 Essential Things You Need to Declutter Your Home with Clutterbug· 5 Things That Happen to Your Money When You Die Helpful Resources:Christian Healthcare MinistriesFinancial Peace UniversityEveryDollar Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 1, 2022 • 16min
How to Keep More of Your Money in Your Wallet
If you’re trying to make (and save) money quickly, this episode will give you some great tips and strategies. Plus, we’ll talk about the main reason people go bankrupt here in the U.S., and what you can do to avoid or lessen some of those expenses!Here’s what’s coming up:· 15 Ways to Make $10,000 Fast· The #1 Reason People Go Bankrupt Helpful Resources:Christian Healthcare MinistriesFinancial Peace UniversityEveryDollarSponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 25, 2022 • 30min
Money Traps to Avoid So You Can Build Wealth
Is financial peace in your 30s even possible? Absolutely! In this episode, I’ll show you how to face the fears that make most 30-somethings do stupid things with money. Plus, we’ll talk about whether or not credit cards are offering you a false sense of security. You may be surprised to learn how much debt actually costs you. Here’s what’s coming up:· 5 Money Fears People Have in Their 30s (and How to Avoid Them)· This Is the True Cost of Debt· The Credit Card Traps Everyone Falls for but You Don’t Have To Helpful Resources:Christian Healthcare MinistriesFinancial Peace UniversityEveryDollar Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices