The Rachel Cruze Show

In this episode, we’re talking about all things spending (and how you can avoid overspending this season). I’ll let you guys in on what I spend in a week, plus we’ll go over some tips that will help you steer clear of a holiday spending disaster. And to wrap it all up, I’ll share some affordable last-minute gifts! Here’s what’s coming up:·      What I Spend in a Week·      5 Tips to Avoid a Holiday Spending Disaster·      Last-Minute Christmas Gift Ideas Under $40 Helpful Resources:Christian Healthcare MinistriesFinancial Peace UniversityEveryDollar                                               Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

We’re finally heading into my favorite time of the year: the holiday season! So, grab a hot chocolate and get ready to have the healthiest, most sane season—both financially and relationally. We’ll talk about how to save money on Christmas, get past the resentment that creeps in during the holidays, and keep things in perspective when it comes to different generations. In this episode:·      10 Ways to Save More Money by Having a Minimal Christmas·      How the Holidays Can Lead to Resentment with Dr. John Delony·      “Our Parents Had It Easier” — Why That’s a Lie Helpful Resources:Christian Healthcare MinistriesFinancial Peace UniversityEveryDollar                                               Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

This is a fun one, you guys! We’ll talk about the priciest places to live in the world, and then my friend George Kamel will join me to talk about our bougie pets (and how to save on pet care). In this episode:·      Most Expensive Places to Live in the World·      How Much Having a Pet Is Actually Costing You with George Kamel Helpful Resources:Christian Healthcare MinistriesFinancial Peace UniversityEveryDollar                                               Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Let’s talk about the strategies that will help you build wealth the right way! We’ll cover when (and if) you should ever pause investing, the different types of financial accounts we should all have, and how to make true progress with your money goals. You’ve got this! In this episode:·      Here’s When Investing Can Keep You From Building Wealth·      6 Financial Accounts You Need to Build Wealth·      The Key to Hitting Your Money GoalsHelpful Resources:Christian Healthcare MinistriesFinancial Peace UniversityEveryDollar                                               Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Let’s talk about some good (and not-so-good) money habits, plus some practices and mindsets to have when it comes to your finances. We’ll also take a look at how a high-earning CEO spends her income, the mental patterns that might be holding you back from building wealth, and what can you do in just one weekend to help you feel more confident with money!In this episode:·      The Worst Money Mindsets That Keep You Broke·      How a New York CEO Spends Her $180K Income·      How to Take Control of Your Finances in One Weekend Helpful Resources:Christian Healthcare MinistriesFinancial Peace UniversityEveryDollar                                               Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

There are all kinds of money traps and pitfalls that can cause you to give up more of your income, and we all need to be aware of them! So let’s talk through the dangers of impulse spending, Amazon buys you should never waste money on, and how to spot all the red flags when it comes to Craigslist and Facebook Marketplace scams. Stay alert, you guys! Here’s what’s coming up:·      How You’re Losing $3,700 a Year Without Knowing It·      5 Amazon Products You Shouldn’t Buy with But First, Coffee·      Online Money-Making Methods That Are Total Scams Helpful Resources:Christian Healthcare MinistriesFinancial Peace UniversityEveryDollarBut First, Coffee                                               Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today’s episode is all about helping you get the most out of your money. We’ll go over some great tips for making your dollar go further (especially at the dollar store), and then we’ll talk about how to set and reach your investing goals. Here’s what’s coming up:·      How I Invest 30% and You Can Too·      How to Make Your Dollar Go Further During Inflation with Do It on a Dime Helpful Resources:Christian Healthcare MinistriesFinancial Peace UniversityEveryDollar                                               Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

This is a fun one—but we also go over some serious money-wasters to be on the lookout for! We'll talk about what shrinkflation is and why you might be a victim of it and some things we tend to waste money on in the fall (looking at you, pricey fall decor).Here’s what’s coming up:·      How to Spot Shrinkflation·      Top 10 Things People Waste Money On in the Fall Helpful Resources:Christian Healthcare MinistriesFinancial Peace UniversityEveryDollar                    Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.Learn more about your ad choices. Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Let’s talk about how to change our mindset and our habits when it comes to finances—so we can start making our money work for us instead of the other way around. We’ll go over nine money habits to break ASAP, the seven states with the highest credit card debt, and a mental trick that will shift your perspective on wealth. Don’t miss this one!In this episode:·      9 Habits That Will Always Keep You Broke·      7 Places With the Highest Credit Card Debt·      This Changed My Entire Perspective on Wealth Helpful Resources:Christian Healthcare MinistriesFinancial Peace UniversityEveryDollar Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.  Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is all about being as smart as possible with your hard-earned income! We’ll talk about what to do when the market’s down (hint: don’t panic) and how to pay off your debt in less than two years so you can start building wealth for the future. Then, we’ll wrap up with a conversation on buyer’s remorse and how to avoid it at all costs. In this episode:·      8 Best Financial Practices to Have in a Down Market·      How to Pay Off $23,000 of Debt in Less Than 2 Years·      6 Ways I Avoid Buyer’s Remorse Helpful Resources:Christian Healthcare MinistriesFinancial Peace UniversityEveryDollar                                               Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.  Learn more about your ad choices. Visit megaphone.fm/adchoices