The Rachel Cruze Show

📈 Are you on track with the Baby Steps? Get a free personalized plan. If you learned more about pi in high school than how to file your taxes, you’re not alone! In this episode, you’ll learn five important financial lessons everyone should have learned a long time ago. Next Steps: 💰 Beat debt and build wealth faster with Financial Peace University. 📚 Find the right curriculum for you with Ramsey Education. 💵 Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.  Explore More From Ramsey Network:🍸 Smart Money Happy Hour🎙️ The Ramsey Show  💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💰 George Kamel🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. We can’t escape the basic cost of living, but there are ways to spend less! In this episode, find out how to save on everyday essentials so that you have more money for everything else. Next Steps: 🎥 Watch my video 4 Ways You’re Ruining Your Budget (Without Realizing It). 🏠 Calculate your monthly payment with our Mortgage Calculator. 💵 Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.  Explore More From Ramsey Network:🍸 Smart Money Happy Hour🎙️ The Ramsey Show  💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💰 George Kamel🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. If you have a savings goal, the key to reaching it is going all in—even if it’s just for a short season! In this episode, you’ll learn four money challenges you can start today to help you pile up cash fast. Next Steps:  🎥 Watch my video Find an Extra $400 in Your Budget in Just 24 Hours. 💰Take the 24-Hour Money Finder Challenge! 💸 Save $5,000 with the 100 Envelope Challenge. 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership  Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. Does it feel like the housing market is totally out of control? In this episode, we’ll dive deep into what’s really happening out there and what it means for buyers and sellers right now. Next Steps: 🏠 Reach your home goals with our Real Estate Home Base. 💵 Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.  Explore More From Ramsey Network:🍸 Smart Money Happy Hour🎙️ The Ramsey Show  💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💰 George Kamel🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. The truth is, there’s something every generation can teach us about personal finance. In this episode, find out seven surprising money lessons we can learn from boomers—including what to do and what to avoid. Next Steps: 🎥 Watch my video 7 Valuable Life Lessons I Swear By. 💰 Find out your earning potential with the Investment Calculator. 💵 Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.  Explore More From Ramsey Network:🍸 Smart Money Happy Hour🎙️ The Ramsey Show  💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💰 George Kamel🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. Let’s be real—knowing what to do with your money and actually doing it are two different things. That’s why in this episode, I’m calling out five commonsense money habits you can start today that’ll help you reach your goals. Next Steps: 🎥 Watch my video What’s the Catch With 0% Interest? 💸 Join Financial Peace University, the fastest way to beat debt and build wealth. 💵 Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.  Explore More From Ramsey Network:🍸 Smart Money Happy Hour🎙️ The Ramsey Show  💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💰 George Kamel🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. Investing for retirement can feel overwhelming, but it doesn’t have to be! In this episode, you’ll learn five key numbers everyone should know so you can prepare for the future with confidence. Next Steps: 🎥 Watch my video How to Invest the Right Way in 2025. 💰 Invest in your future with a Smartvestor Pro. Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. 💵 Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.  Explore More From Ramsey Network:🍸 Smart Money Happy Hour🎙️ The Ramsey Show  💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💰 George Kamel🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Explore the tough love advice on achieving financial freedom, highlighting the importance of mindset and budgeting. Discover how ego can negatively affect your financial choices and the necessity of understanding debt. Dive into the transformative power of generosity, which fosters greater financial well-being and happiness. Challenge the belief that wealth equals fulfillment, and find joy in giving while working to overcome debt burdens.

📈 Are you on track with the Baby Steps? Get a free personalized plan.Is living on a cruise ship a creative money-saving hack or just plain crazy? In this episode, I’m reacting to some of the wildest things people have tried to save a buck. Plus, you’ll learn how to actually save more in your everyday life.Next Steps: 🎥 Watch my video The Worst Ways to Pay Off Your Debt. 💵 Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network:🍸 Smart Money Happy Hour🎙️ The Ramsey Show  💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💰 George Kamel🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.I know credit card miles seem like free travel . . . but are they really? In this episode, you’ll learn five sneaky money traps to avoid if you want to win with money.Next Steps: 🎥 Watch my video How Airlines and Other Retailers Are Robbing You Blind. 💵 Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network:🍸 Smart Money Happy Hour🎙️ The Ramsey Show 💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💰 George Kamel🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices